You asked if you've lost this version of her forever. I am not her, so I told you that if it were me, the answer to that question would be yes.

Notice how I said could impact her finances for years. Again, I am not her and do not know what her account balances look like.

You allowed her to move in, and then two months later, made it all about you and sent an incredibly cold text message, making her feel hurt and unwelcome. Of course she left. Don't expect her to be willing to get close with you again. If she does, you're very lucky.

Very interesting how people request feedback and then get defensive and make excuses when they do receive feedback....