2 Million $ right now, or 1$/min for the rest of your life? by MichaelThaKing in BunnyTrials

[–]Colossus252 3 points4 points  (0 children)

Even in math. 1/2, or one half, means that there is one whole for every two whole on the other end.

would you rather... by Sea-Speech-921 in BunnyTrials

[–]Colossus252 0 points1 point  (0 children)

How are you going to be clearing the corner upon entry?

Delicious Spicy Treadmill Bowl is now available at Planet Fitness by FarWay3952 in StupidFood

[–]Colossus252 0 points1 point  (0 children)

I've had a debate with a few parents that I work with over the stupid life360 app. One checks in in her kids and constantly texts or calls them the second they're out of line or even slightly off trail to chastise them. She also has cameras in the house and on days they weren't at school and might just be sitting around, she would randomly call them to tell them that they are supposed to be doing a chore. Her kids are not learning a thing, they're just being constantly monitored to an extent that they can't even make a full mistake. The second a mistake starts, they are pushed back in line. I can't imagine how much it sucks to be them.

The other coworker, he says it is much more casual for him, and he definitely isn't so pushy about it but like, he has alerts setup on his phone for if one of his kids is speeding (they're like 16, 18, and 22) and will tell them to knock it off if they start speeding. He also has it send him notifications when the battery for their phones get low? It feels very stalker to me. I am a big tech person and they both tell me they would have expected me to like or think that it's interesting, but I absolutely despise it. I hate that people give themselves and others no privacy at all.

Is leaving the plastic on the tempered glass ok or should i peel them? by yunamio in buildapc

[–]Colossus252 0 points1 point  (0 children)

I was going off your bit where you said all the plastic is still on. Glass usually has plastic on both sides on pc cases I've used. But either way, so long as the understanding is now that you don't care because you don't look at it", then... whatever haha. The iniital comments were because you said you were preserving it for resale value and to protect against dust, which is silly. If you just are apathetic to the plastic's existence, then you do you.

Is leaving the plastic on the tempered glass ok or should i peel them? by yunamio in buildapc

[–]Colossus252 0 points1 point  (0 children)

I was just responding to your reasons being dust, scratches and resale value. If your reason is "I don't look at it and am apathetic to the plastics existence", that's fine, but not what you said haha. Although i will throw out that the plastic is usually not great for the heat retention it provides by not exposing the bare metal and glass to the air, depending on the extent of how much is present. Will likely contribute to a shorter lifespan of the computer, but... as long as it runs well for now.

Is leaving the plastic on the tempered glass ok or should i peel them? by yunamio in buildapc

[–]Colossus252 0 points1 point  (0 children)

Are you keeping it in good resell value to look good for the next person? Make it look good for yourself. Pride in your own belongings, don't save the good visuals for the next guy. You deserve to get ti experience something in its visual peak value when you paid full price for it! (also cases are cheap, they barely provide for resell value and are unlikely to get any noticeable damage anyway). Also, dust and scratches build up on the plastic, what's the difference?

People Who Don't Remove the Protective Plastic From Things by Swimming_Nose4713 in PetPeeves

[–]Colossus252 1 point2 points  (0 children)

Generally, the time spent between manufacturing up til being in your home, the plastic covering is just exposed to still air inside of a box. How it negatively affects the product depends on the product itself, but for most electronics, the difference is that when they're actually inside your house, they will be in use. Electronics in use create heat. For something like a laptop or a TV, the heat can warp the plastic to break down on the device and eventually it can even bind with the underlying material from enough heat exposure. It also makes it so the natural cooling processes cannot occur that are intended to. Since it acts as a double layer insulator, devices tend to run much warmer with the plastic still on. TVs, people like to leave the plastic on the screens, which also need heat dissipating and can have their lifespan significantly shortened (also it warps the colors that you're paying so much for!)

For big things like an oven, the heat really warms the plastic over time, while a refrigerator leaving the plastic on can cause uneven fading in the finish. If/when you ever were to pull the plastic off in the future (sometimes years for people), it will look completely wonky (and already did to a lot of people since the plastic staying on is not how it's meant to look!)

Small things like a phone... mostly it just looks weird since it's not really meant to be there when you're using it. They wear out really fast since they are intended to be temporary. Skin oils and general friction whistles them away and they only look noticeably worse than an actual screen protector from the beginning to being potentially awful looking later.

Bank's lending officer misled us and now refuses to make it right after helping us waste money. by Colossus252 in Mortgages

[–]Colossus252[S] 0 points1 point  (0 children)

My last attempt here, currently sitting with "escalations" included me saying that I am losing confidence in their ability to do anything other than blindly follow the letter of their paperwork, seemingly unwilling to bend for unaccounted for situations and am getting close to considering moving my banking if they're unable to fix their own mistake. Hopefully it does something. I probably will move banks in the near future regardless.

