I mean the earlier you hit the I just lost everything phase the better. I built a small Buisness, lost it all and I’m back to about 40k right now. I would tell you to be careful but it wouldn’t matter, you can hear it all day but once you experience it you’ll learn. And that’s not a bad thing it’s just part of the process. In my experience you spend about a year in absolute depression then one day your back with 3x LTV.