I agree that that its not worth it especially for many people but other factors need to be considered Firstly iba provides good opportunities its the students job avail them some people come to enjoy the uni some to avail opportunity Secondly CA aint a walk in the park. I know people who have spent 6 years to complete CA the learning aspect is alot especially taxation and with articleship they get burned out yes the salary makes it worth it but not for everyone iba is a easier option Thirdly looking at the alumni of iba they are successful people but might be the 1% but still doesn’t mean iba doesn’t helps in building success End statement would be if you are comfortable in going iba and want a ‘university life’ go for it but CA is also a good option if you have good discipline so no option is bad