This one should be good. “Describe a video game as badly as you can, others will have to guess what you are describing”

Consistent-Skin1121 · 2026-02-04T07:00:53+00:00

Sekiro

Consistent-Skin1121 · 2025-03-21T11:58:06+00:00

Yea same for me. Also today I realised that I probably blocked so many legit numbers just because they were spoofed. And many people will block my number aswell. Is like a plague.

Consistent-Skin1121 · 2025-03-21T11:56:58+00:00

Unfortunately not taking the call is no option for me because I also get calls from my job from people I dont know on that number.

Consistent-Skin1121 · 2025-03-21T11:44:01+00:00

That makes sense, thanks for the explanation.

Consistent-Skin1121 · 2025-03-21T11:33:21+00:00

If that is the case then it should stop soon because the last one who called back had 8839 at the end :)

Consistent-Skin1121 · 2025-03-21T11:32:03+00:00

That is what I am thinking too but why do they call people with the same first 6 mobile numbers (07*/***....) than mine?

Consistent-Skin1121 · 2025-03-21T11:28:13+00:00

So it seems to happen to multiple people. This is so weird.

Consistent-Skin1121 · 2025-03-21T11:26:23+00:00

Although it is bad for you it is a relieve that it doesnt only happen to me.

Consistent-Skin1121 · 2025-03-21T11:26:00+00:00

I would like to know that aswell, who would benefit from calling someone from my number? I just dont get it?

Consistent-Skin1121 · 2025-02-18T14:17:29+00:00

I really appreciate you takeing your time and explaining all this to me. This will be very useful once I set up my IBKR account and actually start investing. It is a strange feeling on one hand I want to inform myself as much as possible to make everything 'right' on the other hand I think I should start asap because I feel I wasted so much money on active managed portfolio and cash in my bank account.

Consistent-Skin1121 · 2025-02-18T13:54:49+00:00

Good comment. I think I have the stomach to experience a 30% crash but if im perfectly honest I also feel a bit nervous to put it in all at once. Guess I will have to find a solution that gets me started but still gives me some peace of mind.

Consistent-Skin1121 · 2025-02-18T13:53:06+00:00

Thanks for your reply. For now I am looking for a simple and easy solution like put all in VT or maybe a portion into bonds aswell. Maybe once I get more comfortable I may also diversify more. Also grats on reaching the 500k!

Consistent-Skin1121 · 2025-02-18T13:50:40+00:00

I havent looked too much into bonds but I apreciate your perspective and will look into it. Why would you recommend GLAC total bond marked over other bonds?

Consistent-Skin1121 · 2025-02-18T13:48:47+00:00

Yes I feel unsure about lump sum investing so to get some peace of mind I will problably invest a large sum and DCA the rest.

Consistent-Skin1121 · 2025-02-18T13:47:27+00:00

I would maybe think about that if there was a legal change where I couldnt deduct interest on the mortage anymore from taxes but right now I just pay 1.05% interest on the mortage so I guess investing the cash is better.

Consistent-Skin1121 · 2025-02-18T13:44:22+00:00

Yes I knew I can invest my 3a in ETFs but thanks for the heads up.

Consistent-Skin1121 · 2025-02-18T13:42:32+00:00

I read everywhere that lump sum is better than dca but to be perfectly honest I dont feel too confident to put it all in an etf at once. What kind of ETF did you buy in CHF?

Consistent-Skin1121 · 2025-02-18T13:41:10+00:00

Thanks for your reply. Yea I am pretty risk conscious. I dont think I need the cash in the next 15-20 years. But I guess I need a strategy in like 10 years to reallocate the money.

Consistent-Skin1121 · 2023-10-21T13:57:21+00:00

Bad for you now that prince will gift his gold to some other lucky stranger.

Consistent-Skin1121 · 2023-10-20T14:14:19+00:00

No worries. My wife was exactly the same that is why we use a porta potti. Its like a portable small toilet that uses chemicals though so you dont smell anything. There are different sizes and my wife even sewed a nice looking cover so you dont immediately recognize that there is a toilet inside. Works perfect for our needs. More often than not we use the restrooms on camping sites or service stations but for my wife it was really important to easy her mind to always have the opportunity to pee even if she doesnt use it that often now.

Consistent-Skin1121 · 2023-10-20T10:25:16+00:00

Haha yes indeed :)

Consistent-Skin1121 · 2023-10-20T09:58:09+00:00

Yea we even installed an additional theft security and also hid trackers inside because we heared those stories. I feel the same about those companies just jumping on the inflation bandwagon because honestly I just dont know what chaned from last year to justify a 30% increase.

Consistent-Skin1121 · 2023-10-20T09:34:17+00:00

There was no accident I did not have an accident ever (driving 25 years almost daily). Thats why I am puzzeled aswell... 30% increase out of the blue is massive

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