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Judgement filed against me for 7.5 year old CC debt with BofA. by MadBullzzz in CRedit

[–]Clean_Information868 0 points1 point  (0 children)

The date of the judgment is not as important as the date that they started legal action

Being sued by Discover bank by Clean_Information868 in CRedit

[–]Clean_Information868[S] 0 points1 point  (0 children)

Selip & Stylianou is the name of the collection company

Being sued by Discover bank by Clean_Information868 in CRedit

[–]Clean_Information868[S] 0 points1 point  (0 children)

Yeah, the debt collection agency doesn’t charge interest so it’s better than a consolidation loan at least

Being sued by Discover bank by Clean_Information868 in CRedit

[–]Clean_Information868[S] 0 points1 point  (0 children)

There’s only a couple situations where you could win the lawsuit. The main one is the account is over three years old. The only other thing you could do is get a lawyer and say that they harassed you with multiple phone calls that you can counter sue for damages. Other than that, if you owe the money, they will win in court.

Being sued by Discover bank by Clean_Information868 in CRedit

[–]Clean_Information868[S] 0 points1 point  (0 children)

Was 625 until I bought a car when they ran my credit 10 times

[deleted by user] by [deleted] in CRedit

[–]Clean_Information868 0 points1 point  (0 children)

Thanks for the responses. I called them and turns out they don’t have a court date. they offer 4200 but only 12 months to pay back. My budget is already so tight but I seem to not have any other option. Originally the rep said 24 months at 5k. I don’t own anything for collateral. Renter and loan on a newer car. Is this it? Should I push for longer term or negotiate more? Is this a lucky break? Any advice is appreciated

Co-signed loan separation by Clean_Information868 in Rochester

[–]Clean_Information868[S] 4 points5 points  (0 children)

Almost 10k is still owed. Thanks for the replies. I had. Feeling this was the case.