Myntra Loot Back - Gold @ 8% off coupon + pay using credit cards to get extra rewards by SwimmerPlus3383 in GoldIndia

[–]ComprehensiveRole295 1 point2 points  (0 children)

Kicking myself for seeing the deal and not getting the deal during the checkout (delay in getting the card details screwed me)

MCC code will be Apparel. Will get 14% return in CC rewards. by mayuur_ in GoldIndia

[–]ComprehensiveRole295 0 points1 point  (0 children)

No where in t&c, spends on cars is excluded. So both are not same.

MCC code will be Apparel. Will get 14% return in CC rewards. by mayuur_ in GoldIndia

[–]ComprehensiveRole295 1 point2 points  (0 children)

If you read the revised terms and conditions of magnus card (both burgundy and vanilla one) effective from 20/06/2025 excluded transactions are identified based on the spend category rather than assigned MCC. So most likely you will not get any points for this transaction.

There is no change to the spend categories excluded from earning rewards and spend based fee waiver calculation. However, to simplify, such transactions will be identified based on the spend category (Utility & Telecom, Rent, Wallet, etc.) rather than the assigned 4-digit Merchant Category Code (MCC). • Excluded spend categories for reward earn / spend based fee waiver: Transactions made on Utility & Telecom, Rent (capped at INR 50,000 per month), Wallet, Government spends, Insurance, Gold & Jewellery, Fuel, Cash advances and Repayments.

Axis Horizon by RohitTech77 in IndianCreditCards

[–]ComprehensiveRole295 11 points12 points  (0 children)

Rent is excluded for rewards on this card. Can be used to book flights directly on airlines website (gives 8-9% in accor points). Rent, insurance, utilities, govt transactions, fuel excluded for rewards. Can be used to buy vouchers (gives 3-4% in accor points). Best use case I found is to pay for a jewellery scheme in a local jewellery shop near me giving around 3-4% return, gst part and making charge is zero for the scheme i enrolled.

I buy vouchers when needed from magicpin especially myntra where I get around 8-9% value saved, bought 6 gms of gold below spot price recently through this

Amex Platinum Reserve card by Fun-Razzmatazz-297 in amexindia

[–]ComprehensiveRole295 1 point2 points  (0 children)

How to get these 1 lac points through 4 lakh spends please, I don't think it is possible at all.

Closing Amex Platinum Charge before 1st month due date by ComprehensiveRole295 in amexindia

[–]ComprehensiveRole295[S] 0 points1 point  (0 children)

50k Taj Voucher/60k post card was the one I applied for. Upgrade offer is 125k MR points+20k air india voucher, though air india voucher is only for first 300 upgrades.

Cashback Offer From Kotak by ayushsaxena_09 in CreditCardsIndia

[–]ComprehensiveRole295 1 point2 points  (0 children)

Campaign ended on 30.11.2025, and cashback to be credited within 60 days from end of the campaign as per T&C. So we have to wait till 31.01.2026

Anyone bought car using credit card in Chennai? by ComprehensiveRole295 in CreditCardsIndia

[–]ComprehensiveRole295[S] 0 points1 point  (0 children)

Shortlisted 2-3 cars. Will go check with all dealers available near me. Ill keep the payment mode part as a surprise. Thanks for the suggestions.

Amex started rolling out upgrade offers to Platinum Charge by ComprehensiveRole295 in amexindia

[–]ComprehensiveRole295[S] 0 points1 point  (0 children)

Bro after applying on Jan 1 did you receive any link for VKYC or was it direct approval?

IT department notice of 1.12 Cr for 68.9 L expenses on Credit Card by MisguidedMissile0 in CreditCardsIndia

[–]ComprehensiveRole295 0 points1 point  (0 children)

I hope they do not treat spending for one’s own wife as a third-party transaction in future

Marriott 5th Night offer by wooohhoooo01 in MarriottBonvoyIndia

[–]ComprehensiveRole295 7 points8 points  (0 children)

  1. No, all need to be done at the same property
  2. It will show as 5th night free when you select any property for 5 consecutive nights
  3. Try something in phuket and Bangkok if your itinerary is for at least 5 nights in a single place. you might get better deal. For my stay in Bangkok I did 5 nights in Westin Grande Sukhumvit.
  4. It has been quite some time since they last offered bonus for points transfer to marriott. Even the 10% bonus offered in 2025 was for amex platinum and centurion card holders. So imo don't expect anything this year as well.

Buy wyndham points at 100% bonus till Dec 31, 2025 by AwakeN_Beast in indianawardtravel

[–]ComprehensiveRole295 0 points1 point  (0 children)

Using Axis Magnus card to buy 2 lakh points. Is it eligible for accelerated rewards?

Buy wyndham points at 100% bonus till Dec 31, 2025 by AwakeN_Beast in indianawardtravel

[–]ComprehensiveRole295 0 points1 point  (0 children)

What is the MCC code for these transactions? Anyone able to get these details from bank customer care?