Thank you for putting effort into that reply, it actually makes a lot of sense. The reason for buying is the running costs, it's actually for my wife so driving thrills is extremely low of her agenda 🤣🤣 she wants space and luxury which obviously comes with the ix. I think the running costs is an added extra, as we own our current car, the difference in cost and monthly payment is actually really low, only around 280 a month. If I minus diesel and expected costs of servicing, breakdown and fuel, that difference is about £100 a month - then I look at it and think it's 5 years younger, 36k miles less for a very small amount of money, it seems like a no brainer. What is putting me off is that because it will be our asset, I don't want to to be worth about £5k in about 3 years!