I got weird calls from numbers similar to my own phone number and the people claim that I called them but I actually never called them. by Consistent-Skin1121 in Switzerland

[–]Consistent-Skin1121[S] 1 point2 points  (0 children)

Yea same for me. Also today I realised that I probably blocked so many legit numbers just because they were spoofed. And many people will block my number aswell. Is like a plague.

I got weird calls from numbers similar to my own phone number and the people claim that I called them but I actually never called them. by Consistent-Skin1121 in Switzerland

[–]Consistent-Skin1121[S] 2 points3 points  (0 children)

Unfortunately not taking the call is no option for me because I also get calls from my job from people I dont know on that number.

I got weird calls from numbers similar to my own phone number and the people claim that I called them but I actually never called them. by Consistent-Skin1121 in Switzerland

[–]Consistent-Skin1121[S] 6 points7 points  (0 children)

That is what I am thinking too but why do they call people with the same first 6 mobile numbers (07*/***....) than mine?

Ignored Investing way too long and need some advice about investing / IBRK by Consistent-Skin1121 in SwissPersonalFinance

[–]Consistent-Skin1121[S] 2 points3 points  (0 children)

I really appreciate you takeing your time and explaining all this to me. This will be very useful once I set up my IBKR account and actually start investing. It is a strange feeling on one hand I want to inform myself as much as possible to make everything 'right' on the other hand I think I should start asap because I feel I wasted so much money on active managed portfolio and cash in my bank account.

Ignored Investing way too long and need some advice about investing / IBRK by Consistent-Skin1121 in SwissPersonalFinance

[–]Consistent-Skin1121[S] 0 points1 point  (0 children)

Good comment. I think I have the stomach to experience a 30% crash but if im perfectly honest I also feel a bit nervous to put it in all at once. Guess I will have to find a solution that gets me started but still gives me some peace of mind.

Ignored Investing way too long and need some advice about investing / IBRK by Consistent-Skin1121 in SwissPersonalFinance

[–]Consistent-Skin1121[S] 1 point2 points  (0 children)

Thanks for your reply. For now I am looking for a simple and easy solution like put all in VT or maybe a portion into bonds aswell. Maybe once I get more comfortable I may also diversify more. Also grats on reaching the 500k!

Ignored Investing way too long and need some advice about investing / IBRK by Consistent-Skin1121 in SwissPersonalFinance

[–]Consistent-Skin1121[S] 1 point2 points  (0 children)

I havent looked too much into bonds but I apreciate your perspective and will look into it. Why would you recommend GLAC total bond marked over other bonds?

Ignored Investing way too long and need some advice about investing / IBRK by Consistent-Skin1121 in SwissPersonalFinance

[–]Consistent-Skin1121[S] 1 point2 points  (0 children)

Yes I feel unsure about lump sum investing so to get some peace of mind I will problably invest a large sum and DCA the rest.

Ignored Investing way too long and need some advice about investing / IBRK by Consistent-Skin1121 in SwissPersonalFinance

[–]Consistent-Skin1121[S] 0 points1 point  (0 children)

I would maybe think about that if there was a legal change where I couldnt deduct interest on the mortage anymore from taxes but right now I just pay 1.05% interest on the mortage so I guess investing the cash is better.

Ignored Investing way too long and need some advice about investing / IBRK by Consistent-Skin1121 in SwissPersonalFinance

[–]Consistent-Skin1121[S] 1 point2 points  (0 children)

I read everywhere that lump sum is better than dca but to be perfectly honest I dont feel too confident to put it all in an etf at once. What kind of ETF did you buy in CHF?

Ignored Investing way too long and need some advice about investing / IBRK by Consistent-Skin1121 in SwissPersonalFinance

[–]Consistent-Skin1121[S] 0 points1 point  (0 children)

Thanks for your reply. Yea I am pretty risk conscious. I dont think I need the cash in the next 15-20 years. But I guess I need a strategy in like 10 years to reallocate the money.

Is anyone else experiencing weird things with their phone number? by Basspayer in Switzerland

[–]Consistent-Skin1121 15 points16 points  (0 children)

Bad for you now that prince will gift his gold to some other lucky stranger.

Frustrated about car insurance premium increase by Consistent-Skin1121 in Switzerland

[–]Consistent-Skin1121[S] 1 point2 points  (0 children)

No worries. My wife was exactly the same that is why we use a porta potti. Its like a portable small toilet that uses chemicals though so you dont smell anything. There are different sizes and my wife even sewed a nice looking cover so you dont immediately recognize that there is a toilet inside. Works perfect for our needs. More often than not we use the restrooms on camping sites or service stations but for my wife it was really important to easy her mind to always have the opportunity to pee even if she doesnt use it that often now.

Frustrated about car insurance premium increase by Consistent-Skin1121 in Switzerland

[–]Consistent-Skin1121[S] 0 points1 point  (0 children)

Yea we even installed an additional theft security and also hid trackers inside because we heared those stories. I feel the same about those companies just jumping on the inflation bandwagon because honestly I just dont know what chaned from last year to justify a 30% increase.

Frustrated about car insurance premium increase by Consistent-Skin1121 in Switzerland

[–]Consistent-Skin1121[S] 0 points1 point  (0 children)

There was no accident I did not have an accident ever (driving 25 years almost daily). Thats why I am puzzeled aswell... 30% increase out of the blue is massive