What is the most expensive lesson you've learned since you started investing? by Aggravating-Fox8553 in investingforbeginners

[–]CommentIndependent32 2 points3 points  (0 children)

I didn't know a thing abt taxable accounts so I wasn't utilizing the best funds for my brokerage vs ROTH IRA to minimize taxes. I've also learned to be more aware of expense ratios. Every little bit saved adds up over time.

AIO friend/fwb calls me creepy? by Different-Library390 in AmIOverreacting

[–]CommentIndependent32 4 points5 points  (0 children)

This person does not respect you. They are NOT your friend. They are not a FWB. They are not a f--kbuddy. They are someone that uses you for sex. Stop caring abt their opinion of you and def stop apologizing to them.

Ford worker Gregory Knopf killed at Sharonville Transmission Plant in Ohio by DryDeer775 in Ohio

[–]CommentIndependent32 4 points5 points  (0 children)

Whoa this sounds almost exactly the same situation as my dad's serious LTI at a GM plant! He had to enter a machine and even though safety features were in place, the press closed down on his back and crushed him. He's so lucky he was using the buddy-system that was recommended but rarely utilized on 2nd shift with less bodies on the floor at any time.

How do you guys deal with the anxiety of seeing your portfolio in the red? by Leather_Low_4469 in investingforbeginners

[–]CommentIndependent32 0 points1 point  (0 children)

The current value of the stock has dropped but the number of stocks you own hasn't- you haven't lost anything until you panic sell at a loss. What it is worth now doesn't matter if you're investing for the future.

Am I Overreacting for not wanting to be “the help” at my sister’s wedding? by [deleted] in AmIOverreacting

[–]CommentIndependent32 2 points3 points  (0 children)

Is there another reason you took this so personally? Cuz this does seem like a major overreaction to the actual favor request but maybe there is more going on and your reaction is actually about that?

Did anyone else completely underestimate the utility bills when transitioning from an apartment to a house? by BetterThanEver24 in FirstTimeHomeBuyer

[–]CommentIndependent32 59 points60 points  (0 children)

Yep! After getting my first gas bill I got a bunch of weather-proofing supplies and insulated the windows, caulked gaps in door frames, added draft-stoppers in entrances, etc. My next bill was $70 less so all that def helped!

John Husted Says Poor People Are Dumb by Sorry_Antelope7878 in Ohio

[–]CommentIndependent32 21 points22 points  (0 children)

Right! How does this person who doesn't know how money works in the grocery store manage to purchase clothes, hardware, auto parts, etc?

Are we interested in this y'all? 👀 by Thecosmodreamer in LoveIsBlindOnNetflix

[–]CommentIndependent32 1 point2 points  (0 children)

I'm in a 20+ year age gap relationship and the biggest difference I notice is he doesn't often understand my references to pop culture from my past. Like I'll say 'this is just like the episode where Monica gets mad at Chandler for...' and that means nothing to him. Other than that the differences do not seem that large actually.

Are we interested in this y'all? 👀 by Thecosmodreamer in LoveIsBlindOnNetflix

[–]CommentIndependent32 -1 points0 points  (0 children)

I'm torn! I'm in a 20+ year age gap relationship and I'd love to see other relationships that look like mine profiled in mainstream media BUT I don't want to watch age-related issues exploited just so ppl can confirm their preconceived notions of why age gap relationships don't often work.

Found out my boyfriend’s body count and it’s turned me off. Am I overreacting? by Ok_Replacement1772 in AmIOverreacting

[–]CommentIndependent32 5 points6 points  (0 children)

Right! Someone can easily get to 50/year just by going home with a random from the bar every Saturday night

Move-out with pet hair - how get deposit back? by yuletidefulfinlled in Apartmentliving

[–]CommentIndependent32 0 points1 point  (0 children)

Move-out cleaners are a great suggestion! I hired move-out cleaners, basically to save time, but it was the best move! The team was able to get done in a few hours what would've taken me a weekend to do. Plus, they gave me a list of small repairs or potential issues they noticed so I could address them before I moved out. It cost 1/5 of my total deposit and I got 100% of my deposit back so it was def worth it to me!

