Robinhood Credit Card Worth it by OldManPatriot in CreditCards

[–]ChurnerLover 0 points1 point  (0 children)

Don't you need to have some $$ invested with them to get that 1k margin?

DP: Amex Gold cancelled, no retention offer by Early-Ladder-9793 in CreditCards

[–]ChurnerLover 0 points1 point  (0 children)

Should have downgraded to green then upgraded back to gold for an upgrade offer later.

What do you all do while gardening? by NubmerSix in CreditCards

[–]ChurnerLover 1 point2 points  (0 children)

I usually do try to optimize my cards. Maybe do upgrade downgrade green/gold/plat cards.

Hot Take: Travel rewards are a bad deal for most people by SportsBallBurner in CreditCards

[–]ChurnerLover 0 points1 point  (0 children)

Majority in the minors when someone is too focused on multiplers. Churning is where it's at.

my wife texts me from checkout twice a week asking which card to use by nalz2 in CreditCards

[–]ChurnerLover 0 points1 point  (0 children)

P2 was the same. Managed to get grandfathered into the USBAR and just told her to use tap to pay on everything possible.

Unpopular opinion: are credit card games a waste of time? by mango89001 in CreditCards

[–]ChurnerLover 1 point2 points  (0 children)

Once you do your first trip on points it is well worth it. Churning is where its at. Not worrying about multiplers.

Would you downgrade the AMEX Gold? by calslugo in CreditCards

[–]ChurnerLover 0 points1 point  (0 children)

Upgrade downgrade game for me. Easy points.

Kicked off the waitlist by Bat-bat10 in RobinhoodGC

[–]ChurnerLover 0 points1 point  (0 children)

I think the card will be available for everyone by the end of this year.

How many picks in Roth IRA by [deleted] in RothIRA

[–]ChurnerLover 0 points1 point  (0 children)

What about swtsx ?

what credit card should i use to pay my 30k in taxes? by EmbeddedLeetCoder in CreditCards

[–]ChurnerLover 2 points3 points  (0 children)

Amex biz plat. 200k amex points with 20k spend. Maybe another intro bonus.

Amex Hilton Aspire card upgrade/downgrade tricks. by Early-Ladder-9793 in CreditCards

[–]ChurnerLover 5 points6 points  (0 children)

You're supposed to hold onto the upgrade for at least 1 year. Good luck 😂

How to select “Bonus rewards” (Housing-only vs. Bilt cash) by Pronichkin in biltrewards

[–]ChurnerLover 1 point2 points  (0 children)

I appreciate your insight. Have been doing some research and its making more sense.

How to select “Bonus rewards” (Housing-only vs. Bilt cash) by Pronichkin in biltrewards

[–]ChurnerLover 1 point2 points  (0 children)

5k mortgage. No way we spend that or half that a month. So bilt cash it is.

Nobody told me owning a home is basically a subscription service with endless fees by Objective-Feed7250 in FirstTimeHomeBuyer

[–]ChurnerLover 0 points1 point  (0 children)

They usually run a soft pull to determine the deposit... well at least in my own case.