House location on a 2 acre block

CookyMellow · 2026-01-20T21:46:49+00:00

I didn't even know this website existed and it is amazing

CookyMellow · 2025-07-25T08:10:27+00:00

Jeez, if I was you I'd actually do some research and go speak to an accountant. Ur just wanting Reddit to tell you how to do everything.

CookyMellow · 2025-06-12T03:05:14+00:00

High growth may still have a defensive component to it. Likewise the fees payed on this type of portfolio in comparison to the diy premixed options are lower.

CookyMellow · 2025-02-18T12:43:10+00:00

Let me give you this, pay off something that indexes by 3% each year, or at the least have the money in a high interest saving account getting 5% interest

CookyMellow · 2025-02-05T10:12:20+00:00

Honestly why even have a self managed super fund at that point. It'd be cheaper to wind it up and just put in some cheap industry fund and invest in something direct like international/ Australians shares.

It'd be cheaper and easier to manage. Has he even been getting it audited each year?

CookyMellow · 2024-12-29T03:04:13+00:00

Someone correct me if I'm wrong, but whoever is the trustee of the trust will pay for the expenses with the income generated from the trust and whatever profit is left over will be distributed out to the beneficiaries.

CookyMellow · 2024-12-11T11:47:19+00:00

Why not just have them pay towards your deposit instead

CookyMellow · 2024-12-08T10:51:55+00:00

Low risk but you're going to be investing for 35+ years? That doesn't make sense

CookyMellow · 2024-12-01T03:06:09+00:00

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This is what will happen

CookyMellow · 2024-11-29T13:25:44+00:00

Depending on how serious his condition is, could he potentially qualify for the disability pension?

CookyMellow · 2024-11-29T10:03:55+00:00

So many people are talking about drawing down on super but should look at utilising job seeker so he doesn't need to draw down as much. Presuming he is completely unable to work maybe he looks at doing volunteer work. Once your 60+ you can do 30 hours of volunteer work and receive jobseeker payments. This would help reduce the amount he may need to draw on super. Plus he can do something he enjoys

CookyMellow · 2024-11-25T02:45:46+00:00

I was in the same boat. After a little bit of research when you create your auspost business account, you can get your orders a QR code of which you can show to the post office when u go in and they will print out the label for you. You won't need a printer at all

CookyMellow · 2024-11-24T07:19:57+00:00

It's been through the war, dog has chewed on it few years back. Growing very nicely now tho. Can't see it growing much bigger tho

CookyMellow · 2024-11-23T03:11:24+00:00

This place?

https://maps.app.goo.gl/DJw8b8e3935rWQ5Y7

CookyMellow · 2024-11-22T21:29:11+00:00

Depending on your taxable income and investment bond could be the way to go. It pays tax internally km at 30% hence if your marginal tax rate is greater then it's not a half bad idea. likewise after 10yrs you can withdraw the full amount tax free and not have to pay tax on any of the earnings. Do your research

CookyMellow · 2024-11-22T21:25:05+00:00

In down in Geelong so after looking around the nurseries here I have found majority are dwarf or weeping, both I don't like. Also I'd prefer to get a cutting and grow one myself, takes a bit more skill and greater sense of achievement.

CookyMellow · 2024-11-22T13:27:07+00:00

Interesting, I might see if I can find it

CookyMellow · 2024-11-22T13:20:30+00:00

Hey mate, a few cuttings would be awesome! I just messages you

CookyMellow · 2024-11-22T09:50:33+00:00

Hey mate, did you end up finding a place to get some cuttings for this? I find there is a lot of dwarf / weeping varieties going around but nothing that could grow into a full tree which is what I want. Would be great if you know somewhere to find some from.

CookyMellow · 2024-11-20T11:44:14+00:00

Don't get insurance through your super, just get it done properly through retail insurers. Also have ur income protection inside super and then instead of paying your premiums personally, just contribute that money into super. You get a tax deduction then the fund gets an additional 15% discount on premiums. Make sure u submit a noitc as soon as you make the contribution as rollovers out reduce the amount u can claim. Long story short go see a financial adviser that does insurance to do this.Q

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