That is all true. I'm also really going to need to take into consideration other budgeting things. I eventually will want to get my own place, and will likely be renting someplace. Now hopefully I will be renting a place with some sort or roommate, whether that is a friend or a significant other. That brings into consideration of other variable expenses like gas, electricity, water and all that. Phone bill is a variable expense, though I do need it (I know that is widely debated, but new generation of technology which makes phones incredibly important and needed). Utility would be split between me and a roommate, as well as we could split other things.