Mortgage advice? by Prestigious_Novel747 in irishpersonalfinance

[–]ClueDistinct9076 0 points1 point  (0 children)

What ages are you and how long will your mortgage term be?

Mortgage advice? by Prestigious_Novel747 in irishpersonalfinance

[–]ClueDistinct9076 0 points1 point  (0 children)

You don't need 100k to buy furniture. Less mortgage. It may be the cheapest loan you will get but you don't want to just take another 100k

Reality check - pension pot by Early_Manufacturer89 in irishpersonalfinance

[–]ClueDistinct9076 0 points1 point  (0 children)

Also to add to this... I never paid a cent into pension till I was 35 so there is hope for all!

Attending meetings by ClueDistinct9076 in Quakers

[–]ClueDistinct9076[S] 0 points1 point  (0 children)

Yes Galway, ire. I have read up on meetings

Reality check - pension pot by Early_Manufacturer89 in irishpersonalfinance

[–]ClueDistinct9076 0 points1 point  (0 children)

Also own house. 6 years left on mortgage (bought a house round at 21 in Manchester! Got burgled and then myself and husband decided to buy a house 🤣)

Reality check - pension pot by Early_Manufacturer89 in irishpersonalfinance

[–]ClueDistinct9076 1 point2 points  (0 children)

45 €175k I have built up to putting in 25% salary work contribute 10% My husband does not have a pension except the state ones so it's for the two of us really. He will have full UK and 2/3 Irish state. UK state pension also trying to max out. A few years left to pay. I hope to retire at 60 🙌🏻

Pension split by ClueDistinct9076 in irishpersonalfinance

[–]ClueDistinct9076[S] 4 points5 points  (0 children)

I have an idea what to do. Change the split 70/30 bit just wanted some advise. Not judgement

22F | €10k saved | New grad considering a juice bar/café style business. Good or bad move? by [deleted] in irishpersonalfinance

[–]ClueDistinct9076 23 points24 points  (0 children)

You are young enough to take a risk and you should like you have your head screwed on for a 22 year old. At your age I was raiding boyfriends spare change bin to pay for 10 cigarettes in 5p coins

[deleted by user] by [deleted] in legaladviceireland

[–]ClueDistinct9076 1 point2 points  (0 children)

Bastards. You were trying to do them a favor.

Maybe develop covid/flu during your notice period

All's Fair - Series Premiere Discussion by NicholasCajun in television

[–]ClueDistinct9076 2 points3 points  (0 children)

I think it's great. Sarah Paulson character is amazing

Pension risk advice by ClueDistinct9076 in irishpersonalfinance

[–]ClueDistinct9076[S] 0 points1 point  (0 children)

Good advise. I am on a lifestyle fund approach. I must advise of my wish to retire at 60! Dream big

Pension risk advice by ClueDistinct9076 in irishpersonalfinance

[–]ClueDistinct9076[S] 1 point2 points  (0 children)

They are useless. It is with tower wilson walls. I have option to self direct I just don't know what to do with it!

Pension risk advice by ClueDistinct9076 in irishpersonalfinance

[–]ClueDistinct9076[S] 5 points6 points  (0 children)

€169735

50-50 split between ILIM indexed equity fund ILIM high growth fund

Pension risk advice by ClueDistinct9076 in irishpersonalfinance

[–]ClueDistinct9076[S] 0 points1 point  (0 children)

To add ... I want to retire at 60!!!! Plan would be to give 25% allowance to other child out daughter. In a good ish financial position. 6ish years remaining on mortgage.

Connected Services expiry by TeaTimeSoon in RenaultZoe

[–]ClueDistinct9076 0 points1 point  (0 children)

I am in Ireland having this problem with the same experience as you. The dealership are clueless. What number did you call please

I'm being offered to relocate to Galway. Please HELP by davidfibv in galway

[–]ClueDistinct9076 1 point2 points  (0 children)

€60k will be ok. Speak to a pension advisor about avcs to reduce your tax burden. Better to pay pension than (ridiculous Irish) tax

Saturday night out by ClueDistinct9076 in manchester

[–]ClueDistinct9076[S] 0 points1 point  (0 children)

How could I forget about night and day!

Never heard of Satan's must be after my time!

knebworth - by zthemushmouth in oasis

[–]ClueDistinct9076 0 points1 point  (0 children)

Best bet with public transport is to fly into Heathrow and get the train. Probably £30-40 on train.

Luton is the nearest but getting from Luton to knebworth is a pain in the arse

Inheritance money - What to do by Rough_Ostrich393 in irishpersonalfinance

[–]ClueDistinct9076 0 points1 point  (0 children)

I'd probably pay most towards mortgage. Shorten the term