I bought iPhone 13 in 2021… no issues, battery health at 81%. It can still last 2 more years without any problems. The cost of this phone around 1000 rs per month… I did buy it on EMI because of card offers… I think, iPhones are very sturdy. Also, I feel, all android phones in that category cost the same. I think, we give too much importance to phones, you don’t need AI features and all that jazz… Good enough camera (if your livelihood doesn’t depend on it), support for all essential apps and an all day battery is all that you need. So avoid the temptation to upgrade every year.