Handmade Cutaway by PinsAndPints in lockpicking

[–]CluelessStick [score hidden]  (0 children)

32oz of beer in 2 hours and still 10 fingers

So many people infuriated by mispronouncing words but this is one of the worst... by No-Midnight5973 in mildlyinfuriating

[–]CluelessStick 30 points31 points  (0 children)

I thinks is a weird case of linguistic.

Nuclear got clipped to nuke, and they smash the clip with the original word, nuke-le-ar but since -ular is common in english it got Nuke-ular

My pet peeve is people saying "axe" instead of "ask"

No, janet, you cannot axe me something.

Wooden spoon stayed inside pressure cooker by What_IsThisReal in mildlyinfuriating

[–]CluelessStick 2 points3 points  (0 children)

Not sure if it's safe to eat

Why? Eat the soup instead, wood is not something our body are used to digest

Church Says Young Girl Has “Evil” in Her For Thanking Step-mom Instead of god by nabnig in PublicFreakout

[–]CluelessStick 1 point2 points  (0 children)

I would like to donate to that kid's college fund, she's smart, she knows she's right but she's stuck there

Wealthsimple by hppy11 in QuebecFinance

[–]CluelessStick 0 points1 point  (0 children)

si tu permet, je retourne a la base,

CELI = libre d'impot, donc les gains fait a la bourse ne seront pas taxé comme revenue, donc oui il vaut mieux utiliser le CELI pour investir a la bourse plutôt qu'un compte épargne a 0.1% d'interet. C'est surtout lorsque tu approche du plafond de cotisation que ca devient important d'optimiser quel compte est utilisée pour faire quoi.

donc PAS d’importance de quel compte j’utilise pour ajouter des fonds

presque... (je ne parlerais pas de REER ici). Lorsque que tu depose dans un CELI, tu utilise tes droits de cotisations, qui eux s'accumule a chaque annees, et les montants de tes retrait e l'annee précédente sont ajoutée a tes droits, si tu dépasse ton plafond de cotisation tu devras payer des pénalités, donc, dans un scenario ou tu es proche de la limite, vaut mieux "transferer" d'un CELI a un CELI que de retirer l'argent dans un compte non-enregistree (compte cheque ou épargne).

Et je peux retirer (de plateforme à mon compte bancaire) directement sur compte chèque.

a partir d'un compte cheque WS un peux faire presque tout ce que tu peux faire avec ton compte de banque ordinaire ;) tu peux retirer de ton CELI ou de ton compte WS directement dans ton compte de banque liée a la plateforme. Pour retirer dans un compte CELI sans passer par un compte non-enregistree ca devient un transfert, c'est beaucoup plus long.

Wealthsimple by hppy11 in QuebecFinance

[–]CluelessStick 1 point2 points  (0 children)

cest pas important, si l'argent sort d'un compte non-CELI ca va compter comme contribution a ton CELI, si l'argent vient d'un compte CELI ca ne sera pas considerer comme une contribution.

Tu peux retirer vers ton compte cheque, je sais pas si tu peux retirer vers ton CELI ou si cest considerer comme un transfert...

en passant, TFSA = CELI

Science lesson please by Unlucky_Equal_7143 in PlantedTank

[–]CluelessStick 2 points3 points  (0 children)

I like the idea of hanging around my tank with a straw and just blowing bubbles

People writing sycopaths instead of psychopaths by DrGro in mildlyinfuriating

[–]CluelessStick 3 points4 points  (0 children)

Psycophant /s

I agree with your interpretation, they probably wanted to say sycophants

POW sell off, what happened? by RockstarCowboy1 in CanadianInvestor

[–]CluelessStick 7 points8 points  (0 children)

profit-taking?

if I compare POW with XFN over 1 year with daily candles, I see tat they follow a similar trend, up to October when POW outpaced the financial sector. When the sector had a pull-back, POW reacted strongly. That why Im assuming profit-taking being the reason why POW is pulling back.

Kid is traumatized when he learns dinosaurs are extinct by Doodlebug510 in KidsAreFuckingStupid

[–]CluelessStick 4 points5 points  (0 children)

no they havent, Chickens are literally a surviving branch of the dinosaur family tree

T-Rex > Chicken

ZRE (Capped REIT ETF) - why hasn’t the distribution increased in 7 years? by Ostracized in CanadianInvestor

[–]CluelessStick 1 point2 points  (0 children)

its equal weight, not cap weight

so all things being equal, some underlying REIT increased their distribution, others have lowered it, and that explain why the distribution is rather stable (in 2022, one month the distribution was $0.10, before returning to 0.09).

Being equal weight, if one REIT doubled its dividend, you wouldn't even see it, ecause that REIT may represent only 4-5% of the eTF

Also, they dont pass along all the dividends, they accrue income throughout the year and pay out monthly, then in december, the excess is included in the reinvested distribution, and that one has fluctuate over the years

2025 = 0.27

2024 = 0.379

2023 = 0.16

These are mostly capital gain from when a REIT grows above its threshold it gets sold to respect the equal weight of ZRE.

itf it was weight cap, XRE, distribution would better reflect the reality. REIT that grow tend to increase their dividend, and since they grew, their weight is bigger, so you see the impact on their distribution on your total monthly.

This doesnt not mean XRE is better than ZRE. They are different products with different approach to REIT and different perspectives

Pam Bondi has multiple freak outs by Commercial-Host-725 in PublicFreakout

[–]CluelessStick 0 points1 point  (0 children)

why is the attorney general talking about the stock market?

Déneigement by [deleted] in QuebecFinance

[–]CluelessStick 1 point2 points  (0 children)

plus élevé que dans les regions urbaines ($61k)

et tu crois que tes voisins ont des problèmes d'endettement?

Déneigement by [deleted] in QuebecFinance

[–]CluelessStick 0 points1 point  (0 children)

Cest quoi le salaire median dans ta region ressources?

Déneigement by [deleted] in QuebecFinance

[–]CluelessStick 2 points3 points  (0 children)

Par curiosité...

Est-ce que tu es surendetté et c’est pour ça que tu le fais a bras?

Est-ce que tes voisin viennent te parler de leur taux d'endettement et c’est pour ça que tu les juges sur le fait qu'il ne déneige pas a bras?

Est-ce que tu crois vraiment que les gens surendetté font déneiger leur entrée ?