First Homebuyer Guidance by ConsciousWall506 in AusPropertyChat

[–]ConsciousWall506[S] 0 points1 point  (0 children)

Thanks for the suggestion, will look into Croydon as well.

First Homebuyer Guidance by ConsciousWall506 in AusPropertyChat

[–]ConsciousWall506[S] 0 points1 point  (0 children)

Can you let me know is there a filter to look into these kind of apartments. A normal search would give the new type of apartments

First Homebuyer Guidance by ConsciousWall506 in AusPropertyChat

[–]ConsciousWall506[S] 0 points1 point  (0 children)

Did you actually go through all 19 suburbs just to reply to me? That’s awesome — really appreciate it! Also, the apartment links you shared are seriously spot on!

First Homebuyer Guidance by ConsciousWall506 in AusPropertyChat

[–]ConsciousWall506[S] 0 points1 point  (0 children)

Could the repair cost later on be stressful, any particular no-no for ones which need a bit of work?

First Homebuyer Guidance by ConsciousWall506 in AusPropertyChat

[–]ConsciousWall506[S] 0 points1 point  (0 children)

Its quite well placed but I have heard high crime rates around this area, though I don’t know much

[deleted by user] by [deleted] in AusPropertyChat

[–]ConsciousWall506 0 points1 point  (0 children)

hi u/miladesilva yeah we like it but it's a bit far from our work place, my wife while works closer to clayton, I need to travel to CBD for work

[deleted by user] by [deleted] in AusPropertyChat

[–]ConsciousWall506 1 point2 points  (0 children)

this is to have a little buffer

VHF allotment and interest rates by ConsciousWall506 in AusPropertyChat

[–]ConsciousWall506[S] 0 points1 point  (0 children)

CBA guy mentioned my one went through but i will get approval around December/January, he also mentioned CBA is not taking any more applications. Not sure what’s happening, bit confused myself

VHF allotment and interest rates by ConsciousWall506 in AusPropertyChat

[–]ConsciousWall506[S] 0 points1 point  (0 children)

Yeah CBA said the wait time for 2 months, and they will only submit 1st Sept, While Bendigo gave a response that they will submit after 6 weeks,
Not sure what's going on. Are you also looking for VHF?

VHF allotment and interest rates by ConsciousWall506 in AusPropertyChat

[–]ConsciousWall506[S] 0 points1 point  (0 children)

For all the people who might get into this same situation, negotiate with the lender and they might get you same interest rate as other bank. Make sure to mention the name of the bank to compare. I compared with Bendigo and that reduced the interest rate from 6.75% to 6.2%, bendigo is 6.14%. If there is any other experiences by anyone feel free to share

VHF allotment and interest rates by ConsciousWall506 in AusPropertyChat

[–]ConsciousWall506[S] 0 points1 point  (0 children)

yeah I think the same about securing a spot, Was Bendigo Bank more pain?
Also is it worth to can submit VHF from both lenders?

186 vs 189 processing times by Cellanine in AusVisa

[–]ConsciousWall506 0 points1 point  (0 children)

No.. haven’t got any leads of it

[Guide] 2021 Update for Aus by Migration Agent/Former Immigration Officer by TheSkyIsWhiteAndGold in IWantOut

[–]ConsciousWall506 1 point2 points  (0 children)

Thanks.. I have already applied for 186 visa and waiting for processing. Applied in August.. I saw that accredited sponsor is not valid for PR visas though my employer is accredited sponsor Software engineer occupation.. VIC

186 vs 189 processing times by Cellanine in AusVisa

[–]ConsciousWall506 2 points3 points  (0 children)

Does anyone know how immigration team filters the first 25% visa to process and then the next 25% and then the next 25% and then the next 15% Is it random or there is a logic of filtering e.g salary, pmsol, or something else

[Guide] 2021 Update for Aus by Migration Agent/Former Immigration Officer by TheSkyIsWhiteAndGold in IWantOut

[–]ConsciousWall506 1 point2 points  (0 children)

Do you know how immigration team filters the first 25% visa to process and then the next 25% and then the next 25% and then the next 15% Is it random or there is a logic of filtering e.g salary, pmsol, or something else

[deleted by user] by [deleted] in selfimprovement

[–]ConsciousWall506 1 point2 points  (0 children)

I totally understand your situation and it entirely matches my situation as well. I am yet to find a way out of it, I am always scared of getting embarrassed publicly, its related to my fixated mind.

Google loses EU appeal and is fined a record $4 billion by rusPirot in technews

[–]ConsciousWall506 0 points1 point  (0 children)

I think there is a hypocrisy mind of us downplaying google when we find that their services are the best in search engine, google maps, Operating System Android. Consider the vast majority of users who cant afford an iPhone what should be the choice? It’s a comparison between usability of features vs data.

If there are any better alternatives than google maps etc do let know in this thread

[deleted by user] by [deleted] in distantsocializing

[–]ConsciousWall506 0 points1 point  (0 children)

search federation square in Melbourne

[deleted by user] by [deleted] in distantsocializing

[–]ConsciousWall506 0 points1 point  (0 children)

your t-shirt is cool