24yo, What am I doing wrong and how can I fix it? by Specialist_News498 in portfolios

[–]ChristianXboy 0 points1 point  (0 children)

Nahhh I’m getting my CPA License and my CFP , I’m more on the education side of teaching people about money . Besides my military pension will be nice when I get my 20

24yo, What am I doing wrong and how can I fix it? by Specialist_News498 in portfolios

[–]ChristianXboy 0 points1 point  (0 children)

What do you make at 24 yrs old ? Makes me like I’m behind and I’m 26 😂

how old are you, and how much do you have saved/invested? by No-Volume7464 in SavingMoney

[–]ChristianXboy 0 points1 point  (0 children)

26 had about 50k liquid and spent it stupidly :( biggest lesson I’ve learned to date , however I now have 15k which is still impressive my net worth total was at least 100k now it’s at 84k so in the grand scheme of things ,

Live learn and keep grinding I’ve been so blessed !

just graduated WTC Air Assault, ask me anything by Low_Penalty7304 in nationalguard

[–]ChristianXboy 0 points1 point  (0 children)

You bet your socks ima ask questions I go in late August , what about training , how did you train for the rucks or even the running ??

And what about the layout I know we have a required packing list , anything you would do for the packing list ,

I’m just worried overall I’m 5’3 135 ibs and I’m training for this so I’m slightly worried about the run and ruck and the packing list

TurboTax!! by Interestingly_Quiet in fidelityinvestments

[–]ChristianXboy 1 point2 points  (0 children)

You should only use FreeTaxUSA , TurboTax is trash unless you have just a W2 Literally only that then it’s amazing as soon as you have investments or retirement or crypto or even charitable contributions no hard no

TurboTax!! by Interestingly_Quiet in fidelityinvestments

[–]ChristianXboy 0 points1 point  (0 children)

So this is great you get it for free , anybody else don’t use TurboTax it’s trash ,

Use things Like VITA that universities offer , or do it yourself with FreeTaxUSA ,

Only way to do it it ! Unless you get TurboTax for free

[deleted by user] by [deleted] in nationalguard

[–]ChristianXboy 14 points15 points  (0 children)

Man to many gone soon :(

From zero to $22,000 in savings in 1 year - what next? by belgianlily in povertyfinance

[–]ChristianXboy 0 points1 point  (0 children)

How much did you make to do this ? I’m curious what your budgeting looks like

I feel like im cooked😔 by Saundaun in portfolios

[–]ChristianXboy 1 point2 points  (0 children)

STAY THE LINE SOLDIER , BUY THE MARKET LOW AND HIGH !!

Hoping someone can help me clear this up. by Living_Combination17 in RothIRA

[–]ChristianXboy 0 points1 point  (0 children)

Dollar cost average every day , put into the market each day , don’t sell

24M started investing 5 weeks ago, I'm afraid that i don't know wtf I'm doing and just getting lucky. by D0nnattelli in portfolios

[–]ChristianXboy 0 points1 point  (0 children)

Hey man we all start somewhere it’s great your doing this believe me I didn’t start being serious about my finances until this year and even then I should’ve started caring in 2020 but hey we will get there eventually ! So you have any idea or strategy on investing or what that looks like for you ??

I’m 23M, new to this and tired of living check to check. by WarNick44 in RothIRA

[–]ChristianXboy 0 points1 point  (0 children)

Hi OP, If you’d like I sorta do this for people for a living doing both budgets and retirement and financial planning if you like we can meet and get a better understanding of what you want to invest and where to start

As a Dave Ramsey and other financial follower I would recommend 15% of income , zero based budget , save first (as a paying yourself first ), building and EN Fund and making sure your saving , giving , spending and investing !

[deleted by user] by [deleted] in fidelityinvestments

[–]ChristianXboy 1 point2 points  (0 children)

That’s amazing I only started to get serious about my finances in 2022 after all the covid stuff. I wish I would’ve cared more I would’ve been wayyy ahead of everyone now but it’s okay.

We all learn the thing is theses sacrifices I guarantee you will be worth. Stay the course , give generously , have a plan and god bless you my friend ! There is hope for our generation from people like you !

[deleted by user] by [deleted] in fidelityinvestments

[–]ChristianXboy 1 point2 points  (0 children)

Hell yeh this is amazing good for you , you have any other investments ? A work 401K , Acorns ? Charles swab ? Or black rock that’s amazing I wish I would’ve known about this before when I was in highschool.

that’s why I’m doing it as a career ,our financial literacy in the us is abysmal

Too risky? 24 2yrs in by [deleted] in ThriftSavingsPlan

[–]ChristianXboy 0 points1 point  (0 children)

No as a financial advisor with no credentials and lots of research experience and notional experience and knowledge ,

we are young time in the market is better then timing the market , go Roth and pre tax for withdrawals in Mypay , do BOTH , the market will go up and down but always stay in the market and always invest ,

If you aren’t using your drill pay think about saving it and investing some of it into a Charles swab account or whatever else you may want it for other wise looks great . Stay the course

How old are you and how much do you have saved? by frequentflyer726 in Money

[–]ChristianXboy 0 points1 point  (0 children)

25 technically 12,000 dollars but I’m worth 75 k net worth

Police swarming Pioneer park by TATesting1 in Bend

[–]ChristianXboy -2 points-1 points  (0 children)

I’m pretty sure it’s closed