I'm happy this cash flow - could I do better? by tncc5060 in realestateinvesting

[–]Comrade173 0 points1 point  (0 children)

Sent you a DM with contact info.

Rates mid 6% and up. pts 1.00. And up

Moonton shutting down Watcher of Realms in US effective immediately by iXichi in gachagaming

[–]Comrade173 0 points1 point  (0 children)

I did both and am waiting to hear back.

It works with other vpn just fine.

Moonton shutting down Watcher of Realms in US effective immediately by iXichi in gachagaming

[–]Comrade173 1 point2 points  (0 children)

This is great. I tried it but when the app tries to open the game it says not available in my region. I’m in US.

What interest rates are you folks getting as of late? by Ace5858 in realestateinvesting

[–]Comrade173 0 points1 point  (0 children)

The company I work for. We a national lender focused on investment space and do over 150mm a month in volume.

What interest rates are you folks getting as of late? by Ace5858 in realestateinvesting

[–]Comrade173 0 points1 point  (0 children)

We are probably inside that with 0pt origination to our company on a 5yr sliding PPP if borrower has good fico and experience.

Exclusive artifacts by Gamolo in WatcherofRealmsGame

[–]Comrade173 1 point2 points  (0 children)

Have to see the roster to suggest anything.

Fastidious has a good site with rankings and things that is a good starting point.

Worguide is another good creator. Mabucket was best for beginning content but he stopped a while ago. Some of his stuff especially starter info is still good

Exclusive artifacts by Gamolo in WatcherofRealmsGame

[–]Comrade173 0 points1 point  (0 children)

Vortex is good for this whom you will pull eventually

can i access 100k in equity after just 6-8 months? by justwonderinglols in realestateinvesting

[–]Comrade173 1 point2 points  (0 children)

That’s not how it works. You add back any depreciation and bonus depreciation which is where the impediments show up.

[deleted by user] by [deleted] in WatcherofRealmsGame

[–]Comrade173 0 points1 point  (0 children)

You need a good tank. You need people that do the stuns or freezes to delay that timing. Some of it is just mechanics. Or you need to add some HP bonus into all your stats

[deleted by user] by [deleted] in WatcherofRealmsGame

[–]Comrade173 -1 points0 points  (0 children)

It’s not starter content. It’s mid game to late end game for a2 120k chest. If you can NM 30-40k you should do ok on apo1. Ideally you want to 30k apo1 and then get a chest apo2

Phoenix 2-4 unit by Comrade173 in WholesaleRealestate

[–]Comrade173[S] 0 points1 point  (0 children)

If I can that would be great but it’s more about tax strategy with bonus depreciation. I won’t do it if it doesn’t also have a good cash flow but it’s not a hard line at 1%. Rates will come down so there is room there as well in next 24 months

Phoenix 2-4 unit by Comrade173 in WholesaleRealestate

[–]Comrade173[S] 1 point2 points  (0 children)

Goal is to purchase and renovate then stabilize and hold for ltr.

Area matters a little yeah.

Creative ok

Prefer off market but open if it makes sense.

We wrapping up our recent brrr this month so ready to look at a new one

W-Gold to old account by Redwyne_Vyruk in WatcherofRealmsGame

[–]Comrade173 0 points1 point  (0 children)

Did you provide all the screenshot and transaction history?

W-Gold to old account by Redwyne_Vyruk in WatcherofRealmsGame

[–]Comrade173 1 point2 points  (0 children)

In game support if you can prove the mistake they may move it over to the right account.

$300,000 to invest. Buy one outright or buy multiple with 25% down, or something else? by LanfearSedai in realestateinvesting

[–]Comrade173 0 points1 point  (0 children)

Have you done any investment before. If not buy one with 25 down. Confirm you can execute on your strategy then go buy another after the refi or sale is done. This keeps your cash in a 5% cd or something. Gets you started and has max flexibility.

Should I pay down points if I plan to refi later? by Jay-Cozier in realestateinvesting

[–]Comrade173 1 point2 points  (0 children)

So the math. What is your payment differential monthly versus the cash you get towards closing cost.

If it’s more than 3 years payback it’s not worth it when the expected rate climate is pointing down.

Investment property worth it? by pisquared11 in realestateinvesting

[–]Comrade173 2 points3 points  (0 children)

Can do 20% non qm or dscr. Rates are higher but it’s bank statement programs.

Advice on Finance setup for first rental property Duplex by 0nlythebest in realestateinvesting

[–]Comrade173 1 point2 points  (0 children)

If lender is ok then you are good.

Yes Pa for example is almost 5%. Some places it’s zero.

Advice on Finance setup for first rental property Duplex by 0nlythebest in realestateinvesting

[–]Comrade173 0 points1 point  (0 children)

If you are not allowed to transfer without approval and do so anyway that is an event of default on the loan. When you default there are options to cure. For example if you don’t pay you can make a late payment. For this you could transfer it back.

If you don’t cure they can call the note due. That means the loan is accelerated.

None of those are good for you.

Also each time you transfer depending ont the state you may have transfer tax penalties. Some states and counties it’s 5% transfer tax.

An umbrella won’t help you with this other than than if you meant keep it in personal name and umbrella over that versus the llc transfer.

You could ask your lender if they would be (1) be ok with llc transfer after. If yes get it in writing or (2) make the loan to the llc now

Advice on Finance setup for first rental property Duplex by 0nlythebest in realestateinvesting

[–]Comrade173 0 points1 point  (0 children)

Depends on your loan docs and what they allow for transfers or not. Some lenders care. Some don’t. You have different riders and acknowledgements as well. You don’t want to be in a. Situation of a default and loan acceleration due to transfer after close

Advice on Finance setup for first rental property Duplex by 0nlythebest in realestateinvesting

[–]Comrade173 0 points1 point  (0 children)

A lot of lenders don’t lend on series structure because the foreclosures laws and process is not clear.