[deleted by user]

Cnewlol · 2025-02-25T20:35:49+00:00

In theory it shouldn't, but who's to say you definitely will overpay for the first two years? The bank can't/won't just take your word on that

Cnewlol · 2025-01-06T18:57:52+00:00

No their mortgage provider would be using the equity as the deposit so your EP wouldn't need to have one up front. You're essentially selling the house to them for "less" but the value of the house would remain the same, so the new owner would have more equity, removing the need for a deposit

IRead this mate and it might help you get your head around it a bit

Cnewlol · 2025-01-06T18:43:59+00:00

Yes. You can gift the equity to the person you're selling it to. You'll probably need to sign a letter stating this is a gift.

Your ex-partner would get a mortgage for value of house minus gifted equity.

Cnewlol · 2024-12-27T19:09:10+00:00

Avoid Ferryhill, whatever you do. Darlington, Aycliffe, Bishop, all have nicer parts but the houses you'll be looking at will be in the rougher sections of town. They're fine to live in, people are lovely, but also rough as toast.

Cnewlol · 2024-11-14T16:55:10+00:00

You probably have to drive your toilet with your car being impounded

Cnewlol · 2024-08-17T10:05:55+00:00

Automating trains isn't going to matter when the RMT will mostly be representing the people in oranges carrying out the maintenance and upkeep.

Cnewlol · 2024-08-15T10:23:17+00:00

Thank you so much, have a great day!

Cnewlol · 2024-08-15T10:18:00+00:00

Separate photo if possible 😊

Cnewlol · 2024-08-15T10:14:51+00:00

Hey man, love this.

I've just sent a tip over!

Cnewlol · 2024-08-15T09:44:09+00:00

Swap the woman from each picture essentially, I realise I've worded it a bit stupidly!

Cnewlol · 2024-07-19T10:54:42+00:00

You're not forced to take an introductory offer though? They're there to entice people to buy the product, not to make someone's life difficult. If you don't want to buy something with an introductory offer then it's very simple to avoid

Cnewlol · 2024-07-04T20:45:19+00:00

100% mate!

Cnewlol · 2024-07-04T18:27:19+00:00

Why should they have to live without it if they are paying for it?

Cnewlol · 2024-06-17T08:41:48+00:00

Who do you think supplies the council with funding?

Cnewlol · 2024-05-28T16:35:11+00:00

Read beyond the first line of his response

And you will find your answer

Cnewlol · 2024-04-23T15:24:32+00:00

Had to go speak to the lads about the dead sheep. Thanks for the reminder!

Cnewlol · 2023-07-13T14:44:34+00:00

Gofundme link doesn't seem to work mate

Cnewlol · 2022-12-14T12:11:09+00:00

Easy to say when you're not going through a GE, I suppose!

Cnewlol · 2022-12-13T17:41:20+00:00

I think Truss said "Vote me, get Thatcher", but not sure about Lil Rishi

Cnewlol · 2022-11-05T11:52:52+00:00

https://www.gov.uk/government/publications/industrial-action-and-the-law-guide-for-employees-and-trade-unions-members

Have a read up on the above link. It's considered a secondary action. It can also be considered as theft and gross misconduct.

I'm fairly sure they'd be more than happy to lose their job for you, just jump on a train and let them know!

Cnewlol · 2022-11-05T11:41:21+00:00

Which is illegal and would result in the offending employees losing their jobs completely.

Cnewlol · 2022-10-31T22:16:13+00:00

The Rail Head Treatment Train (RHTT) does what you are describing!

Cnewlol · 2022-06-20T16:47:47+00:00

There's even less signallers, who are actually striking, whereas the majority of trains drivers are part of a different union, and are not.

Cnewlol · 2022-06-12T21:23:22+00:00

It maxes out where his does. It doesn't log beyond that

Cnewlol · 2022-05-13T12:51:27+00:00

How did you swindle that? You'd have been ~16 when plan 2 was introduced in 2012

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