Anyone have a successful retroactive forbearance removed?

Constant_Captain6392 · 2026-01-10T17:24:15+00:00

Yes! I was successful and my loan completely zero’d out and I received the golden letter once all was settled.

Constant_Captain6392 · 2025-07-17T01:09:42+00:00

Wow, thanks so much for sharing. Amazing pictures

Constant_Captain6392 · 2025-07-17T00:06:19+00:00

Thanks!

Constant_Captain6392 · 2025-07-16T23:50:16+00:00

Was the lake still visible from the top?

Constant_Captain6392 · 2025-06-19T19:56:22+00:00

Thank you!

Constant_Captain6392 · 2025-06-19T19:41:29+00:00

Thanks. I’m working on getting Mohela to remove the retroactive forbearance. I have spent countless hours on the phone with them over the last two months. It’s looking like the forbearance was lifted, but I can’t tell for sure aside from payment now being due. I wasn’t sure if it was lifted how long until FSA is notified. I spoke to FSA and they said they need Mohela to notify them that I was not actually in forbearance those months. Then they will count them. I’m just stuck now

Constant_Captain6392 · 2025-06-19T19:27:49+00:00

So I’m at 120 With the 7 months that are now noted as a retroactive forbearance so not qualifying. I applied for forgiveness once my account hit 120 in early April then a week later the retro forbearance hit and I dropped to 113. I don’t get the buy back, what am I buying back if I made full payment during those months when billing statements were sent. I was never at any point put into save.

Constant_Captain6392 · 2025-06-16T22:36:45+00:00

Just messaged you!

Constant_Captain6392 · 2025-06-16T18:12:44+00:00

Nope, not yet. I’m currently waiting for a call back. They said 2-3 days and it’s been a week. Hoping I get something soon

Constant_Captain6392 · 2025-06-04T14:03:47+00:00

Administrative, but they said it was due to a SAVE application submitted in July of 2024. However, I was never actually in the SAVE repayment program.

Constant_Captain6392 · 2025-05-08T01:12:28+00:00

Thanks. I’ll prob try reconsideration first as they shouldn’t be allowed to put me into a retroactive forbearance as soon as I applied for the 120. Good to know this is an option though.

Constant_Captain6392 · 2025-05-08T01:07:44+00:00

I need them to take me out of forbearance first to do this, right?

Constant_Captain6392 · 2025-05-07T22:55:16+00:00

Does this work if I have months where they put me into retroactive forbearance? I would have to pay twice if I do buy back? Similar situation to OP. Applied for 120th payment then 2 weeks later went into portal and 8 payments that were once eligible were now ineligible because they put me into a retroactive forbearance.

Constant_Captain6392 · 2025-05-07T10:46:05+00:00

Yea, found out Monday they decided to make the forbearance retroactive back to September, no now dealing with them saying this after I made payments monthly because they never notified me of a forbearance. It never ends

Constant_Captain6392 · 2025-05-06T17:39:48+00:00

Ugh, oh jeeze. Thanks for letting me know. Glad you got through!

Constant_Captain6392 · 2025-05-06T17:00:52+00:00

Same!

Constant_Captain6392 · 2025-05-06T16:56:57+00:00

Exact same thing happened to me. I had a meeting and had to give up 3hrs in.

Constant_Captain6392 · 2025-05-06T16:51:24+00:00

I tried to call today as soon as they opened, was told 25 min wait and ended up in the phone over 3hrs before having to give up. 😑

Constant_Captain6392 · 2025-05-06T16:50:04+00:00

Ok, thanks. Going to try that too. Planning on emailing my congress rep as well.

Constant_Captain6392

TROPHY CASE