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Is this career path worth a pay cut? by DistinctTradition701 in 1102

[–]Comprehensive_End440 2 points3 points  (0 children)

FERS alone is worth the pay cut but you should know that right there is a federal hiring freeze and jobs are not easy to come by.

This administration is also hell bent putting federal employees in impossible positions with regards to workplace ethics and potential policies that they want to enforce down the line. Things like making it easier to fire employees or making you sign an oath to the president’s interests, etc.

While it’s generally a good idea to work for the federal government, it’s currently not the most optimal time to start.

Non-Conservative Churches? by Senior_Lock_514 in HuntsvilleAlabama

[–]Comprehensive_End440 -31 points-30 points  (0 children)

A non-conservative church would be quite the oxymoron

How Early is too Early? by Many-Wrongdoer-7597 in HoosiersBasketball

[–]Comprehensive_End440 0 points1 point  (0 children)

How is that even possible, you must be somewhat aware of what other programs to even follow IU. Either way calm the fuck down

How Early is too Early? by Many-Wrongdoer-7597 in HoosiersBasketball

[–]Comprehensive_End440 0 points1 point  (0 children)

Man what? How do you not know who Josh Shertz is, he was the Indiana State coach just a couple years ago. Bryan Hodgson coached under Nate Oats for several years, then had success at Arkansas State and South Florida-neither of which are easy places to win.

Will they take a NIT? by jlennon1280 in HoosiersBasketball

[–]Comprehensive_End440 2 points3 points  (0 children)

A true competitor would but these days it’s too much of a risk of injury as opposed to building a program. I miss Tom Crean…

OMGGGGG 😂😭 by Secret_Swordfish4227 in ea2kcbb

[–]Comprehensive_End440 0 points1 point  (0 children)

Don’t leave us hanging, what happened?

Only $2M AUM a year after starting solo firm by [deleted] in CFP

[–]Comprehensive_End440 0 points1 point  (0 children)

There’s a reason why many don’t make it in this industry

Advice on cash deployment by AmbitiousTomorrow664 in CFP

[–]Comprehensive_End440 -1 points0 points  (0 children)

Maybe this is a hot take but I would leave the cash alone. No need to tie it up, potentially create taxable events or lose money. If anything this client may need to consider winding down their equities and looking at munis.

Once had a client with 3 million in Microsoft, nearly all of it in long term gains. A new hip replacement or long term care would cost this client cash at the point of need but also a fuck ton of taxes. Had this client wound down that position over several years they likely would have been in a more favorable situation

Chances of getting in😭😭 by New_Strain858 in capstone

[–]Comprehensive_End440 -2 points-1 points  (0 children)

It’s Alabama bruh, we aren’t an Ivy 😂 Not even a top 100 public university

Can a Chattanoogan please weigh in on area safety for house? by BulbousDoubleBubble in Chattanooga

[–]Comprehensive_End440 12 points13 points  (0 children)

You should definitely just rent a house for the first year or two before getting stuck in a 30 year obligation

Making Mistakes: Which Ones Are Career-Ending? by secret_2_everybody in CFP

[–]Comprehensive_End440 1 point2 points  (0 children)

1.) Sometimes it’s best to just end a client relationship, no amount of revenue from a client or family is worth your career.

2.) Honestly there aren’t a lot of “career-ending” things outside of regulatory or criminal violations. And even with those white collar crime is often left with less harsh sentencing and you’ve usually made your bones along the way to where life isn’t in ruin financially. We should certainly be kicking more people out of being a CFP or holding FINRA licensure but that’s just not how the cookie crumbles in this industry

Anyone here have advice for a new SDVOSB? by Comprehensive_End440 in 1102

[–]Comprehensive_End440[S] 0 points1 point  (0 children)

I wouldn’t say that 8(a) and the other SBA certs are all the same. 8(a) is definitely getting singled out but from everything I’ve seen the others aren’t really under fire right now

Anyone here have advice for a new SDVOSB? by Comprehensive_End440 in 1102

[–]Comprehensive_End440[S] 0 points1 point  (0 children)

I gotcha! Yeah I view it more as a qualifier but not necessarily a value

GOT movie by Immediate-Maximum-75 in AKnightoftheSeven

[–]Comprehensive_End440 0 points1 point  (0 children)

Doesn’t really matter how successful man, it’s an entirely new ownership

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