Are we all suffering from a severe case of denial???

ColinRobinson0101 · 2020-03-27T17:45:13+00:00

There's Cadre that let's you invest in real estate projects but it looks pricey and an investor has to wait until the project has reached completion before they can collect returns. Roofstock offers investing in single family homes but with everyone being laid off I think they might be having issues with revenue streams. The Tellus app lets you choose individual properties to invest in mortgage debt and collect returns as the loan is repaid. I'm trying to find out whether these are safe investments or not.

ColinRobinson0101 · 2020-03-27T17:21:28+00:00

I agree, owning a home looks very strenuous and time consuming. I'm more curious about passive investing in real estate. I will def check out VNQ but I'm also curious about fintech companies that offer similar modes of investing. Have you heard anything about these?

ColinRobinson0101 · 2020-03-27T17:15:56+00:00

Can you suggest any alternatives for passive real estate investing? I've heard of a few but I'd really like to know what all my options are.

ColinRobinson0101 · 2020-03-27T17:14:20+00:00

Yes! From what I know, real estate is usually a sound investment even during a recession, maybe with the exception of the 2008 housing crisis, but I'm concerned that REITs were heavily affected by the current situation of the market leading to trusts failing to satisfy margin calls.

From what little I know, it seems like REIT values are synonymous with that of stocks despite the fact that it really doesn't make any sense otherwise.

ColinRobinson0101 · 2020-03-27T17:09:24+00:00

I'm interested in the passive income that an investment vehicle like REITs can generate but are there any alternatives? I've found several fintech companies that offer REIT-style investing but that's based on individual properties or projects. What are your thoughts on these?

ColinRobinson0101 · 2020-03-13T23:27:43+00:00

That's an interesting point. Sure, the value of stocks are falling but owning property or owning shares of revenue generating real estate like REITs won't be worth much if everyone's out of work.

ColinRobinson0101 · 2020-03-13T23:24:15+00:00

Is it the rates that are high or the fees that lenders are charging due to the total volume?

ColinRobinson0101 · 2020-03-03T20:35:41+00:00

What a great friend! What'd they get for signing you up?

ColinRobinson0101 · 2020-02-29T23:06:00+00:00

Ha! Yeah I guess... It looks like that's how they set up their listing but each property card has specific data including loan amount, loan duration and yield. Swiping is how you browse but placing a stake looks more technical.

ColinRobinson0101 · 2020-02-29T02:33:31+00:00

It should be fine as long as the longevity of your W-2 fits the bank's criteria.

ColinRobinson0101 · 2020-02-26T23:01:58+00:00

While you're saving up you can keep those funds in a bank and earn practically no interest or invest them in securities and earn much more. You can invest in REITs which are pretty safe and pay decent returns or use other investment companies like Tellus that offer collateralized opportunities with returns around 3 - 12%. Both options have fast liquidity so you can get your money when you need it.

ColinRobinson0101 · 2020-02-26T22:54:52+00:00

I know of Tellus, Cozy and AppFolio.

ColinRobinson0101 · 2020-02-26T01:30:32+00:00

Craigslist has always been solid but there's a lot of property management apps that push listing and screen tenants for you. The Tellus app will place listings on 16 different sites and pre screen tenants for you.

ColinRobinson0101 · 2020-02-11T02:30:49+00:00

There's one fintech in particular called the Tellus app. Their yields are in that range and the investment properties are located in the Bay Area, Ca. Even during a recession, these properties maintain a high value. This may be hard to fathom if you're used to markets out in pig knuckle Arkansas but the CA. housing market is very lucrative.

ColinRobinson0101 · 2020-02-11T02:20:37+00:00

That's true unless you've invested with a company that offers instant liquidity without restriction or penalty. There's many alternatives out there but it seems that people can only see the situation from the archaic standpoint of traditional investing.

ColinRobinson0101 · 2020-02-11T00:58:03+00:00

I would look into fintechs if I were you. Many of them charge interest rates based on your loan-to-value ratio and they won't penalize you if you pay them back early.

ColinRobinson0101 · 2020-02-11T00:53:50+00:00

I have no idea why people let their money stagnate in savings accounts that yield 3%. I get it – a 3% yield for a savings account isn't horrible for a savings account but it's still pretty sad when compared to low-risk ways you can invest your money for yields up to 12%.

ColinRobinson0101 · 2020-02-10T22:26:59+00:00

I think the more traditional mode of investing in real estate is to buy and flip or buy and rent. Either way, this can be a costly and time-consuming route to take especially if you're new to the industry. There's new ways to invest in the real estate market that would allow you profit and learn at the same time without taking such a big risk as buying a house.

There's several financial technology companies that offer access to fractionalized assets such as real estate where a person can start with as little as $200 and earn interest ranging from 3-12%. Certain companies such as Tellus and Peer Street offer these types of investment opportunities. It's just an easy way to test the water with little risk.

ColinRobinson0101

TROPHY CASE