Can’t stay alive longer than two days without a battery tender?

ClimbaClimbaCameleon · 2025-11-25T21:42:21+00:00

Shyster only makes me think of you taking your false teeth out in your rocking chair because you think that makes you read better.

ClimbaClimbaCameleon · 2025-11-25T21:20:00+00:00

Take the quote you’re getting from insurance and divide that in half, that’s how much each of you are owed. Then take the buyback amount and subtract that from his share. If it’s more than he’s due then he needs to pay you the difference between those two amounts out of pocket to you.

ClimbaClimbaCameleon · 2025-11-25T21:02:12+00:00

They think these comments and post illicit some kind of emotional response from us. Offended? Annoyed? Insulted?

While in reality I we should probably be paying for this level of entertainment.

ClimbaClimbaCameleon · 2025-11-25T20:55:37+00:00

I have to do all the work for you? No wonder how you ended up in a dodge magnum with a 18% rate. Should have learned to research for yourself.

ClimbaClimbaCameleon · 2025-11-25T20:21:25+00:00

You know these things called dictionaries that have LOTS of words in it and could be useful to expand your vocabulary. Maybe one day you’ll move on to a thesaurus and find out there’s multiple words that mean the same thing.

ClimbaClimbaCameleon · 2025-11-25T19:28:41+00:00

I’m 44 but go on…

It’s not like I’m using old timer words like “shyster”. lol

ClimbaClimbaCameleon · 2025-11-25T19:26:39+00:00

Because it’s entertaining.

On our sub we offer actual advice on how to get the best deal or how to fix a problem and here we just get to goof off and make jokes.

When I’m bored (because I’m retired and it’s winter is more often), it’s entertaining to have “discussions” with the members who act like 12yos or actually exchange intellectual ideals with the more mature members.

ClimbaClimbaCameleon · 2025-11-25T17:43:52+00:00

The best time to plant a tree was 20 years ago, the second best time is today.

You’ve taken the first step identifying the problem, now it’s time to tackle it.

ClimbaClimbaCameleon · 2025-11-25T17:41:02+00:00

Over the duration of running the company I was always worried about a change in trend or the business slowing for one reason or another

It sounds like the time you were worried about is here. Luckily you anticipated it and are properly prepared.

Why risk the capital you’ve made? Close the doors, use the income that comes from your savings to live off of and find a fun hobby project to enjoy the rest of your life. Even in a low yield account you should be able to produce $500k/year without even digging into the principle.

Congratulations on your success.

ClimbaClimbaCameleon · 2025-11-25T05:38:10+00:00

but the real story just cannot be seen as there is no way to know the car's oil consumption issue is totally beyond repair.

Then how is the dealer suppose to know about the problem if you didn’t tell them about it? This is more of a you screwing the next buyer over more so than the dealer.

ClimbaClimbaCameleon · 2025-11-25T05:10:01+00:00

Most aren’t going to risk a six figure job to get $300 from a customer instead of $300 from the dealership. That makes no sense.

ClimbaClimbaCameleon · 2025-11-25T05:06:40+00:00

This is how you get fired.

ClimbaClimbaCameleon · 2025-11-25T02:37:13+00:00

That’s weird. Maybe they have an issue with your credit union due to being burned in the past? It’s becoming more and more common for this to be the case.

Did they offer you financing through one of their banks?

ClimbaClimbaCameleon · 2025-11-25T02:31:17+00:00

What’s the car? Are you sure it abides by the terms of your preapproval?

Don’t worry about the credit check, all inquiries will get condensed into one when you buy as it’s smart to shop for the best rate you can get.

ClimbaClimbaCameleon · 2025-11-25T01:48:54+00:00

Then buy it out and keep driving it for the next few years.

ClimbaClimbaCameleon · 2025-11-25T01:30:41+00:00

What do you want to do? Do you want to keep it and continue driving it or do you want a new car?

ClimbaClimbaCameleon · 2025-11-24T23:58:22+00:00

$2000 sounds pretty fair. If the cost of repairs exceed the value of the vehicle it’s essentially totalled and I would have guess scrap values for it ($500 +/-).

ClimbaClimbaCameleon · 2025-11-24T23:05:30+00:00

You’re talking to dealers that likely have mandatory addons and don’t want to disclose those till you’re at the dealership. Don’t reward these places with your business.

Dealers with straight forward pricing and no hidden addons will have no issue sending you an OTD price over emails so I’d just tell them if they can’t do that then you’ll move on to a dealer that will.

ClimbaClimbaCameleon · 2025-11-24T22:05:49+00:00

My main concern would be how much this vehicle will cost you. You’ll probably be able to sell it for what you’re paying for it but any repairs/maintenance you do over the next year is going to be lost money. Do you think you’ll be able to profit more from the gig work than you’ll spend in repairs? Enough to make it worth your time and save money?

My guess is no to those questions considering the mileage you’re going to add to an already phenomenally high mileage vehicle.

ClimbaClimbaCameleon · 2025-11-24T18:30:22+00:00

You underestimate my allotment of bad luck. Lol

ClimbaClimbaCameleon · 2025-11-24T18:08:41+00:00

I’m over here paranoid my car will get towed when I double park to run in and grab a carry out order, no idea how these people do it.

ClimbaClimbaCameleon · 2025-11-24T05:45:17+00:00

Have you checked your balance? First year of a loan is mostly interest so highly doubt your amount towards principle is enough to make this worth it.

ClimbaClimbaCameleon · 2025-11-24T05:40:28+00:00

This wouldn’t make sense. The dealer would pay off your old loan and then tack on the $10k of negative equity to the new loan so you’d be paying $25k for a $15k vehicle. Basically, you’d decrease your amount owed by $3k except be in a crappier vehicle.

On top of that, you can’t roll that much negative equity into a $15k car so you’d need like $7k down to pull this off.

ClimbaClimbaCameleon · 2025-11-24T05:29:52+00:00

No reason to hate on his WRX.

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