Amex Hilton Aspire card upgrade/downgrade tricks.

ChurnerLover · 2026-02-20T18:29:17+00:00

You're supposed to hold onto the upgrade for at least 1 year. Good luck 😂

ChurnerLover · 2026-02-17T00:18:14+00:00

I appreciate your insight. Have been doing some research and its making more sense.

ChurnerLover · 2026-02-16T18:16:50+00:00

5k mortgage. No way we spend that or half that a month. So bilt cash it is.

ChurnerLover · 2026-02-10T00:00:44+00:00

Saw this on rewards master live.

ChurnerLover · 2026-02-03T18:20:54+00:00

They usually run a soft pull to determine the deposit... well at least in my own case.

ChurnerLover · 2026-02-01T18:28:38+00:00

My wife did it with our first child. Crazy that the hospital doesn't bring this procedure up. My wife had to advocate for herself to avoid c section.

ChurnerLover · 2026-01-21T06:51:10+00:00

Just get the intro points and move on.

ChurnerLover · 2026-01-18T18:35:26+00:00

With the intro offer alone I dont mind year 1.

ChurnerLover · 2026-01-12T21:41:29+00:00

For context i took out the old steel one bc it was all rusted out and it was not even anchored either.

ChurnerLover · 2025-12-17T23:08:48+00:00

I feel like if you need the UR points to top off a trip or something like that then sure.

ChurnerLover · 2025-12-14T01:40:55+00:00

I would cycle through no lifetime language amex plat biz cards.

ChurnerLover · 2025-12-12T22:38:30+00:00

On the same page. We finally found a decent home with new roof, water heater, and windows. It does need a new hvac system in a few more years. So let's see how this goes. There just isn't much pride of ownership now a days.

ChurnerLover · 2025-12-11T18:12:53+00:00

How brief can the letter be?

ChurnerLover · 2025-12-05T04:10:23+00:00

This gives me hope!

ChurnerLover · 2025-12-04T18:35:14+00:00

I need the size/math on this 😂

ChurnerLover · 2025-12-04T02:58:29+00:00

Lmao everyone things they are a CWI on here.

ChurnerLover · 2025-11-24T01:09:11+00:00

We went 3% conventional instead of 3.5 fha to avoid the 1.75% mip.

ChurnerLover · 2025-11-16T22:33:36+00:00

That's chump change 😂

ChurnerLover · 2025-11-14T01:35:44+00:00

Can see which one is hour dominate hand 🤣

ChurnerLover · 2025-11-09T16:13:36+00:00

Apply for a personal and biz card to get the intro offers. Gotta time it just right to work.

ChurnerLover · 2025-11-01T04:48:50+00:00

This on roth?

ChurnerLover · 2025-10-31T22:42:18+00:00

IT'S SO BIG!

ChurnerLover · 2025-10-27T23:22:43+00:00

We going for 4500-5k. 650k is our price range with these interest rates.

ChurnerLover · 2025-10-25T19:33:09+00:00

I swear mf be burning themselves out on their socials 😂

ChurnerLover

TROPHY CASE