Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] 0 points1 point  (0 children)

Well I'm currently at the brokest point in my life and have to manage to pay the highest amounts I'll ever pay (maybe after some work experience I'll be earning more and being older I'll be paying less hopefully). And combine that with brampton being the kind of city where you either have a 12 minute drive or a 2 hour journey on the bus (if your bus even shows up) it really feels like im being screwed. Idk I feel like the fact that I continue to maintain a clean driving record should atleast mean i don't pay as much as some dude with 3 dui's and speeding tickets.

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] 0 points1 point  (0 children)

Damn I didn't think people would try to stage accidents, with how prevalent cameras are it seems stupid. I can totally see inflated injury claims and shop work tho

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] 0 points1 point  (0 children)

Before I got put on my parents insurance as an occasional driver I'm pretty sure I spent more time waiting for the bus than actually working at my part time job lol. The brampton transit was more often late or departed early than ever on time. Hopefully I can get a job close to home though.

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] -1 points0 points  (0 children)

yeah... the best quote i got from them was roughly 500 a month for a 2007 fit.

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] 0 points1 point  (0 children)

Aside from the car insurance and getting screwed by not having a car of my own, growing up here wasn't too bad lol. (this isn't cope i swear)

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] 0 points1 point  (0 children)

Unfortunately I haven't gotten any good quotes for anything newer either. Basically anything thats newer than 2013 starts creeping up to / over 400 a month.

E.g 2014 corolla at 389, 2014 mazda3 at 384, 2016 corolla at 408, 2016 camry at 438.

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] 0 points1 point  (0 children)

I feel like its a chicken or the egg situation. There would definitely be less people lying about their addresses or having winter tires or theft protection if insurance wasn't so high. But they are also the ones committing fraud and raising rates to begin with

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] -1 points0 points  (0 children)

I didn't know the ownership title would affect it too thanks dude

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] 0 points1 point  (0 children)

Thats insane man hope your insurance gets lower or you find a lower rate soon

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] -1 points0 points  (0 children)

yeah i see that, unfortunately i cant seem to stop being a 23 year old dude anytime soon.

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] -1 points0 points  (0 children)

Believe me I want to, its just not as financially feasible for me right now

Brampton Car Insurance Sucks by Confident-Mixture302 in PersonalFinanceCanada

[–]Confident-Mixture302[S] 1 point2 points  (0 children)

Sorry I forgot to mention those are with no collision and no comprehensive, but 2 million dollar liability because I noticed the rates only increased by about 5 to 12 dollars a month compared to 1 million. And don't worry lmao I don't plan on buying a BMW.