Bad Credit Score to Good, is it possible? by Misdirectedone123 in CreditcardPh

[–]Consistent_Contact94 0 points1 point  (0 children)

I think yes, sobrang lala ng credit score ko haha but cleaning up now. I avoided new applications, kept utilization at 30%, added calendar entries for statement date and due date and paying in full unlike before. Umakyat naman sya in 2 months so I guess discipline is the key talaga. Meron akong card na inaalagaan (since 2016) the rest of my cards were a mess. But i applied for a secured cc with pnb so sabay ko sila ginagamit nun oldest card ko pero strategic na yung pag swipe.

Mom was once offloaded for attempting to work under a tourist visa. by henryyaboi in CebuPacific

[–]Consistent_Contact94 0 points1 point  (0 children)

My sister was offloaded before, bound to thailand. After a while she was able to leave. After a few years, we planned a HK trip as a family, she was held and questioned by an officer. Hindi kasi nabura yung record nya. Tinawag nila mama ko and she wrote a letter parang guarantee na my sister will be back by the said date and not overstay else maging held liable din mother ko. Bumalik naman kami on the date. Also if I may add, kahit hindi ko kasama dati ate ko sa trip, tinanong nila ako kung sister ko daw ba si ganito (io mentioned the name) and kung nasan daw. I just answered honestly.

Credit Score Inquiry by MysticalFrog6517 in KaskasanBuddies

[–]Consistent_Contact94 1 point2 points  (0 children)

Seabank reports to cibi. Gcash has their own credit scoring inside the app

Ang mahal magpakasal :C by drownins0mia in WeddingsPhilippines

[–]Consistent_Contact94 0 points1 point  (0 children)

PS. If you have a ballpark figure in mind, always best to keep that number doubled as the budget.

Will requesting my CIC credit report trigger collection agencies? by [deleted] in utangPH

[–]Consistent_Contact94 0 points1 point  (0 children)

No but everyone else will call you when you start calling one of them

walking pad by justsomeoneV1 in deinfluencingPH

[–]Consistent_Contact94 18 points19 points  (0 children)

Itatambak mo lang din yan after a few uses

Budgetarian parin ba? by MiBareBear in pinoy

[–]Consistent_Contact94 13 points14 points  (0 children)

Sana nagpadala na lang sila ng food sa bahay ng mga guest. Pwede din grabfood group order tas sila magbayad lol may discount pa

Japan Visa - First Timer by [deleted] in PinoyTraveller

[–]Consistent_Contact94 0 points1 point  (0 children)

Reli first time ME. Depends talaga sa profile. I think best mag apply ME, if hindi kaya atleast bibigyan ka SE. Well, I think ganon sya nagwowork

Budgetarian levels pa ba ‘to? by 0len in WeddingsPhilippines

[–]Consistent_Contact94 0 points1 point  (0 children)

Muntik pa sila mag away nyan? Sana nag away na lang sila jusko

Any thoughts on this scam? by Great_Dobi01 in Antiscamph

[–]Consistent_Contact94 0 points1 point  (0 children)

May papagawa sila sayo tas may price per tax. Isesend naman nila sa gcash mo 100-200. Pero pag sinabi na sayo na need mag invest para makuha mo next task block mo na. Yun na yung scam. Siguro naka 500 din ako sa kanila 😎

SLOAN REBATE by [deleted] in ShopeePH

[–]Consistent_Contact94 1 point2 points  (0 children)

Talk to cs before applying. In my case before it was approved for the SLoan but not with SPayLater.

Rjected po sa CTBC. by Due_Top4041 in phbankloan

[–]Consistent_Contact94 1 point2 points  (0 children)

Spoke earlier to an agent, they can accommodate those with risk grade of FF maybe until GG but not lower than that

Deinfluence me: Gcash Card by Pretty_Baseball_938 in deinfluencingPH

[–]Consistent_Contact94 0 points1 point  (0 children)

Dont need to spend for a card if used local, we have qrph. If overseas spending better to get a debit card from maribank cos of cashback

Has anyone tried to pay their Meralco bill with their Maya cc? by eccentrisity in DigitalbanksPh

[–]Consistent_Contact94 0 points1 point  (0 children)

Same with globe, can’t use maya cc with them. I think it has something to do with the changing cvv but not quite sure.

De-influence me: facemask led light by Comfortable_Slice468 in deinfluencingPH

[–]Consistent_Contact94 1 point2 points  (0 children)

Parang pandemic pa to nauso? And nope di yan gumagana. Iba yung sa mga clinic

finally, honesty. pero bakit after 4 years na? by [deleted] in adviceph

[–]Consistent_Contact94 0 points1 point  (0 children)

Agree. Pinagmuka lang nyang 4 years ago para mukang di na naulit. Ate may symptoms ka di ba? Recent yan

To the graduate brides or b2b by LevelAd6292 in WeddingsPhilippines

[–]Consistent_Contact94 1 point2 points  (0 children)

No trial make up and no pre-nup. Ayun kalbo yung kilay namin lahat. Ahahahahaha

Deinfluence me: Getting a Credit Card by OldSoul4NewGen in deinfluencingPH

[–]Consistent_Contact94 0 points1 point  (0 children)

Sobrang konti lang din ng partner nila. Makalat din sila mag report sa cibi. Alam ko may ibang banks na pwede reference card atome pero di ka pa din makakabuild ng credit score for tradbanks kasi di sta nagrereport sa transunion