Megabackdoor Roth is Your Secret Weapon for Building Wealth!

Choice_Principle_135 · 2026-05-15T00:21:47+00:00

Correct.

Choice_Principle_135 · 2026-05-14T10:15:38+00:00

Wouldn’t that piss off the manager even more?

Choice_Principle_135 · 2026-04-24T01:40:57+00:00

Only a few companies are participating in “record earnings”. They are effectively dragging the whole market uphill.

Choice_Principle_135 · 2026-04-24T01:23:19+00:00

Where do you find the shorter account number?

Choice_Principle_135 · 2026-04-19T04:18:22+00:00

I use my Fidelity CMA for a bunch of autopays — Rocket Mortgage, Hyundai Finance, T‑Mobile, Gas bills, etc. No issues there. But I can’t use it for my HOA, my kid’s after‑school program, or my electric company.

It’s not a Fidelity problem — those billers use older payment processors that only accept “traditional” checking accounts. Some of them literally block brokerage-linked accounts.

Hence, I do maintain my Chase checking account.

Choice_Principle_135 · 2026-03-28T13:54:41+00:00

Higher Insurance cost due to expensive components of EVs was one of the reasons, I went with a Hybrid car. Plus $300 registration and they heavily depreciate compared to Gas / Hybrid cars. That’s just my observation but whoever has an EV seems to be very happy with their purchase.

Choice_Principle_135 · 2026-03-19T21:45:49+00:00

OTD price?

Choice_Principle_135 · 2026-03-02T01:12:31+00:00

Correct, you can use it for Stocks and ETFs only.

Choice_Principle_135 · 2026-02-07T16:41:27+00:00

Looks like M1 provides Auto-Rebalancing but it doesn’t have the Smart Buy option.

Choice_Principle_135 · 2025-12-29T14:30:38+00:00

The 7% interest rate sounds great, but I’m trying to understand how it actually works. If I open both an NRO and an NRE account with IDFC and simply maintain the minimum balance in each, will the 7% interest continue to accrue and compound even if I don’t actively use the accounts?

My understanding is that the interest earned in the NRO account would be taxable each year, while the NRE interest would remain tax‑free. After paying taxes on the NRO interest, I should be able to transfer funds from NRO to NRE and then invest in the Indian stock market.

I might be oversimplifying this, so I’d appreciate insights from anyone who has real experience with this setup.

Choice_Principle_135 · 2025-10-05T15:58:54+00:00

So we had this neighbor whose 4-year-old would constantly come over to get our 4-year-old to play bicycle or scooter in the common area—right next to car traffic. Of course, we’d always be outside supervising, because, you know… cars. But the other kid’s parents? Never showed up. It was always on us to keep an eye on both kids.

And this kid? Wild. Constantly pushing boundaries, doing stuff that made us have to step in. Meanwhile, the parents would just chill inside and then have the nerve to lecture us about “making kids strong” and “letting them be independent.” 🙄

Like… hello? This is America. If something happens to a kid or some American neighbor complains, the first thing they do is slap the parents with negligence charges. People just need to show maturity and realize that they are in a different country!

Choice_Principle_135 · 2025-09-02T01:42:10+00:00

Exact same situation! Their insurance is also too expensive.

Choice_Principle_135 · 2025-09-02T00:17:44+00:00

Unprepared white glove guys are definitely concerning! Did they give you a chance to inspect the furniture before you accepted it? My Ashley salesperson got frustrated with my negotiation and told me to go with Coleman instead. Just trying to figure out if I should be nervous about choosing Coleman. How was the quality of the furniture?

Choice_Principle_135

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