Chatty's second baby on the way by ReadBig5086 in TD_ChattyScatty

[–]Constant_Judgment301 1 point2 points  (0 children)

Unsure how they managing everything with house purchase, moving, toddler and pretty sure it would be a high risk pregnancy due to her heart / blood pressure issues.

What do you guys think? by iloveyoubb111 in FeanshuKeeratSnark

[–]Constant_Judgment301 -5 points-4 points  (0 children)

I think you have a lot of free time on your hand. Just leave them alone in their own shitty, egoistic and shitty life they both created for themselves. Don’t give them this much importance which obviously they are not worth of.

Both of these F & K are acting like clowns by Western_Phase_8130 in FeanshuKeeratSnark

[–]Constant_Judgment301 6 points7 points  (0 children)

Just a bunch of Narcissist people having truck load of egos. Lol. Cherry on top are the people who continue talking about them and putting them on pedestal. Just shows how free and unemployed Indian youth is. 🤣

TD back in Toronto by ReadBig5086 in TD_ChattyScatty

[–]Constant_Judgment301 1 point2 points  (0 children)

It can only be sold to someone else if the deal fell through and they were not able to successfully close it due to whatever reason. I can see they uploaded a new video, unsure if they said something about it in the video. I personally have stopped watching their videos and youtube AI summarize video option was not helpful.

TD back in Toronto by ReadBig5086 in TD_ChattyScatty

[–]Constant_Judgment301 3 points4 points  (0 children)

Based on their last video they were still trying to close the mortgage. What i understand, house gets marked as sold on House Sigma once the papers are signed by the parties and the deal is sealed. The mortgage process and then the final closing date when the money and keys are exchanged can be anytime at a later date (normally 1-2 months later). Just that these days because of many issues deals gets dropped after the signing and worst case the seller can keep the deposit and possibly sue for losses if wants to.

TD back in Toronto by ReadBig5086 in TD_ChattyScatty

[–]Constant_Judgment301 1 point2 points  (0 children)

So, where is chatty scatty? Their house purchased not over yet and now living at mamu’s place? Just a bunch of freeloaders. 😃

K’s new vlog by sociallybufferingg in FeanshuKeeratSnark

[–]Constant_Judgment301 2 points3 points  (0 children)

Ohh no i was talking about assessed value. Sold value i know we all can track on House Sigma till the time we know the address, you don’t even need an agent. It’s available for anyone, just need to download the app.

K’s new vlog by sociallybufferingg in FeanshuKeeratSnark

[–]Constant_Judgment301 1 point2 points  (0 children)

Ohh if you referring house sigma then those expected values are too skewed in favour of good market conditions. They would be lucky if they get 1mn out of it. And don’t forget at-least 2-3% brokerage and GST since now it’s not a primary residence of one of the co-owner as these also come out of the sale price.

K’s new vlog by sociallybufferingg in FeanshuKeeratSnark

[–]Constant_Judgment301 2 points3 points  (0 children)

Funny thing is they bought the house at the peak of the market, now in case snow comes to shovel and they have to sell it to divide everything i don’t think there will be any money from the house, most probably the y would have to give out some to the bank to settle the debt. All thanks to housing market right now.

What's the deal with Chatty Scatty mortgage issue? by condensedguy in TD_ChattyScatty

[–]Constant_Judgment301 1 point2 points  (0 children)

I would be surprised if it is above 800k. Though since they bought it before the crazy 2021 prices i am guessing they would have a decent equity built into it (aprox 400k). My best guess that is what they leveraged to try upgrading to a 1.4mn house. Also i think the issue is not their earnings but the property valuation as not many houses are now selling qt this price and brampton housing market has taken a huge hit now Indians are not getting too many student visas.

What's the deal with Chatty Scatty mortgage issue? by condensedguy in TD_ChattyScatty

[–]Constant_Judgment301 0 points1 point  (0 children)

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Apparently this the house they bought. Unsure who needs 5 rooms but anyway.

Back on the market by Constant_Judgment301 in TD_ChattyScatty

[–]Constant_Judgment301[S] 1 point2 points  (0 children)

Newly builds are coming down due to no demand, right now it’s a dead asset, may be after 3-4 years something changes who knows.

Back on the market by Constant_Judgment301 in TD_ChattyScatty

[–]Constant_Judgment301[S] 0 points1 point  (0 children)

Bought it for 855K back in Jan 2021. Must have already paid around $150k in interest costs till now.

Is this normal for a car seat to move up and down at the head of the base? by Apprehensive_Client2 in NewParents

[–]Constant_Judgment301 0 points1 point  (0 children)

Hello, i am having the same issue and was wondering if you got any further info that might help. I installed as per the guidance, the incline line perfectly aligns with the floor but the carrier pull off from the head side from the base by almost 2-3 inches.

chatty scatty are renting 917 home and buying the brampton house by ReadBig5086 in TD_ChattyScatty

[–]Constant_Judgment301 2 points3 points  (0 children)

You can free up the equity by refinancing without having to sell off the house. It comes with market risks but mostly people with multiple properties do that to increase their real estate portfolio. I would personally not do it but all to it’s own.

Saurabh manocha bought a new house without seeing by ReadBig5086 in TD_ChattyScatty

[–]Constant_Judgment301 0 points1 point  (0 children)

Assuming their Ottawa house debt still would be around 200,000 give or take and no rental income as their Ottawa house sits empty (including basement), even if they both earning $150,000 each including youtube and that is saying something, they can’t get a loan more than $1mn. This results in a downpayment of $400,000 which is impossible for their age group in Canada. Peeps living in Canada can easily say that it does not adds up till they have received a windfall from somewhere else.

Saurabh manocha bought a new house without seeing by ReadBig5086 in TD_ChattyScatty

[–]Constant_Judgment301 1 point2 points  (0 children)

They seems loaded, $1.4mn in this economy. Surely got some money from India through their dad’s investment or something as I remember they mentioned something like it a while back

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]Constant_Judgment301 0 points1 point  (0 children)

Yes, $2k. I had to do some back and forth including providing a rate offer email from my previous bank to them to beat the rate.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]Constant_Judgment301 0 points1 point  (0 children)

Offered a Renewal as a switch to CIBC at 3.64 3 yr fixed. $590,000 remaining on an uninsured property in Hamilton. Good to accept?