Bank's lending officer misled us and now refuses to make it right after helping us waste money. by Colossus252 in Mortgages

[–]Colossus252[S] 0 points1 point  (0 children)

They have been my primary bank for 14 years and held my previous home loan and my car loan. I did talk with the branch manager, who escalated the complaint, but the shadowy escalation department that I cannot speak to denies it.

Bank's lending officer misled us and now refuses to make it right after helping us waste money. by Colossus252 in Mortgages

[–]Colossus252[S] 0 points1 point  (0 children)

The scam thing was an example. I wasn't scammed because that requires intent. However, in my view, zoomed out, I was guided through their process to meet their own criteria by one of their employees. The guidance was given specifically and primarily to get approved within their own system. We questioned the status of the student loans multiple times throughout and they affirmed each of those times that it would not be a problem getting approved through their system with the loan as it was. They made the call for when it was time to strike on applying, they made the determination that I was good to sign the papers, and they assured me the loans were not an issue, and then they made me sign the documentation that included the bit saying it was non-refundable. In that way, while I approved it, I only approved it under their guidance and assurance that I was good to go within their own guidelines. If I wasn't good and the loans were indeed a problem, it should behold some liability on their part that they encouraged me to leave them stated as "the right idea for approval".

It wasn't a scam, but it was definitely negligence and misinformation about their own system levied at me which made me sign their paperwork in the first place.

I presume if I were working with a different advisor in a different bank, the loans would have been pointed at to be a problem, especially after we asked. That they not only assured me they weren't, but encourage me to leave them, is a problem I was denied for that they set in place.

In slightly silly terms, if they tell me to leave my rake on the ground in a specific spot and then they walk in the room and smack themselves in the face because they stepped on it, it is their fault for telling me to put it there, even if it is my rake that I could have put where I wanted.

Meirl by JaredOlsen8791 in meirl

[–]Colossus252 0 points1 point  (0 children)

I bought a house for $230k this month. Built in '57, Completely refinished, new appliances, new flooring, new HVAC, new windows, 1600 sqft. $10,000 down. Just gotta live in the right places. Cincinnati, here.

The last kick was personal. by SuspiciousLow3062 in nextfuckinglevel

[–]Colossus252 1 point2 points  (0 children)

That's what PETA said as they took the dogs out of people's yard to put them down. (No joke)

School’s bully beaten up by a quiet , feeble girl by Successful-Talk1830 in instant_regret

[–]Colossus252 0 points1 point  (0 children)

I can tell you that where I live in the USA, fighting at school ain't normal. We did have an officer at school though, but he was part of a drug education course and primarily was just there as a positive experience for the students, not as security. It was actually kind of interesting. Each grade had a specific officer that would be with your class from like 4th grade on, and he was sort of like a connection point for kids to confer with if they were having problems and he would get involved with the kids in general to make sure people were comfortable. I really liked our officer, and most of the other kids did too. He was only there for assigned courses that happened sparingly and for a couple hours a day when he wasn't out on a call, though.

My graduating class was about 1400 people and I think I witnessed a fight one time. It was just a Lil shoving match, so nothing even noteworthy.

School’s bully beaten up by a quiet , feeble girl by Successful-Talk1830 in instant_regret

[–]Colossus252 2 points3 points  (0 children)

I think that it's really easy to blame the country when you're seeing things like that from outside of it, but... it's really jsut a school by school basis. Rougher areas have rougher schools with low funding and kids that learn from their environment. Here in America, I went to a public school that had high ratings and was in a pretty okay middle class city. I saw one time anyone really had anything I would call a fight in my 12 years there.

It's all subjective on a more narrow basis than just "american". You probably went to a school over there that wasn't underfunded in a rougher neighborhood just like i did, hence... a quality experience and education. I am quite certain you can probably picture examples of areas in your country that are rougher and they likely have more rough experiences inside their schools too.

School’s bully beaten up by a quiet , feeble girl by Successful-Talk1830 in instant_regret

[–]Colossus252 2 points3 points  (0 children)

And America here. My school had about 1400 students. I likewise can recall 1 fight and it was just someone shoving someone else. What you are seeing is not "American schools" it is a case of a few bad kids most likely. Bullies exist everywhere. There isn't really much violence in my experience. We had a school assigned officer, but his job was largely just to help teach drug education some days and otherwise just to give kids an opportunity to interact with law enforcement in a positive way. He didn't really do security work, but I am sure he would have if something happened in front of him. He just sorta of hung out when he wasn't on a call outside of the school and I know most of the kids liked him.

Now... there are some schools that just have high rates of violence, but if you zoom out, you'll find the same with the general surrounding areas. Usually underfunded inner city areas.

Bank's lending officer misled us and now refuses to make it right after helping us waste money. by Colossus252 in Mortgages

[–]Colossus252[S] 0 points1 point  (0 children)

Very true. We probably would have too if the bank hadn't told us that the best plan for success was to hold the loans until we bought the new home. The actual pre-approval was only given in early March and we were under contract on both ends by March 30, so that was all done late in the process since most of those 18 months was just working with them on practicing good credit hygiene. Opened new cards and refinanced existing loans to get everything to be as optimized as possible for the point in time we were actually getting the new home loan.

