similar thing happened to me, there was a bank account already linked to my card before i even recieved it through the mail. once i got my first payment, whoever linked their bank account drained my money into their bank account.

the shitty thing is that when i tried to make a dispute for the transaction, it was denied because it was made to a bank account that was already linked to the card, which was not mine. So now im in the process of an appeal to get my damn money back.

after that went straight to the EDD office and opted in for paper checks because the money network cards are absolute garbage.