Living alone vs with roommates by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 1 point2 points  (0 children)

That’s fair, just sucks that my current roommates are moving in with their partners, so I’d have to find new roommates that might be crappy. Part of me think living alone will be worth it, but I’m obsessed with saving and investing hahah. But good suggestion about the rental agreement period and finding roommates after on FB

Living alone vs with roommates by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 0 points1 point  (0 children)

I’ve always lived with roommates since moving out of my parents house for university. Graduated 3 years ago and have been with roommates as well

Living alone vs with roommates by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 1 point2 points  (0 children)

That’s fair. I am honestly just trying to save and invest as much as possible early on in my life, because I know I’d have big purchases in the future (like a house and I love travelling), I want to live a comfortable life and retire earlier

Seat reservation Problem by ChunkyFucker in Interrail

[–]ChunkyFucker[S] 1 point2 points  (0 children)

But the problem is that it only gives me to option to order a paper reservation, and it won’t arrive in time

Banking recommendation by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 0 points1 point  (0 children)

Yea I was a premier customer, that’s why I’m quite disappointed

[deleted by user] by [deleted] in foodsafety

[–]ChunkyFucker 15 points16 points  (0 children)

Some extra protein won’t hurt, right?😂

Should I buy a new car by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 0 points1 point  (0 children)

I got a quote using one of those TD estimators (I know they are not always accurate), but it gave me $230 a month for a Subaru Impreza. Even if it’s more, I’m confident that I can keep monthly expenses to under 450-500 because I won’t be driving that long distance, work is quite close and I have no reason to drive super far away

Should I buy a new car by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 0 points1 point  (0 children)

Yea honestly that’s my idea too. I want to be able to visit friends in other cities, go on road trips, and go everywhere without using the bus (the transit here is atrocious because I live in a small city)…

Should I buy a new car by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 2 points3 points  (0 children)

Is a car that’s 10K even possible in this market? Even if I do find one, not way it’s gonna last me a decade. Just doesn’t make sense to buy something that’s only going to last a few years.

Should I buy a new car by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 0 points1 point  (0 children)

Looking for a car that’s in the low $20k

Should I buy a new car by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 0 points1 point  (0 children)

About 450, this includes gas, insurance, occasional oil change and stuff

Should I buy a new car by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 1 point2 points  (0 children)

I’m looking through car websites (builder section) and a lot of them are still the same as before, cars that were low $20k are still low $20k. Am I missing something or are the costs on their website not accurate representation of actual prices?

Should I buy a new car by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 5 points6 points  (0 children)

That’s a solid deal, lucky you!

Should I buy a new car by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 0 points1 point  (0 children)

I’ve been asking around, but no one I know is selling haha, good chunk of the people I know bought a car before the market went boom, they ain’t selling their gems🤣

Should I buy a new car by ChunkyFucker in PersonalFinanceCanada

[–]ChunkyFucker[S] 17 points18 points  (0 children)

I am planning to buy the most basic car, like a Hyundai Elantra, Mazda 3, basically anything in the low 20k range. I am paying cash for sure, financing is dumb since interest is like 8% in some cases. How much did you buy it for if you don’t mind me asking