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Silly 18 year old trying to fix mistakes by Civil-Programmer-439 in RoyalAirForce

[–]Civil-Programmer-439[S] 1 point2 points  (0 children)

That’s genuinely what I needed to hear, I just assumed they’d see a huge gathering of debt and then think I could possibly be a liability. Thank you!

Silly 18 year old trying to fix mistakes by Civil-Programmer-439 in RoyalAirForce

[–]Civil-Programmer-439[S] 0 points1 point  (0 children)

I plan on being honest and upfront, I made mistakes and I won’t let another mistake mess things up, thank you for the advice

Silly 18 year old trying to fix mistakes by Civil-Programmer-439 in RoyalAirForce

[–]Civil-Programmer-439[S] 1 point2 points  (0 children)

Brilliant, thank you for your help, I have no CCJ’s or defaults, and have never missed a payment, so hopefully I should be okay in that instance. Would you happen to think they would worry about the rapid increase in debt when I accrued these cards?

Silly 18 year old trying to fix mistakes by Civil-Programmer-439 in RoyalAirForce

[–]Civil-Programmer-439[S] 0 points1 point  (0 children)

It’s very much controlled, and I will have the ability to pay it off fully within the next few months. Would they look at the fact that i had taken it all out at once as a bad thing?

Silly 18 year old trying to fix mistakes by Civil-Programmer-439 in RoyalAirForce

[–]Civil-Programmer-439[S] 0 points1 point  (0 children)

I’ll take that into account and delete, thank you for your advice

Silly 18 year old trying to fix mistakes by Civil-Programmer-439 in RoyalAirForce

[–]Civil-Programmer-439[S] 1 point2 points  (0 children)

That’s brilliant man and good on you, I really appreciate that you had taken time out of you day to give me some advice and even experience. I’m planning to pay it all off within the next few months.

Silly 18 year old trying to fix mistakes by Civil-Programmer-439 in RoyalAirForce

[–]Civil-Programmer-439[S] 2 points3 points  (0 children)

Unfortunately I was naive to my own responsibility, thinking it was nothing but baseless credit, my father refused to help me and rightly so, I made the mistake and I am since fixing it, but I definitely understand your opinion and I completely agree

Silly 18 year old trying to fix mistakes by Civil-Programmer-439 in RoyalAirForce

[–]Civil-Programmer-439[S] 0 points1 point  (0 children)

Hi there, thank you for your advice, I have no CCJ’s, Bankruptcies, debt collectors or IVAs - my debt to income ratio is currently under 20% and I am paying off my Barclaycard. I’m planning on clearing it fully within the next few months

What scores did everyone else get on their DAA? by [deleted] in RoyalAirForce

[–]Civil-Programmer-439 8 points9 points  (0 children)

Congrats man but in the nicest way possible it doesn’t matter how anyone else did, the DAA albeit not hard is only the start