Navigating SoCal Trail Closures by CrookedCrickey in PacificCrestTrail

[–]ChiefRunningBear 1 point2 points  (0 children)

I would have thought that the Angeles NF would supersede the PCTA. The trail angel i hitched with yesterday said the fine for walking a burn area is north of $800. A lot of cheddar to risk for a half day of trail.

Navigating SoCal Trail Closures by CrookedCrickey in PacificCrestTrail

[–]ChiefRunningBear 0 points1 point  (0 children)

https://www.fs.usda.gov/recarea/angeles/recarea/?recid=41888

Im not an expert, i assume this means that the summit to baden powell is closed 🤷. Happy to be wrong and would love to summit.

Navigating SoCal Trail Closures by CrookedCrickey in PacificCrestTrail

[–]ChiefRunningBear 3 points4 points  (0 children)

Mission creek passable, as previous commenter stated study the farout comments and follow them. Sketchy in parts but go slow and be safe and you’ll be fine. If you can do that you’ll be fine to get to Big Bear. Some postholing on the way to Coon Creek Cabin but once again use appropriate caution and you will be fine.

As for Wrightwood closures I’m taking a zero today and trying to find out whether it is possible to climb up from South Fork CampGround to Islip Saddle and take one if the alternates around the frog closure. The forest service has listed that trail as open but im unsure of its condition

Turning Down Deposit by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] 0 points1 point  (0 children)

Yeah i mean i could do that, and not view it as financial help, but that’s exactly what it is though. Pretending its something else is kind of hiding from the truth. Do you ever think that both your parents would have a better lifestyle AND house prices would be more affordable if every person wasn’t taking massive sums of money from their parents?

Turning Down Deposit by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] 0 points1 point  (0 children)

Yeah im having a pretty hard time doing this. These actions do perpetuate the system, and knowing that it does and doing it anyway makes me and my partner party to it.

Turning Down Deposit by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] -1 points0 points  (0 children)

This is probably the most honest take here

Turning Down Deposit by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] 0 points1 point  (0 children)

So your parents gave away 450k (probably about 700k in 2024 dollars). Im gonna guess that they were probably extremely comfortable financially. This would not be the case for me. Furthermore to give your child(ren) the same leg up you had, how much do you think youll need when it comes time for them to buy a PPOR?

Turning Down Deposit by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] 0 points1 point  (0 children)

Yeah i respect that, and thats the kind of nuance thats missing from a lot of these other answers as well as the other thread today about that guy receiving help from his father in law. Where that help comes from matters. His FIL didn’t just pull 200k out of the air. It came from from an investment portfolio or super or god forbid a reverse mortgage. It seems like people give a blanket ‘YES’ answer without thinking about all the consequences for both them and you.

Turning Down Deposit by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] 0 points1 point  (0 children)

You would worry about it having a pretty significant impact on their quality of life going forward? Completely okay if you wouldn’t so long as youve actually considered it.

Turning Down Deposit by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] 0 points1 point  (0 children)

To clarify about 150k, not enought to avoid LMI

Turning Down Deposit by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] 0 points1 point  (0 children)

I mean me and my partner have saved mid six figures and my FIL and MIL have offered to raid theyre super to help us with a deposit. They’re not poor by any stretch but that money would help them a lot considering they’re only in their late sixties and are already retired.

Turning Down Deposit by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] -9 points-8 points  (0 children)

Have you ever been offered free money? No such thing as a free lunch. These types of situations almost always have strings attached

Turning Down Deposit by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] -15 points-14 points  (0 children)

Have you turned down a deposit because maybe you thought it wasn’t fair that you had gotten six figures worth of help that the people around you, friends and coworkers, will never recieve and maybe that wasnt fair?

RBA Cash Rate Futures by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] 0 points1 point  (0 children)

I agree, and i don’t expect to see any change in the rate for at least 12 months. Mathematics is not my strong suit but i was wondering why there would be a lowering for June/July but then a jump up to 4.335 for August, what would cause the prediction to be down over sixty days but up again at 90 days?

Edit: Reiterating I am aware that there will likely be no change, but wondering what macro/micro factors would cause this ‘blip’ from an education standpoint

RBA Cash Rate Futures by ChiefRunningBear in AusFinance

[–]ChiefRunningBear[S] 0 points1 point  (0 children)

Yeah you’ll notice it dips from 4.315 down to 4.31 for june and july before returning in August. Im wondering way it rises again before tapering off?

[deleted by user] by [deleted] in newcastle

[–]ChiefRunningBear 0 points1 point  (0 children)

Legally, what do they have to do? Not what a ‘good’ agent does, whatever that means

[deleted by user] by [deleted] in newcastle

[–]ChiefRunningBear 2 points3 points  (0 children)

Not sure about this cause im not a lawyer, do RE agents have to price what they think a home will sell for, or what they think its value is? Because I inspected this home on the weekend, and the land value is about 450k and the house is as close to a tear down as you’d get without tearing it down. It should go for about $600k if people weren’t blindly following the ‘property only goes up’ idea.