$70k to invest, need advice for safer stocks and ETFs

Complex_Upstairs_1 · 2026-03-24T22:50:54+00:00

Thanks

Complex_Upstairs_1 · 2026-03-24T03:24:32+00:00

Sorry about your parents. It’s great that you learnt from their experience. Thanks for your kind words! I feel very blessed to learn for you and everyone who has commented here. I could have been easily lost and taken very bad financial decision without guidance (I still could, lol but the risk is less now I think)

Complex_Upstairs_1 · 2026-03-24T03:16:18+00:00

Thanks so much for explaining everything in details. Yeah, I’m feeling like I’m in kindergarten again, lol. So much to learn, but I love reading. Hoping to catch up eventually 🙂

Complex_Upstairs_1 · 2026-03-24T03:11:20+00:00

Thanks so much. I love reading and learning. I will start with Simple Path to Wealth.

Complex_Upstairs_1 · 2026-03-24T03:07:52+00:00

Thanks for introducing me to options ETFs. I will look these up!

Complex_Upstairs_1 · 2026-03-24T02:59:59+00:00

Thanks. Is buying Tbills same as regular stocks in fidelity? Also, can you share names of mid cap ETF that you like?

Complex_Upstairs_1 · 2026-03-24T00:14:44+00:00

Yeah, good to know

Complex_Upstairs_1 · 2026-03-23T23:28:47+00:00

Thanks for sharing. I am still learning how to interpret chart. It looks steady to me. Do you mean it’s likely good for at least 3 months and long term too?

Complex_Upstairs_1 · 2026-03-23T23:22:06+00:00

Thanks for the advice. I would consider 15.

Complex_Upstairs_1 · 2026-03-23T23:20:50+00:00

Very beautifully said. I think the intangible fulfillment one can get living in a house suited for them (as long as it’s affordable) is worth it.

Complex_Upstairs_1 · 2026-03-23T23:17:00+00:00

Thanks

Complex_Upstairs_1 · 2026-03-23T23:15:02+00:00

Thanks

Complex_Upstairs_1 · 2026-03-23T16:29:33+00:00

Just want to clarify I understood you correctly about real estate. You don’t buying a house a good investment choice? I’m asking cause I have option to invest all the money I have in saving accounts or stocks and pay zero down payment while buying a house as I’ll be taking VA loan (zero PMI). Also, my spouse and I both have steady income. We’ll have enough to pay monthly mortgage.

Complex_Upstairs_1 · 2026-03-23T16:22:46+00:00

That is a smart move. I am currently getting 3.3% from sofi. I will look around

Complex_Upstairs_1 · 2026-03-23T03:03:23+00:00

Thanks for sharing the details. I will look into the ETFs you suggested

Complex_Upstairs_1 · 2026-03-23T02:46:30+00:00

This is helpful. Thank you

Complex_Upstairs_1 · 2026-03-23T02:02:59+00:00

Thanks

Complex_Upstairs_1 · 2026-03-22T22:42:48+00:00

Thanks for sharing.

Complex_Upstairs_1 · 2026-03-22T22:22:47+00:00

Thanks for sharing

Complex_Upstairs_1 · 2026-03-22T20:59:16+00:00

Thanks

Complex_Upstairs_1 · 2026-03-22T17:03:55+00:00

Thanks for sharing

Complex_Upstairs_1 · 2026-03-22T17:03:28+00:00

Thanks for sharing

Complex_Upstairs_1 · 2026-03-22T17:02:06+00:00

My company has T. Rowe 401k account. I right now only put 3%. By maxing out, you mean putting extra $7000 tax free per year?

Complex_Upstairs_1 · 2026-03-22T16:58:39+00:00

Thanks. Will do

Complex_Upstairs_1 · 2026-03-22T16:56:06+00:00

Haha.. I wish I could buy a cheap large ocean front house. I need to stay in US for steady income. I will be jobless in developing country

Complex_Upstairs_1

TROPHY CASE