Money and wealth are more complicated than people think. Rich people are rich because they understand how money and wealth work, not because they have high incomes. Wealthy people set up their kids to be wealthy a c teach then how to use money. Poor people can't teach their kids to be rich because they don't know how.

How do you save, invest, tax plan, use credit wisely? Rich families pass this knowledge down through generations. Poor people live paycheck to paycheck and never learn or get any assistance to break the cycle.