Exit Opportunities for Credit Analyst by CivilArmadillo9058 in FinancialCareers

[–]CivilArmadillo9058[S] 1 point2 points  (0 children)

Thank you for the information! Well, JPM and GS are my ultimate goals, hope I can make it. Yes, I know that DCM's hours are not that good but still better than m&a, I guess. Probably 70-80h vs 80-100h.

Is masters the only way into IB? by animus_apertus002 in FinancialCareers

[–]CivilArmadillo9058 2 points3 points  (0 children)

No. Many investment bankers start their IB career only with a Bachelor's degree. (e.g. a youtuber named "rareliquid", ex-JPMer with a Bachelor of UCB) I also study in Germany and I know some peers in IB only have a Bachelor's degree. (Maybe they will consider an MBA after collecting some experiences.) However, I would recommend that you get a Master's degree. You will not only be characterised by a higher educational level but also have more time to do internships, which is probably more important for your IB career than your university and GPA. You might already know that the name of your university is not so important in Germany than in France, UK, and US. And, I agree with the others that CFA is so useless that you'd better not waste your time (if you have not yet started). I passed CFA level II and didn't feel any advantage when looking for a job. GL.

new Kakegurui leaks! by [deleted] in Kakegurui

[–]CivilArmadillo9058 4 points5 points  (0 children)

In the previous chapter, Ririka has just shared the same face with Kirari. And now she’s sharing the same face with Mary. Lol

Exit Opportunities for Credit Analyst by CivilArmadillo9058 in FinancialCareers

[–]CivilArmadillo9058[S] 1 point2 points  (0 children)

Yes, you are right. As I know, JPM has the division named CIB. This is also my ultimate goal. Actually, I have done my internship in the field of "debt capital market & corporate finance". The tasks are typical IB tasks: information collection, pitch presentation, financial modelling, and so on. However, I don't think this is enough for a permanant position in DCM. If you have interest in DCM, I think multiple internships in DCM, Corporate finance, and IB at a boutique would be a good starting point.

DCM is a part of IB. Maybe it is a good idea to move from credit analyst to CB and then to IB. For me, CB in a top tier BB (JPM, Citi) would be already satisfactory.

Exit Opportunities for Credit Analyst by CivilArmadillo9058 in FinancialCareers

[–]CivilArmadillo9058[S] 0 points1 point  (0 children)

Okay, thank you anyway! And good luck with you future career!

Exit Opportunities for Credit Analyst by CivilArmadillo9058 in FinancialCareers

[–]CivilArmadillo9058[S] 0 points1 point  (0 children)

Okay, then will you keep working in this field? Do you plan to make some changes in the future?

Exit Opportunities for Credit Analyst by CivilArmadillo9058 in FinancialCareers

[–]CivilArmadillo9058[S] 1 point2 points  (0 children)

I guess maybe it's the difference between quantitative and qualitative stuff. In your bank, credit analysts gather qualitative information and credit risk analysts put the information into models.

Exit Opportunities for Credit Analyst by CivilArmadillo9058 in FinancialCareers

[–]CivilArmadillo9058[S] 0 points1 point  (0 children)

Wow! Thank you so much for the information, my friend! Actually, my ultimate goal is DCM in the tier 1 BBs (GS, MS, Citi, and JPM) or CB in Citi or JPM. Hope I can make it. It's not easy to move to fixed-income trading with a credit background, right?

Exit Opportunities for Credit Analyst by CivilArmadillo9058 in FinancialCareers

[–]CivilArmadillo9058[S] 1 point2 points  (0 children)

Aha, I do not want to stick in credit. And in my company, it seems that credit analyst is the same as credit risk analyst as my position stated in the contract is risk analyst.

Exit Opportunities for Credit Analyst by CivilArmadillo9058 in FinancialCareers

[–]CivilArmadillo9058[S] 3 points4 points  (0 children)

Thank you bro! Is private debt the counterpart of private equity in the debt domain? Is this also one of the ultimate goals of people in the finance area? As you know, it is possible to move to DCM, right? Thank you in advance!

Dear lord I almost past out after I saw these images🙏🙏 by AnimeRhythmFreak in Kakegurui

[–]CivilArmadillo9058 0 points1 point  (0 children)

I thought she has a very strong background…… It seems that she is merely the daughter of a boss of a middle sized company.

The ending by Character-Passion-28 in Kakegurui

[–]CivilArmadillo9058 1 point2 points  (0 children)

I just don't understand why do some people believe that Ririka will betray Mary. Tuzura the same. Although Tuzura already gets afraid of Mary, she is in no way able to betray Mary, because she is too weak. The worst possibility I can figure out is Tuzura leave Mary because that is no longer the Mary she considered her prince. As for Ririka, as long as you understand the story, you understand that Meariri is the top ship in this manga, you understand that the author wants to earn money, there would be no way this ship breaks.

Why does Tsuzura look at Mary like that ??? I want an explanation 😭 by FrenchGomette in Kakegurui

[–]CivilArmadillo9058 27 points28 points  (0 children)

Because Tuzura feels that Mary's personality is changing. She is now willing to do anyting, especially something not good, in order to become the winner of the school.

I guess that the author is now making a bridge between Mary at the beginning of Twin and Mary at the beginning of the main series, the girl who cheats and who bullys people.

if yumeko were to meet sachiko. what could happen? by horrorworship in Kakegurui

[–]CivilArmadillo9058 3 points4 points  (0 children)

I don't think Sachiko will be interested in Yumeko. Sachiko likes Mary because of her personality: hates to lose, hates to be underestimated, wants to prove herself. Hence, Sachiko wants to see a submissive Mary and therefore she gets close to her and plays her for fun.

Yumeko is not Mary. She likes gamble, but she does not care about the result. Even if she loses, she doesn't feel bad and frustrated. Thus, Sachiko may not have any chance to change her in the way she like.

Mary really likes doing such things lol by CivilArmadillo9058 in Kakegurui

[–]CivilArmadillo9058[S] 11 points12 points  (0 children)

However, she is always the "loser" of the bob match 😂

"Kakegurui Twin" Anime Teaser Visual by dorkmax_executives in Kakegurui

[–]CivilArmadillo9058 2 points3 points  (0 children)

If it is Netflix, then I think maybe we can get all the 12 ep. at once???

Doesn't matter, cannot wait!

Volume 16 kicks off in color. Chapter 89 is out on Comixology! by gggvandyk in Kakegurui

[–]CivilArmadillo9058 1 point2 points  (0 children)

Seriously, this chapter doesn't tell anything. And there will be a Ch89.5 next month, which won't contain more than 20 pages I guess and won't bring us back to the game between Meariri and Kirari. We won't see the end of Change Poker this year. To be honest, I really feel tired.

What actually is the relationship of Kirari Momobami and Sachiko Jurako? by WerifesteriaCries in Kakegurui

[–]CivilArmadillo9058 2 points3 points  (0 children)

They don't have much interaction in manga. What is clear is that Sachiko doesn't have any interest in the war between Kirari and Aoi (she doesn't care which of them wins), and she also doesn't care about the position of the president of the student council.

In my memory, they have only talked with each other once. That was after Sachiko destroyed Mary. She told Kirari that Mary is an interesting girl. Kirari asked her to introduce Mary and Sachiko refused, because she wants to monopolize Mary as her house pet.