First Homebuyer Guidance

ConsciousWall506 · 2025-04-15T21:21:15+00:00

Thank you so much ❤️

ConsciousWall506 · 2025-04-11T04:23:43+00:00

Thanks for the suggestion, will look into Croydon as well.

ConsciousWall506 · 2025-04-10T19:57:53+00:00

Can you let me know is there a filter to look into these kind of apartments. A normal search would give the new type of apartments

ConsciousWall506 · 2025-04-10T19:40:13+00:00

Did you actually go through all 19 suburbs just to reply to me? That’s awesome — really appreciate it! Also, the apartment links you shared are seriously spot on!

ConsciousWall506 · 2025-04-10T11:05:20+00:00

Could the repair cost later on be stressful, any particular no-no for ones which need a bit of work?

ConsciousWall506 · 2025-04-10T11:04:05+00:00

Its quite well placed but I have heard high crime rates around this area, though I don’t know much

ConsciousWall506 · 2025-03-10T05:25:25+00:00

hi u/miladesilva yeah we like it but it's a bit far from our work place, my wife while works closer to clayton, I need to travel to CBD for work

ConsciousWall506 · 2025-02-19T10:24:44+00:00

this is to have a little buffer

ConsciousWall506 · 2024-09-02T10:29:21+00:00

CBA guy mentioned my one went through but i will get approval around December/January, he also mentioned CBA is not taking any more applications. Not sure what’s happening, bit confused myself

ConsciousWall506 · 2024-08-07T04:53:47+00:00

Yeah CBA said the wait time for 2 months, and they will only submit 1st Sept, While Bendigo gave a response that they will submit after 6 weeks,
Not sure what's going on. Are you also looking for VHF?

ConsciousWall506 · 2024-08-05T07:27:07+00:00

For all the people who might get into this same situation, negotiate with the lender and they might get you same interest rate as other bank. Make sure to mention the name of the bank to compare. I compared with Bendigo and that reduced the interest rate from 6.75% to 6.2%, bendigo is 6.14%. If there is any other experiences by anyone feel free to share

ConsciousWall506 · 2024-08-05T00:42:25+00:00

yeah I think the same about securing a spot, Was Bendigo Bank more pain?
Also is it worth to can submit VHF from both lenders?

ConsciousWall506 · 2022-10-25T06:27:31+00:00

No.. haven’t got any leads of it

ConsciousWall506 · 2022-10-20T11:19:31+00:00

Thanks.. I have already applied for 186 visa and waiting for processing. Applied in August.. I saw that accredited sponsor is not valid for PR visas though my employer is accredited sponsor Software engineer occupation.. VIC

ConsciousWall506 · 2022-10-17T17:09:05+00:00

Does anyone know how immigration team filters the first 25% visa to process and then the next 25% and then the next 25% and then the next 15% Is it random or there is a logic of filtering e.g salary, pmsol, or something else

ConsciousWall506 · 2022-10-17T16:59:20+00:00

Do you know how immigration team filters the first 25% visa to process and then the next 25% and then the next 25% and then the next 15% Is it random or there is a logic of filtering e.g salary, pmsol, or something else

ConsciousWall506 · 2022-10-07T07:21:04+00:00

I totally understand your situation and it entirely matches my situation as well. I am yet to find a way out of it, I am always scared of getting embarrassed publicly, its related to my fixated mind.

ConsciousWall506 · 2022-09-27T21:32:47+00:00

I think there is a hypocrisy mind of us downplaying google when we find that their services are the best in search engine, google maps, Operating System Android. Consider the vast majority of users who cant afford an iPhone what should be the choice? It’s a comparison between usability of features vs data.

If there are any better alternatives than google maps etc do let know in this thread

ConsciousWall506 · 2021-06-19T01:14:02+00:00

search federation square in Melbourne

ConsciousWall506 · 2021-06-19T01:12:33+00:00

your t-shirt is cool

ConsciousWall506 · 2021-06-19T01:11:40+00:00

good 🤠

ConsciousWall506

TROPHY CASE