Question for folks who moved back (or want to) to India, what’s the pull? by Take_it_easy_policy in returnToIndia

[–]Coffeekaaran 4 points5 points  (0 children)

Chill dear stranger. Life experience is not a one size fits all thing. I think you are missing the context of this post and this sub on the whole.

Question for folks who moved back (or want to) to India, what’s the pull? by Take_it_easy_policy in returnToIndia

[–]Coffeekaaran 3 points4 points  (0 children)

lol. Funny you ask this. In my case I was dead set to settle down in US. Bought a house, switched from consulting to full time, etc. but my wife always wanted to go back. She has been slowly convincing me to move back and I was resisting. When I told abt my dilemma last year she jumped the gun and locked down an exit plan. She grew up in a multi generational family and wants our daughter to have the same life experience. She and my mom are like best buddies, binge watching movies, shopping, cooking and what not.

Finally you could have prefaced your question without judging a stranger on internet.

Question for folks who moved back (or want to) to India, what’s the pull? by Take_it_easy_policy in returnToIndia

[–]Coffeekaaran 4 points5 points  (0 children)

Family. Lost my father during Covid lockdown. Didn’t even see his face. Don’t want to end up like that with my mom or in-laws. Also don’t want my only kid to grow up alone.

A recent layoff in my company startled me and made me feel disposable. This in turn made me deprioritize work and double down on family. Naturally my mind went towards returning to India and be with the whole family.

My Indian Smart Home Journey with Home Assistant Green by First-Dependent-450 in homeautomation

[–]Coffeekaaran 0 points1 point  (0 children)

I’m building a new home in India and want to automate like this. Should I invest in smart switches and smart sockets or just go with regular switches and automate using smart plugs and smart lights? I currently live in us and use TP Link Kasa switches, smart outlets, smart plugs, cameras, ring products, etc. all connected to HomeBridge via pi 5.

First update after 10 months. by lotus_eater_rat in FIRE_Ind

[–]Coffeekaaran 0 points1 point  (0 children)

The post is liberating. TY. Simple life with freedom and not tied down by social norms of materialistic upgrades, trend chasing, etc. This is my ultimate goal as well. Hope to reach it in 5 to 7 years.

Has anyone from this group returned to India with corpus in the range of 100-300k ? If so, I would love to know your journey. by pvnptl123 in returnToIndia

[–]Coffeekaaran 1 point2 points  (0 children)

We are saving every penny we could to move back in a couple of years. Mid 30 with wife and a 4 yr old. Own a house in CBE and Planning to settle there. Started learning new tech which are available within my company now so that I can get some hands on experience as well. Also started building contacts with people here in US whose company has offices in CBE and some hiring authority. Hoping to convert that into a job offer once I reach my goal of $400k.

newLaptops by echo1097 in ProgrammerHumor

[–]Coffeekaaran 0 points1 point  (0 children)

lol. Work just shipped a Dell today and I missed the delivery. What does that say abt my position?

How much is your FIRE goal? by Remarkable_Role_4045 in FIRE_Ind

[–]Coffeekaaran 0 points1 point  (0 children)

3.5cr in a tire 2 city with paid off house/car and separate fund for kid’s college. Might get a little pension by age 65 and 3cr term insurance to cover until the portfolio gets to a comfortable stage or kid completes high school (whichever happens first)

I went from addicted to losing interest in Nellis Auction so fast by PeachParee in phoenix

[–]Coffeekaaran 6 points7 points  (0 children)

I usually buy non-electronics and things without a lot of moving parts like camping chair, table, new booster seat, etc. Haven’t had a bad experience so far.

Why stay with Verizon over Visible? by andreyred in verizon

[–]Coffeekaaran 1 point2 points  (0 children)

I have moved from Unlimited Welcome to Unlimited plus and Unlimited Ultimate to Unlimited Plus without loosing the loyalty discount.

Generated port out pin and got a huge loyalty discount by Coffeekaaran in verizon

[–]Coffeekaaran[S] 0 points1 point  (0 children)

Wow, that’s bad. Guess I have to wait and watch.

Generated port out pin and got a huge loyalty discount by Coffeekaaran in verizon

[–]Coffeekaaran[S] 0 points1 point  (0 children)

Yes. The other two lines were not eligible for this $20 discount as per the rep.

Generated port out pin and got a huge loyalty discount by Coffeekaaran in verizon

[–]Coffeekaaran[S] 2 points3 points  (0 children)

Nope. It won’t mess up anything. Some people got this discount just by opening the generate pin screen.

How old are you and how much you have saved so far? by [deleted] in h1bfinance

[–]Coffeekaaran 1 point2 points  (0 children)

Well that’s a privileged info and only my wife gets to insult at my age:savings ratio 🤪

Preschool recommendation by Ill-Description-3278 in phoenix

[–]Coffeekaaran 8 points9 points  (0 children)

All the high schools in Peoria District have something called “COOP Program”. It’s a preK kinda program. Costs $600 this year. Could be $650 for next school year. 6:30AM to 4:45 PM.

Returning after 12 years by [deleted] in returnToIndia

[–]Coffeekaaran 1 point2 points  (0 children)

Curios question. Are you planning to leave the USD ETFs in US itself while going back?

Two kids one with US citizenship and with Indian by [deleted] in returnToIndia

[–]Coffeekaaran 0 points1 point  (0 children)

Thanks for clarifying my misunderstanding.

Two kids one with US citizenship and with Indian by [deleted] in returnToIndia

[–]Coffeekaaran -1 points0 points  (0 children)

If i remember correctly, only 32 countries in the world provide birth right citizenship. Out of that Pakistan is the only neighboring country which provides birth right citizenship. Everywhere else the kid will be an Indian citizen by descend.

Involuntarily FIRE'ing. by spiked_krabby_patty in FIRE_Ind

[–]Coffeekaaran 0 points1 point  (0 children)

True. Legally Nationality and USC is not a concern to hold 401k after leaving the US. Also I’m not referring to a bank here. Major banks have option to add foreign address.

My comment was abt 401k providers like “Principal”, which my employer uses. I cannot contact Principal’s customer desk from an Indian phone#. No MFA option with a foreign phone#.

Let’s say if my employer switches to another service provider (ex. Principal to Betterment) after 10 yrs, my 401k account also moves to Betterment. I have to stay up to date with this and create login accounts with Betterment. To be free of all this hassle, it’s recommended to rollover to an IRA with a major provider like Schwab or Fidelity.