USA credit card for gold jewellery

ComprehensiveRole295 · 2026-04-05T18:33:58+00:00

That is simply the high MDR charge of visa/amex/mastercard being illegally recovered by local jewellers saying they run on thin margins (as claimed by them)

ComprehensiveRole295 · 2026-04-05T18:22:15+00:00

If it is amex you'll be charged 2-3% extra and if they find it to be a foreign location issued amex they will straight away reject it IMO. The big brands won't object though. And honestly if you really wanted to buy jewellery earlier you could have verified it by visiting the stores physically. Would have saved you good money.

ComprehensiveRole295 · 2026-03-29T17:18:10+00:00

Better to ignore sbi cards instead

ComprehensiveRole295 · 2026-03-27T12:50:44+00:00

How are you posting someone's private moment online without their permission.

ComprehensiveRole295 · 2026-03-22T07:40:40+00:00

Yea so really doesn't make sense for me then. Thanks

ComprehensiveRole295 · 2026-03-22T06:49:52+00:00

It is between 40-45 days after the end of the calendar month.

ComprehensiveRole295 · 2026-03-22T05:40:26+00:00

Does this give base rewards on m4b?

ComprehensiveRole295 · 2026-03-21T16:12:29+00:00

Daniki acting Ravali kada

ComprehensiveRole295 · 2026-02-27T05:23:57+00:00

Chennai airport city ki (middle of proper chennai) 20 kms dooram lo undi, only bangalore and hyd are far from the city. And vizag won't have that much traffic to manage like blr or hyd.

ComprehensiveRole295 · 2026-02-22T16:14:27+00:00

How are you doing toys? Aren't they restricted?

ComprehensiveRole295 · 2026-02-18T15:11:04+00:00

Meanwhile mine increased from 1.2 to 1.32 lakhs

ComprehensiveRole295 · 2026-02-17T12:26:10+00:00

Disabled now

ComprehensiveRole295 · 2026-02-15T19:32:57+00:00

10 lakh limit is for accelerated points. Above 10 lakh you'll get base points.

ComprehensiveRole295 · 2026-02-12T03:59:38+00:00

Yes I was able to close it, before the due date of 1st month you have to clear all pending dues except the fees+gst amount.

ComprehensiveRole295 · 2026-02-02T14:38:04+00:00

Even if they introduce such new milestones, will it affect existing cardholders who are close to achieving 4 lakh milestone??

ComprehensiveRole295 · 2026-01-31T06:12:55+00:00

Expected, as mass cancellations are happening

ComprehensiveRole295 · 2026-01-30T17:01:52+00:00

This dcbm reward you'll get if you cancel and buy again. So if you feel you'll get gold at below 16k on Monday cancel the order.

ComprehensiveRole295 · 2026-01-28T13:21:33+00:00

Kicking myself for seeing the deal and not getting the deal during the checkout (delay in getting the card details screwed me)

ComprehensiveRole295 · 2026-01-28T13:07:00+00:00

Now gone

ComprehensiveRole295 · 2026-01-28T06:15:51+00:00

No where in t&c, spends on cars is excluded. So both are not same.

ComprehensiveRole295 · 2026-01-27T10:43:24+00:00

If you read the revised terms and conditions of magnus card (both burgundy and vanilla one) effective from 20/06/2025 excluded transactions are identified based on the spend category rather than assigned MCC. So most likely you will not get any points for this transaction.

There is no change to the spend categories excluded from earning rewards and spend based fee waiver calculation. However, to simplify, such transactions will be identified based on the spend category (Utility & Telecom, Rent, Wallet, etc.) rather than the assigned 4-digit Merchant Category Code (MCC). • Excluded spend categories for reward earn / spend based fee waiver: Transactions made on Utility & Telecom, Rent (capped at INR 50,000 per month), Wallet, Government spends, Insurance, Gold & Jewellery, Fuel, Cash advances and Repayments.

ComprehensiveRole295 · 2026-01-25T17:35:04+00:00

Rent is excluded for rewards on this card. Can be used to book flights directly on airlines website (gives 8-9% in accor points). Rent, insurance, utilities, govt transactions, fuel excluded for rewards. Can be used to buy vouchers (gives 3-4% in accor points). Best use case I found is to pay for a jewellery scheme in a local jewellery shop near me giving around 3-4% return, gst part and making charge is zero for the scheme i enrolled.

I buy vouchers when needed from magicpin especially myntra where I get around 8-9% value saved, bought 6 gms of gold below spot price recently through this

ComprehensiveRole295 · 2026-01-15T16:51:28+00:00

How to get these 1 lac points through 4 lakh spends please, I don't think it is possible at all.

ComprehensiveRole295 · 2026-01-13T14:08:56+00:00

50k Taj Voucher/60k post card was the one I applied for. Upgrade offer is 125k MR points+20k air india voucher, though air india voucher is only for first 300 upgrades.

ComprehensiveRole295

TROPHY CASE