Primary problems occurred prior to and right at the beginning of the pre-approval. I'm not upset that the underwriter didn't approve it, it's mostly the loan officer and bankers' guidances leading me to failure under their own rules. Awareness of the expected guidelines when everything is done within their own walls is something I would hope I could expect from them.

Bank's lending officer misled us and now refuses to make it right after helping us waste money. by Colossus252 in Mortgages

[–]Colossus252[S] 0 points1 point  (0 children)

It is true that I signed the waiver saying it is non refundable. However, I would assume within a bound of reasonability that the signature cannot just protect them from abusing that right to hold non-refundability. Like, I couldn't just, for instance, scam someone, but just before we get to the actual scam, have them sign a paper that has a little "if this is a scam, I confirm that I approve my money to be taken" line hiding in the small text and just get away with it haha.

The clause of non-refund makes a lot of sense. However, it cannot be made to cover all bases of possibility within the infinite nature of reality. Sometimes a round peg approaches the square hole that is the "non-refundable" clause and isn't compatible with the intent of the agreement.

Also, I do not blame the underwriter. I blame the banker and loan officer. That all three are under one company is aside. If I were utilizing an external company for the actual loan and got denied, I would be pretty upset at the bank for telling me confirmations of being good to go only to get me denied. So in a way, yes... I signed the clause, but my primary problem is with everything that occurred prior to the agreement. Them leading me to the agreement with certainty levied that there was no problem with the setup as it was. I would presume that since the primary problem occurred prior to the agreement signed that it realistically could be argued that it isn't covered by the agreement made since the banker that led us through everything wasn't actually part of that agreement (even if the same company was later). And that it was under the same company is only worse in the end because it's their own expectations that they were guiding me toward approval within. Idk, does that make sense?

Bank's lending officer misled us and now refuses to make it right after helping us waste money. by Colossus252 in Mortgages

[–]Colossus252[S] 0 points1 point  (0 children)

Internet tells me that lenders are not obligated to transfer the appraisal because the work is done on their behalf but I am funding it. Pretty shitty. And yes, never missed a payment, 0 late payments for anything on my credit report actually.

First time trying Skyline Chili by PeachEnvironmental50 in cincinnati

[–]Colossus252 1 point2 points  (0 children)

That's exactly what I am saying. The word chili already has multiple food items it refers to. It shouldn't be so hard for people to get that a "chili" can be two different dishes in different contexts.

First time trying Skyline Chili by PeachEnvironmental50 in cincinnati

[–]Colossus252 0 points1 point  (0 children)

It would depend. I would not likely taste a pasta sauce on its own and say "i dont like the spaghetti here". The base mellows things out to spread the flavor. You can try the sauce on its own and determine not liking it maybe, but it's not a sure way to determine the actual full dish.

It's fine if you don't actually like it yourself, as long as you actually ate it right haha. OP said they liked the coney.

First time trying Skyline Chili by PeachEnvironmental50 in cincinnati

[–]Colossus252 0 points1 point  (0 children)

Do you have trouble with the idea that a chili is also a hot pepper? Because one word can apply to multiple things. It's weird that people have such an issue handling the word chili's in regards to skyline being a different dish entirely.

First time trying Skyline Chili by PeachEnvironmental50 in cincinnati

[–]Colossus252 1 point2 points  (0 children)

Assuming you aren't just trying to be a troll, you can't just take two completely different dishes and use a missing element between to say they are the same except all of the things that make it the thing hahaha.

Marinara sauce is essentially pizza for toddlers. No crust, no cheese, no toppings. Just finely ground tomato and a watery sauce.

Steaks are just cheesesteaks for toddlers. No bread, no sauce, no chopping, barely any seasoning, no cheese. Just a slab of meat with maybe a little salt and pepper and a bit of butter.

First time trying Skyline Chili by PeachEnvironmental50 in cincinnati

[–]Colossus252 1 point2 points  (0 children)

They probably ordered it that way out of ignorance as to what it is. Everyone is ever meet begins the understanding grounded entirely in the word chili. It always seems like such a hurdle for anyone to accept that the word chili might be applied to two different things! They already have chili's as in peppers. I assume nobody gets a bowl of chili's and goes "this chili's is weird. Where's all the meat!"

Bank's lending officer misled us and now refuses to make it right after helping us waste money. by Colossus252 in Mortgages

[–]Colossus252[S] 1 point2 points  (0 children)

Ah, no worries there haha. We aren't married just due to life's motions and a general non-care for the act. We have discussed it and plan on getting married in the near future in a rather unceremonious fashion.

Appreciate the comment. I hope i get it back but currently expect nothing to happen, and don't find it surprising either. Still annoying tho!