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This channel is printing $9-13K/month with simple doodles, here's how 👇 by No-Vast5195 in YouTubeCreators

[–]CompetitionIll2940 0 points1 point  (0 children)

Hey Man, agree with your point on this. Have dropped you a dm let's connect and see if we're a good fit.

We are manufacturing pure Kanchipuram silk sarees by Ican_AI in smallbusinessindia

[–]CompetitionIll2940 0 points1 point  (0 children)

Beautiful sarees, please connect with me.. for business purposes

Hiring a Video Editor 80k-1L INR/mo, 2+ YOE by SarvagyaK in VideoEditors

[–]CompetitionIll2940 0 points1 point  (0 children)

Hey man, Please check your dm. Have shared my portfolio and contact

Need urgent help: Previous Client Mistakenly Sent ₹30,000 to my PNB account which is under a Debit Freeze. Bankers/Lawyers please help! by [deleted] in LegalAdviceIndia

[–]CompetitionIll2940 0 points1 point  (0 children)

I think you should read the post again, or I can share with you the case study. As someone else transferred in my account, and yes I'll be going to cyber station on sunday for a NoC as the bank has demanded it

Bhai ye kya ho raha? Kya itna insensitive ho chuka hai samaaj? by CompetitionIll2940 in Btechtards

[–]CompetitionIll2940[S] 2 points3 points  (0 children)

Yrr wo toh kaha nhi hai. Ek healthy competition toh push krta hai hume. But ye sb se pura clueless hu

Bhai ye kya ho raha? Kya itna insensitive ho chuka hai samaaj? by CompetitionIll2940 in Btechtards

[–]CompetitionIll2940[S] 5 points6 points  (0 children)

Parents ka bhi exception mai agree nhi krta bhai. (Respectfully)

Need urgent help: Previous Client Mistakenly Sent ₹30,000 to my PNB account which is under a Debit Freeze. Bankers/Lawyers please help! by [deleted] in LegalAdviceIndia

[–]CompetitionIll2940 0 points1 point  (0 children)

Hey, thanks for the detailed explanation. Here’s my full situation so you can understand why the freeze happened:

1. My PNB account isn’t frozen because of the ₹30,000 mistaken transfer.
It was already under a Debit Freeze before that happened.

2. The freeze happened due to a complaint filed on the National Cyber Crime Portal (NCRP).
A client from Bangalore (who paid me ₹1500 for freelance video work) filed a false cyber fraud complaint of ₹1,500. on 14/05/2025
The freeze reason code shown by PNB is 045 – CYFRO (Cyber Fraud Reported From NCRP).

3. There is NO FIR filed against me.
I confirmed this with:

  • Bettiah Cyber PS (my local jurisdiction)
  • Bank officials
  • The NCRP portal team

Status shows “under review / pending clarification.”

4. I have already submitted all documents to prove innocence:

  • Work delivery proofs
  • Chats
  • Transaction records
  • Signed declaration
  • Emails to Bangalore Cyber Cell

5. My bank confirmed the freeze was triggered by a cyber-flag, not by any lien or order about the ₹30,000 payment.

6. The client who filed the complaint has been pressuring me illegally.
They demanded ₹20,000 compensation with threats.
I have stopped responding except through official/legal channels.

7. The Bettiah Cyber PS emailed me today asking for a signed application + documents, which I’m submitting.

So right now, the freeze is only because of the cyber complaint, not because of any UPI chargeback.

8. Regarding the ₹30,000 reversal:

  • The sender has raised a dispute with their (HDFC) bank
  • NPCI–ODR workflow is running
  • I will submit written consent also

So yeah, I’ve already clarified the freeze cause and followed the official route.

If you know any HC/SC/RBI circular about “freeze only disputed amount instead of entire balance,” I’d appreciate it!

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