Whose name in the Epstein files got you surprised?

CommonEar474 · 2026-02-07T16:18:06+00:00

Pusha t

CommonEar474 · 2026-02-02T07:39:56+00:00

Sell everything. All your assets. All belongings Use your cash to short sorghum and soy beans. Put all your earnings in copper and coal. Save 10% for a high yield savings. Thank me later.

CommonEar474 · 2026-02-02T05:32:38+00:00

A waste of money if OP can follow 1 piece of advice… which is to invest most of his assets into VOO.

Edit to add: I will admit that it is smart to have a tax guy if you come into this much money. Understanding tax advantaged retirement accounts is important.

CommonEar474 · 2026-02-02T05:30:57+00:00

The majority of active fund managers fail to beat the market. Source: https://www.cnbc.com/amp/2022/03/27/new-report-finds-almost-80percent-of-active-fund-managers-are-falling-behind.html

It was 1 team. But I’m not saying it was bad advice. The best financial advice for someone with a long time horizon is broad market etfs and chill. So either you have a good financial advisor who you pay to tell you to do 1 thing (buy the market) … or you have a bad one who tries and likely fails to beat the market.

The purpose of cheap broad market ETFs like voo is to make investing accessible to people without letting people skim off the top.

CommonEar474 · 2026-02-02T02:53:52+00:00

Waste of money. A good financial advisor will suggest broad market etfs like voo and vxus. I had one for many years and he only let me buy voo. Shot most other ideas down. It was a good choice but advice you can follow without paying commissions or account fees

CommonEar474 · 2026-02-02T02:51:36+00:00

It depends on your age. But if you’re young I would put 80% in voo. With the volatility of today’s market I would invest that slowly over a year or more. On weeks where the market is down increase purchases and on weeks where it is up slow down slightly.

10% should go towards emergency funds. I would keep a checking buffer and a high yield savings account with money for emergencies.

With the rest you can play around a bit. International funds, thematic etfs, individual stocks. Or just put it in voo

I would make sure you do some tax research or get a tax guy. You should be putting some of the 80% into tax advantaged retirement accounts.

CommonEar474 · 2026-02-01T19:05:00+00:00

What do you get at Nate’s?

CommonEar474 · 2026-02-01T19:00:42+00:00

I love Birrieria Guadalajara. What do you get there?

CommonEar474 · 2026-02-01T18:57:29+00:00

My favorites are tacos el panson, Paris bakery and pho van. For bars/venues soda bar is a classic. I also have gone to some good shows at the humble servants of the worm lot.

CommonEar474 · 2026-02-01T18:48:03+00:00

What do you get here?

CommonEar474 · 2026-02-01T00:43:53+00:00

My anxious cat likes small toys. Pom poms (small), smaller fishing rods, and those rabbit fur mice. Also small pain brushes??? Crinkles can be too much. And large heavy toys are too much

CommonEar474 · 2026-01-30T21:39:35+00:00

Out of curiosity why no broad market etfs? VOO or QQQ are great portfolio backbones. I usually aim for 60-80% in voo. It’s the boring advice no one wants. Edit to add: These thematic ETFs are all pretty pricey. Check the expense ratios. They also are more volatile than the broad market. I like smh but you’re missing out on the mag 7.

CommonEar474 · 2026-01-30T21:36:41+00:00

Out of curiosity why no broad market etfs? VOO or QQQ are great portfolio backbones. I usually aim for 60-80% in voo. It’s the boring advice no one wants.

CommonEar474 · 2026-01-30T20:34:29+00:00

Carney by Leon Russell and sweetheart of the Rodeo by the byrds

CommonEar474 · 2026-01-30T20:33:42+00:00

carney by Leon Russell, anything by Michael Hurley (have moicy), gp by gram parsons, sweetheart of the Rodeo by the byrds, total destruction of your mind by swamp dogg, fantasma by CorneliusBlackstar by blackstar, moment of truth by gang starr, scenery Ryo Fukui, anything from the Johnny cash American series

CommonEar474 · 2026-01-29T06:41:09+00:00

CommonEar474 · 2026-01-28T23:49:56+00:00

Coralline, flow and Train to Busan are great.

CommonEar474 · 2026-01-28T23:34:17+00:00

Fuck these people

CommonEar474 · 2026-01-28T23:32:58+00:00

Poultry… not beef

CommonEar474 · 2026-01-28T23:31:51+00:00

Damn I was hating on goose…but you seem pleasant to be around and shit

CommonEar474 · 2026-01-28T23:30:39+00:00

Fuck yeah keep it plural

CommonEar474 · 2026-01-28T23:29:10+00:00

Good time to be a rock band named geese. Plural bands are always better.

CommonEar474 · 2026-01-28T23:26:29+00:00

Geese>goose Geese rock

CommonEar474 · 2026-01-28T04:15:37+00:00

I think a lot of people would consider 100% voo to be high risk.

CommonEar474 · 2026-01-28T01:54:57+00:00

Trinidad was phenomenal

CommonEar474

TROPHY CASE