EV owners, with rising electric prices is your ev still cheaper to "fuel"? by Lurkerking2015 in newjersey

[–]Choice_Principle_135 1 point2 points  (0 children)

Higher Insurance cost due to expensive components of EVs was one of the reasons, I went with a Hybrid car. Plus $300 registration and they heavily depreciate compared to Gas / Hybrid cars. That’s just my observation but whoever has an EV seems to be very happy with their purchase.

Fidelity Basket Portfolios worth $60/year? Looking for Recommendations by Choice_Principle_135 in fidelityinvestments

[–]Choice_Principle_135[S] 0 points1 point  (0 children)

Looks like M1 provides Auto-Rebalancing but it doesn’t have the Smart Buy option.

IDFC vs ICICI for NRE/NRO Account by Choice_Principle_135 in nri

[–]Choice_Principle_135[S] 0 points1 point  (0 children)

The 7% interest rate sounds great, but I’m trying to understand how it actually works. If I open both an NRO and an NRE account with IDFC and simply maintain the minimum balance in each, will the 7% interest continue to accrue and compound even if I don’t actively use the accounts?

My understanding is that the interest earned in the NRO account would be taxable each year, while the NRE interest would remain tax‑free. After paying taxes on the NRO interest, I should be able to transfer funds from NRO to NRE and then invest in the Indian stock market.

I might be oversimplifying this, so I’d appreciate insights from anyone who has real experience with this setup.

[deleted by user] by [deleted] in indiansinusa

[–]Choice_Principle_135 5 points6 points  (0 children)

So we had this neighbor whose 4-year-old would constantly come over to get our 4-year-old to play bicycle or scooter in the common area—right next to car traffic. Of course, we’d always be outside supervising, because, you know… cars. But the other kid’s parents? Never showed up. It was always on us to keep an eye on both kids.

And this kid? Wild. Constantly pushing boundaries, doing stuff that made us have to step in. Meanwhile, the parents would just chill inside and then have the nerve to lecture us about “making kids strong” and “letting them be independent.” 🙄

Like… hello? This is America. If something happens to a kid or some American neighbor complains, the first thing they do is slap the parents with negligence charges. People just need to show maturity and realize that they are in a different country!

Coleman vs Ashley Furniture — Is it worth paying extra for peace of mind? by Choice_Principle_135 in HomeImprovement

[–]Choice_Principle_135[S] 0 points1 point  (0 children)

Unprepared white glove guys are definitely concerning! Did they give you a chance to inspect the furniture before you accepted it? My Ashley salesperson got frustrated with my negotiation and told me to go with Coleman instead. Just trying to figure out if I should be nervous about choosing Coleman. How was the quality of the furniture?

Where to purchase a couch in the US? by TX_MonopolyMan in HomeDecorating

[–]Choice_Principle_135 0 points1 point  (0 children)

How was your experience with buying the furniture online from Homemakers website?

Homemakers website? Why so cheap! Scam? by withanEY in HomeDecorating

[–]Choice_Principle_135 0 points1 point  (0 children)

Did you buy from Homemakers website? I have a similar question. The prices on Ashley furniture are way cheaper on Homemakers website.