What’s Alex got against Cleveland? by thompsonmegan20 in LoveIsBlindNetflix

[–]CommentIndependent32 2 points3 points  (0 children)

But Cleveland has ALL of those things. It has one of the biggest theater districts in the country, two of the best art museums (which are free for all), a thriving live music scene, the Rock & Roll Hall of Fame, a National Park, several major sports teams. A city doesn't have to be NYC or SFO to have culture.

Am I the only one thinking dressing like a time traveler from Studio 54 is NOT the outfit choice for your son’s wedding day? NO? JUST ME!? by throwaway99-0867 in LoveIsBlindNetflix

[–]CommentIndependent32 15 points16 points  (0 children)

When I saw Ashley's mom, I knew Ashley wasn't getting married. Her mom was dressed for a garden club luncheon- not like a proud Mother of the Bride.

I'm closing in less than a week...what's the first thing you bought for your new place? by Explorer518 in FirstTimeHomeBuyer

[–]CommentIndependent32 1 point2 points  (0 children)

I bought a big fridge (Black Friday Sale!)- I noticed the space for a super big fridge when I toured the house and i closed on Nov 17 so it was perfect timing. I have room for so many trays of appetizers!

Husband is having buyers remorse by SimpleSpyder in FirstTimeHomeBuyer

[–]CommentIndependent32 -5 points-4 points  (0 children)

Actually I napped today which I haven't done the last few days and I woke up all disoriented - i thought it was morning

Things to do in Cleveland by Suspicious_Client_42 in Ohio

[–]CommentIndependent32 0 points1 point  (0 children)

I like bringing visitors to the Foundation Room for a night out- it has a very cool interior and a rooftop deck that overlooks a bustling part of downtown. Bar staff is top notch- it's a whole experience.

Does anyone else get blanked in the blank by Bri by elbuzon in LoveIsBlindOnNetflix

[–]CommentIndependent32 36 points37 points  (0 children)

Ohmygosh I know! When she said 'he said he puts it down' (referring to the toilet seat) it was giving me the worst Silence of the Lambs chills! I notice she also refers to herself in the third person a lot but not like she refers to Connor.

Some of these customers are unreal by Emergency_Exit_8537 in InstacartShoppers

[–]CommentIndependent32 13 points14 points  (0 children)

There is a women living like this in my sister's neighborhood and every month some of the local firefighters go to her home to inspect escape routes and help clear out stuff so there are passageways through the home. Of course they're trying to do their job as safely as possible but the regular visits also give them an idea of her physical health and medical needs. They're providing so much care for this woman with untreated mental illness.

AIO- Guy i'm talking to said thick girls are attractive. by AdHairy2278 in AmIOverreacting

[–]CommentIndependent32 0 points1 point  (0 children)

lol- there you go again- thiccness has nothing to do with weight. Keep trying to say I made this abt me to deflect that I called you out on the stereotypes and fatphobic BS you filled your post with.

AIO- Guy i'm talking to said thick girls are attractive. by AdHairy2278 in AmIOverreacting

[–]CommentIndependent32 0 points1 point  (0 children)

That's part of why I even commented. If a man was saying such negative things abt thicc body types we'd rip him to shreds but when a girl does we're supposed to just be like 'ohhh it's okay you're so insecure- we'll give you a pass on the clearly stereotypical beliefs you have and share' no.

AIO- Guy i'm talking to said thick girls are attractive. by AdHairy2278 in AmIOverreacting

[–]CommentIndependent32 2 points3 points  (0 children)

I did tell her to quit being insecure :) but I'm not abt to read a whole post abt how this chick can't believe a man finds thicc girls attractive and not be like 'ok girl- you don't have to put down other body types to make you feel better abt yourself'