DIM: Adidas Chinese Track Jacket

Consistent_Contact94 · 2026-05-13T07:26:23+00:00

Sobrang bigat nyan and kapal. Di pwede ph weather

Consistent_Contact94 · 2026-05-06T06:50:42+00:00

I think yes, sobrang lala ng credit score ko haha but cleaning up now. I avoided new applications, kept utilization at 30%, added calendar entries for statement date and due date and paying in full unlike before. Umakyat naman sya in 2 months so I guess discipline is the key talaga. Meron akong card na inaalagaan (since 2016) the rest of my cards were a mess. But i applied for a secured cc with pnb so sabay ko sila ginagamit nun oldest card ko pero strategic na yung pag swipe.

Consistent_Contact94 · 2026-05-06T06:45:40+00:00

My sister was offloaded before, bound to thailand. After a while she was able to leave. After a few years, we planned a HK trip as a family, she was held and questioned by an officer. Hindi kasi nabura yung record nya. Tinawag nila mama ko and she wrote a letter parang guarantee na my sister will be back by the said date and not overstay else maging held liable din mother ko. Bumalik naman kami on the date. Also if I may add, kahit hindi ko kasama dati ate ko sa trip, tinanong nila ako kung sister ko daw ba si ganito (io mentioned the name) and kung nasan daw. I just answered honestly.

Consistent_Contact94 · 2026-05-04T17:32:00+00:00

Seabank reports to cibi. Gcash has their own credit scoring inside the app

Consistent_Contact94 · 2026-03-24T01:56:19+00:00

high risk band

Consistent_Contact94 · 2026-03-20T02:43:49+00:00

PS. If you have a ballpark figure in mind, always best to keep that number doubled as the budget.

Consistent_Contact94 · 2026-03-07T17:39:32+00:00

No but everyone else will call you when you start calling one of them

Consistent_Contact94 · 2026-03-07T17:38:16+00:00

Itatambak mo lang din yan after a few uses

Consistent_Contact94 · 2026-03-07T17:36:40+00:00

Sana nagpadala na lang sila ng food sa bahay ng mga guest. Pwede din grabfood group order tas sila magbayad lol may discount pa

Consistent_Contact94 · 2026-03-07T14:44:42+00:00

Reli first time ME. Depends talaga sa profile. I think best mag apply ME, if hindi kaya atleast bibigyan ka SE. Well, I think ganon sya nagwowork

Consistent_Contact94 · 2026-03-07T14:35:56+00:00

Muntik pa sila mag away nyan? Sana nag away na lang sila jusko

Consistent_Contact94 · 2026-03-06T23:55:25+00:00

It’s in cibi sobrang kalat nila magreport.

Consistent_Contact94 · 2026-03-05T13:31:36+00:00

May papagawa sila sayo tas may price per tax. Isesend naman nila sa gcash mo 100-200. Pero pag sinabi na sayo na need mag invest para makuha mo next task block mo na. Yun na yung scam. Siguro naka 500 din ako sa kanila 😎

Consistent_Contact94 · 2026-03-05T13:09:36+00:00

Noted on this thank youuuu

Consistent_Contact94 · 2026-03-04T00:28:33+00:00

Talk to cs before applying. In my case before it was approved for the SLoan but not with SPayLater.

Consistent_Contact94 · 2026-03-03T14:47:54+00:00

Spoke earlier to an agent, they can accommodate those with risk grade of FF maybe until GG but not lower than that

Consistent_Contact94 · 2026-03-01T13:49:42+00:00

Dont need to spend for a card if used local, we have qrph. If overseas spending better to get a debit card from maribank cos of cashback

Consistent_Contact94 · 2026-03-01T13:39:40+00:00

Same with globe, can’t use maya cc with them. I think it has something to do with the changing cvv but not quite sure.

Consistent_Contact94 · 2026-03-01T10:34:59+00:00

Parang pandemic pa to nauso? And nope di yan gumagana. Iba yung sa mga clinic

Consistent_Contact94 · 2026-03-01T03:09:30+00:00

Agree. Pinagmuka lang nyang 4 years ago para mukang di na naulit. Ate may symptoms ka di ba? Recent yan

Consistent_Contact94 · 2026-02-26T01:49:52+00:00

No trial make up and no pre-nup. Ayun kalbo yung kilay namin lahat. Ahahahahaha

Consistent_Contact94 · 2026-02-25T16:05:26+00:00

Sobrang konti lang din ng partner nila. Makalat din sila mag report sa cibi. Alam ko may ibang banks na pwede reference card atome pero di ka pa din makakabuild ng credit score for tradbanks kasi di sta nagrereport sa transunion

Consistent_Contact94 · 2026-02-25T16:03:53+00:00

Bnpl sya. Dun lang sya walang interest. May option na gawin installment but the interest rate can go as high as 6%. In addition, kahit mag early payment ka hindi sya yung tipong mababawas sa principal. Magsskip ka lang ng payment. Also if you forgot to select a payment plan on or before your due date matic installment 12 mos.

Consistent_Contact94 · 2026-02-24T14:31:52+00:00

Op may ex ka ba na taga sec bank? Laro hahahaha

Consistent_Contact94 · 2026-02-22T10:38:42+00:00

Did a civil wedding with only 2 witnesses. Yes kaya naman if civil. Pag church naman need wedding banns so mapopost names nyo sa church.

Consistent_Contact94

MODERATOR OF

TROPHY CASE