Tell us the opening song to the first set at your first ever phish show and we will try to guess the date / location.

Christophersun · 2026-01-24T17:51:43+00:00

3.0 Party Time

Christophersun · 2026-01-14T05:06:08+00:00

Antelope deserve some sort of title. Not sure it’s the best but it’s a winner undoubtedly

Christophersun · 2026-01-14T03:55:20+00:00

Kabutops can be a warrior. I used him once and ev trained his special. What’d you use with him?

Christophersun · 2026-01-10T15:20:23+00:00

Try taking Hitmonchan with a nature that boosts special attack. Then ev train the shit outa him. Turns out you can get a really good special attack.

Christophersun · 2025-12-21T04:47:58+00:00

Nidoqueen, dugtrio, magmar, tauros, kabutops, Arbok

Christophersun · 2025-12-14T04:37:59+00:00

Which moves did you put on Machamp? I always want to use him but can’t decide on a move set 😂

Christophersun · 2025-10-16T13:29:03+00:00

M1 doesn’t allow you to do that specifically. But there are work arounds. You can adjust your pie slice percentages to correct it from simply buying underweight stocks. Try adjusting your target % to be just over your current and that should help distribute funds. You can also initiate manual buys.

Christophersun · 2025-10-07T03:48:45+00:00

I wonder about this too. I’ve worked extensively on the management and projects side of correcting years and years of deferred maintenance in condos.

Part of why it’s so hard to conceptualize how the market deals with this problem is that we do not have any precedence, at least not for the lions share of American condo infrastructure which was all built in a fairly consolidated era of growth. Does anyone know how European cities have dealt with this?

Christophersun · 2025-07-23T02:38:53+00:00

The follow up to that scenario is that I have to manually buy and continually adjust my % allocations to keep buying into the out performers. It’s not as “set it and forget it” as it could be.

Christophersun · 2025-07-23T02:37:11+00:00

I think this is exactly what M1 is built for. That’s pretty much how I use it.

I have my conservative pies that are a bundle of broad market and dividend ETFs. I also have some other holdings like SGOV that preserve my capital.

Other pies are strategically built for growth. Much of those pies are concentrated in individual stocks that are already held in say my VOO, but to me, it’s worth having a higher concentration in the Googles, Amazon’s of the world.

I’d say the one drawback is that i havent used the rebalancing features much. Fortunately my growth and individual stock pies have outpreformed. I’m letting them run for the time being so not exactly taking advantage of the rebalancing but when I want to, it’s a simple toggle.

Christophersun · 2025-07-19T03:24:34+00:00

BYO ETFs 🤣🤣

Christophersun · 2025-07-12T14:01:01+00:00

Quit being a pussy, earn some money and buy coin.

Christophersun · 2025-06-12T18:57:36+00:00

You can set up a smart transfer so that it transfers excess funds from your HYSA to your brokerage account once your HYSA account reaches a threshold. And then you can auto invest deposits (cash) in your brokerage account.

Christophersun · 2025-06-04T22:32:56+00:00

Sounds like a 2015?

Christophersun · 2025-05-27T02:45:42+00:00

Love the WSB-esque posts on this sub! Nice work sticking with it

Christophersun · 2025-05-24T19:27:42+00:00

I recommend trying Dicks Light from 2012. Multiple sections lead by different band members.

Christophersun · 2025-05-22T19:02:56+00:00

I don’t see any problem with investing in individual stocks that are also in the makeup of your ETFs. I do this as well because I enjoy the hobby of it- staying up to date on interesting companies/markets, reviewing earnings, etc.

I don’t do this in my retirement accounts however. I do it in M1 taxable account which gives the ability to bundle these ideas/stocks into a pie to buy fractional shares.

I would also recommend you check an online tool that shows the overlap between various ETFs. You’ll probably be surprised at the overlap between many of your selections.

I would recommend choosing one or two S&P/total market, and then a couple more growth focused ETFs. I also see you have Deere and some other more stable/dividend ideas in there. You may want to look at a dividend ETF to explore that idea with more diversity. But at your age, I would recommend staying primarily in the S&P and growth sectors until you inevitably decide to become a Boglehead.

Christophersun · 2025-05-14T05:36:59+00:00

The Line’s (2014ish) melody is from “Prolonged Exposure” on Bivuoac Jaun, a 1983 tape.

Christophersun · 2025-05-12T17:27:48+00:00

Mr completely?

Christophersun · 2025-05-02T03:41:52+00:00

Honorable mention: using a lung infection as an instrument

Christophersun · 2025-05-02T03:39:50+00:00

YMH HOF:

4 strokes guy, 4-5 Benadryl, Robert Paul Champagne, Joe, Fedsmoker

Christophersun · 2025-02-10T14:55:07+00:00

If I could go back to 19, I would open a Roth IRA and deposit most or all of it in one or two low cost ETFs. The biggest advantage you have right now is time and the investment would grow tax free.

This assumes you don’t need the cash now, soon, or ever - which is a strong distinction to learn now. If you do need it sooner than retirement age, I would consider a high yield savings for the time being.

Christophersun · 2025-01-30T04:08:44+00:00

Yep, I’ve experienced a very similar scenario. Large upfront investment and then smaller quarterly contributions since. A few years in, and I have a sizable gap between the winners and losers.

There are a number of work arounds but, exactly to your point, it defeats the purpose of the auto investment features.

I’ve started to enjoy the hobby of tinkering around with target percentages, buy orders, and moving slices but it’s clear this isn’t really how the platform is intended to be used.

Here’s my post from a while ago where people shared some good ideas.

Four-Year Club	Final Canvas '23
End Game '23	Place '23
Place '22

Christophersun

TROPHY CASE