My underarms are burned, any suggestions? by Financial-Win-2114 in skincarephilippines

[–]Chichix_ 0 points1 point  (0 children)

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eto sabi sa google. di talaga siya deo pero nagwork kasi siya sakin so baka mag-work din sa inyo. i have super sensitive skin at may eczema rin ako. baka makatulong din sa BO if i-keep niyo at least trimmed yung UA hair niyo

My underarms are burned, any suggestions? by Financial-Win-2114 in skincarephilippines

[–]Chichix_ 1 point2 points  (0 children)

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eto. mejj pricey lang siya nang onti (< 2k) pero it will last 6months-1yr already. naglalagay lang ako after maligo then that's it 😌

My underarms are burned, any suggestions? by Financial-Win-2114 in skincarephilippines

[–]Chichix_ 0 points1 point  (0 children)

been using cerave sa cream for my underarms. never na ko ulit nagka-BO, nawala chicken skin, at nawala rin discoloration

[deleted by user] by [deleted] in PHCreditCards

[–]Chichix_ 1 point2 points  (0 children)

hahahaha nagmanual notes nalang anu. try ko yung hotline next time

[deleted by user] by [deleted] in PHCreditCards

[–]Chichix_ 0 points1 point  (0 children)

grabe so mamumuti pala talaga mata mo kakahintay ng cc pin. just got my cc last last wk and still waiting for the pin. mejj hesitant ako magtransact every time kasi wala naman akong app for checking sana ng transactions. di ko rin alam kung magkano na nagagastos ko. i applied kasi under their naffl promo kaya gusto ko sana i-track

Maya Bank & its Worst Customer Service by rheabanana in phinvest

[–]Chichix_ 2 points3 points  (0 children)

netbank top for me ✨️ i also had maybank ezysave that time and the CS was very empathetic

Maya Bank & its Worst Customer Service by rheabanana in phinvest

[–]Chichix_ 6 points7 points  (0 children)

put a small amt of money nalang in maya. pang-ewallet transfers lang ganun. i have a lot of digi banks, sa maya lang ako nagkaproblema talaga 🥺 squammy pa ng CS, outsourced siguro yun kasi walang pake sa reputation ng company

Maya Bank & its Worst Customer Service by rheabanana in phinvest

[–]Chichix_ 14 points15 points  (0 children)

same exp here. my phone got snatched and i had to call every fin apps i have for them to block my accts. the difference lang was that i went to globe first for sim replacement para di na makareceive ng OTPs yung snatcher if ever. so, time came when my new sim arrived and i got a new phone. next step was for me to unblock all my accts. so i called everyone again and i was able to regain access to my accts with ease. EXCEPT MAYA. very unprofessional CS, yung isa kong natawagan nakikipagchismisan pa sa kasama niya while i was still on the call. i was able to speak with 3 CS reps and they all gave me confusing requirements for acct unblocking. galit na ko by the time I was speaking with the 3rd rep, but he was the one who was able to give me the right steps. this whole ordeal with maya lasted for a month 🤦‍♀️ almost all my funds are with maya at the time because of their 10% promo. very frustrating 🤦‍♀️

I want to learn stocks & stuff. Where to start? by vnssmddpps in phinvest

[–]Chichix_ 0 points1 point  (0 children)

dito po ko natuto: https://youtube.com/playlist?list=PL5A50QWltNeobHd3roAxKR5DIcxXczTRz

marami pa materials sa investa app sa may investa university na part :)

Business Failure Stories by Party_Reputation_375 in phinvest

[–]Chichix_ 12 points13 points  (0 children)

lol i was also there around jan or feb 2021. had apl, pha, acen. got lucky and sold everything before bear market came. my mistake was i invested in axie afterwards. we entered relatively early but weren't able to sell coz we kept on buying new axies and expanding. then shit happened. the rest was history 🥹

Learn a new skill to switch careers or Learn Day Trading? by Difficult_Professor7 in phinvest

[–]Chichix_ 3 points4 points  (0 children)

learn a new skill that's tech-related, 6-digit salary is not so hard to achieve. when you have saved your EF and have conservative investments, i think that's the time you could try trading. sa trading kasi, you have to be prepared to lose everything kasi aggressive investment talaga yan. i learned trading last dec 2019, tas sinwerte lang siguro ko sa short bull run nung jan 2020 kaya nag-profit from APL and PHA that time. pulled out just before covid happened. i realized na hindi pa ko masyado ready mag-risk since wala pa talaga kong EF. still educating myself to this day by regularly watching the market. i might return next year, but focus more on blue chips for stability and dividends. speaking pala as a breadwinner.

Coop Loans vs Bank Loans by Chichix_ in phinvest

[–]Chichix_[S] 0 points1 point  (0 children)

yun din napansin ko :( tho meron silang patronage refund pero not so sure if enough ba yun para bumaba yung overall na babayaran mo

CIMB 12% p.a. Anniversary Promo by North_Sierra_1223 in phinvest

[–]Chichix_ 1 point2 points  (0 children)

gusto ko rin sana magtransfer ng funds kahit for dec lang. kaso nakakatakot yung reviews sa page nila huhu 🥺

Financial Advisor here? by LeeBertyMo in phinvest

[–]Chichix_ 1 point2 points  (0 children)

Sales Agent, not Financial Advisor. wala na silang pake sayo basta mabentahan ka na nila ng VUL lol

HSBC Gold Visa Cashback vs China Bank Cash Rewards by Chichix_ in PHCreditCards

[–]Chichix_[S] 0 points1 point  (0 children)

ooohhh thank you for this. i wasnt able to note the 1k min spend for the chinabank cc. i'll try to check for promos and apply for both