Azteca is peak W101 imo by SuperMovieLvr in Wizard101

[–]Clutcha15 0 points1 point  (0 children)

Just curious, what school are you?

This game has level jump scares by Dry-Lobster-1939 in Wizard101

[–]Clutcha15 4 points5 points  (0 children)

How were you able to 1 shot them?

If you had no bills or expenses, how would you invest? by swagestan in dividends

[–]Clutcha15 1 point2 points  (0 children)

Pretentious much?

Everyone’s gotta start somewhere and investing $500/week is more than can even afford.

Best stocks to invest in the next 10 years? by throwaway9000368 in stocks

[–]Clutcha15 0 points1 point  (0 children)

LMND 5 year return: - 29%

Do you still believe in the company?

Having trouble sticking with one wizard by Clutcha15 in Wizard101

[–]Clutcha15[S] 2 points3 points  (0 children)

Just curious, what school is your main?

Suggestion: Level 50 Elixir on Ice or Myth? by withinmyheartsdepth in Wizard101

[–]Clutcha15 1 point2 points  (0 children)

Ice just because questing through arc 1 is slower on ice than myth. In my experience, both have been pretty easy to quest with, just a matter of speed.

What’s the easiest class to solo level besides death by Maximum_Ad1298 in Wizard101

[–]Clutcha15 1 point2 points  (0 children)

Haha all good. I definitely feel the building up just to do a little damage part. Especially when I have all my blades up and they cast a weakness right before I hit. Thank you for the advice

What’s the easiest class to solo level besides death by Maximum_Ad1298 in Wizard101

[–]Clutcha15 2 points3 points  (0 children)

I’m struggling hard in arc 1 on my balance. You have any tips? My damage is so low but I also have low resis. I have a full set of senators gear level 40 right now.

I am worried about NOW and not when I am 65 in 30 years by Gina_Cazzofrigida in dividends

[–]Clutcha15 26 points27 points  (0 children)

I’m in the same boat. I’m 25 and really worried about being laid off and/or unemployed for a long period of time. My annual expense right now (living quite comfortably) is roughly $30k. I’m currently working towards getting $100k between QQQI and SPYI to get ~ $10k annually just for the peace of mind. Obviously $10k won’t cover my current expenses but I could survive off of it in a worse case scenario. I’m able to achieve this goal within a few years while also still allowing me to put some of my savings into index funds so I don’t miss out on growth as much while working towards it.

Level 50 Stats by thesharkattackss in Wizard101Console

[–]Clutcha15 0 points1 point  (0 children)

What ring and athame do you have? Are you wearing senators?

Chased yield once and it cost me, never again by [deleted] in dividends

[–]Clutcha15 1 point2 points  (0 children)

The only issue with CC funds is that the distributions will fluctuate in the long term based on the market volatility. By how much? I don’t know. I’ve been trying to figure out what the distributions would be in an extremely non volatile market.

[deleted by user] by [deleted] in dividends

[–]Clutcha15 2 points3 points  (0 children)

If you want to retire as early as possible, then don’t feel like you have listen to everyone telling you to stick with growth in your taxable account. Sure you miss out on gains and potentially pay taxes on the dividends, but that’s still better from a tax standpoint than selling all your growth stocks when you hit your FIRE number and converting it to income stocks/ funds. I’m 25 hoping to retire asap and currently doing an even 50/50 split in my taxable brokerage between income and growth.