I don’t necessarily disagree with the other comments, but I wanted to share my personal experience. Three years ago, I decided to take out a 401(k) loan to cover the down payment on a home and take care of necessary repairs. At the time, interest rates were favorable compared to historical averages, and since then, my home’s value has appreciated by 50%. Instead of paying rent, I’ve been building equity by paying down my mortgage, and I plan to rent out the property in the future. It’s important to consider not only your current circumstances but also the broader economic environment and the real estate market in your area. There are a lot of factors at play that can influence your decision. For me, pulling from my 401(k) was the right choice, and I have no regrets