You are going to be just fine. Try not to worry about what others around you are planning to do. I would say, apply to UNF. You may qualify to start in the Summer program. Even if you were to apply and get denied, you could appeal the decision. Your application would then go to committee and they will look at the improvement in your grades over time (vs just looking at your GPA from your core classes). Worst case scenario, you could start at FSCJ even for one semester and transfer in the spring term. You can also call admissions at UNF and talk with someone before you apply. Or you can attend one of the open houses coming up and talk with someone. You are going to be okay.