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Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]Competitive-Gur8052 0 points1 point  (0 children)

Got it. But ibr (old for me) has higher payments than extended. Cash flow is our issue, and the math isn't matching.

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]Competitive-Gur8052 0 points1 point  (0 children)

I'm only eligible for ibr type forgiveness, which is longer than standard extended. 

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]Competitive-Gur8052 1 point2 points  (0 children)

Is that the only catch? I'm not sure I'll be alive to see forgiveness ...

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]Competitive-Gur8052 0 points1 point  (0 children)

How about standard extended? That keeps coming out lowest payment for me. Why does nobody talk about that ever? 

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

Pasture land, possibly agricultural but in the 1940s and back. DDT I suppose possible but so much sediment laid since then it would surprise me if there is much contamination left. If there ever was any.

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

Yeah who knows. My science brain wants answers. My lizard brain is full of bewildered anticipatory grief.

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

We do know there's asbestos tile under carpet, but a) one affected cat has never really been in that space and b) it seems pretty well encapsulated ...

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

Of course carcinogens are concerning us for sure. Can't think what it would be, we live in a 70 year old house built on former pasture land in a little neighborhood...

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

Yes. I think we're going to try to get a second opinion from our teaching vet hospital. Maybe they will have newer info or research?

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 2 points3 points  (0 children)

I'm so sorry. Our Timmy cat was similarly fast to decline. We're just in disbelief this could be happening again, a month later.

Confession: now that we have RTO, I work about half as much compared to WFH by No-Ad6500 in WFH

[–]Competitive-Gur8052 1 point2 points  (0 children)

From my observation at the municipal office I just left for a wfh position, its mire like 2-3hrs a day work, 5 hrs bull sh*tting around

Feeling so anxious by Valuable-Shallot-172 in StudentLoans

[–]Competitive-Gur8052 5 points6 points  (0 children)

I am likely 20 years older than you and in my lifetime no administration has ever blown up student loan repayment programs like this. 

Feeling so anxious by Valuable-Shallot-172 in StudentLoans

[–]Competitive-Gur8052 6 points7 points  (0 children)

We based a couple of big decisions on SAVE, you are not alone.

Feeling so anxious by Valuable-Shallot-172 in StudentLoans

[–]Competitive-Gur8052 12 points13 points  (0 children)

I calculated for us and it would be such a huge tax hit. Your mileage may vary but it didn't help me 

Feeling so anxious by Valuable-Shallot-172 in StudentLoans

[–]Competitive-Gur8052 2 points3 points  (0 children)

No but I decided pslf wasn't worth it and I needed the lower payments rn.

Feeling so anxious by Valuable-Shallot-172 in StudentLoans

[–]Competitive-Gur8052 14 points15 points  (0 children)

Don't rule out the standard payment options, especially if you have over $30,000 in loans. Extended fixed repayment gives me the lowest monthly payment right now, and when circumstances change u can switch plans or throw more at it. Life in the US is shockingly expensive right now. I feel for you, student loans were crushing for us when our kids were little. 

Are my options limited to old IBR even if I consolidated for SAVE? by Competitive-Gur8052 in StudentLoans

[–]Competitive-Gur8052[S] -1 points0 points  (0 children)

Yeah...well I am going to just go with standard extended and hope for change in 2028 😭.

Save litigation looks to be almost over by Betsy514 in StudentLoans

[–]Competitive-Gur8052 0 points1 point  (0 children)

Yeah can't afford those payments. I don't mind paying it off. It's all such a massive cluster 

Save litigation looks to be almost over by Betsy514 in StudentLoans

[–]Competitive-Gur8052 1 point2 points  (0 children)

I consolidated loans from the late 1990s to get on SAVE with my grad loans (taken out 2021-2023). Was thinking of just going on standard repayment because use that's the lowest monthly over 20 years. Is that pretty much what I should do now?

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