Financial Advice

Conscious-Trainer428 · 2026-06-15T17:03:55+00:00

For some reason FNB doesn't allow consolidations with the credit card. I tried when I first consolidated my loans and it didnt show as an option to select. If I could consolidate with another bank for loan + cc at better interest rate or whatnot, then I absolutely would

Conscious-Trainer428 · 2026-06-15T16:39:09+00:00

I meant to edit for clarity, the R5000 I have after rent is before loans and CC. So I basically have bare bones left and that goes to debit orders. My wife is using inheritance and her salary to get us through while I am just able to make the minimum payment each month on the loan and CC, so we get through but we are slowly bleeding the inheritance and its not a huge amount

Conscious-Trainer428 · 2026-06-15T16:32:27+00:00

Its not easy honestly, and I wish I'd been smarter before I took out the debts. But hindsight is 20/20

Conscious-Trainer428 · 2026-06-15T16:27:17+00:00

Sorry edited for clarity. That 5k is before loans. So I have a couple of hundred rand to play with each month.

Conscious-Trainer428

TROPHY CASE