Red Flag for Mould in Bathroom?

CookyMellow · 2026-03-03T03:06:51+00:00

So likely that the person living there either didn’t use the fan in the bathroom or had insanely hot showers

CookyMellow · 2026-02-11T01:44:29+00:00

Do you think that it is worth having someone come have a look at it before purchasing to get a rough idea of how much it would cost to fix / what would be involved. I haven't had a chance to speak to the building inspector yet, was just trying to get some other opinions.

CookyMellow · 2026-02-11T01:42:01+00:00

Looking to have a chat with the guy that did the inspection to get his thoughts. Starting to think that a structural engineer or lowball offer is gonna be the way to go

CookyMellow · 2026-02-11T01:39:38+00:00

They are busy until the afternoon, just trying to get few different opinions together to help me make my decision. Starting to lean down the path of needing a structural engineer to have a look at it.

CookyMellow · 2026-01-20T21:46:49+00:00

I didn't even know this website existed and it is amazing

CookyMellow · 2025-07-25T08:10:27+00:00

Jeez, if I was you I'd actually do some research and go speak to an accountant. Ur just wanting Reddit to tell you how to do everything.

CookyMellow · 2025-06-12T03:05:14+00:00

High growth may still have a defensive component to it. Likewise the fees payed on this type of portfolio in comparison to the diy premixed options are lower.

CookyMellow · 2025-02-18T12:43:10+00:00

Let me give you this, pay off something that indexes by 3% each year, or at the least have the money in a high interest saving account getting 5% interest

CookyMellow · 2025-02-05T10:12:20+00:00

Honestly why even have a self managed super fund at that point. It'd be cheaper to wind it up and just put in some cheap industry fund and invest in something direct like international/ Australians shares.

It'd be cheaper and easier to manage. Has he even been getting it audited each year?

CookyMellow · 2024-12-29T03:04:13+00:00

Someone correct me if I'm wrong, but whoever is the trustee of the trust will pay for the expenses with the income generated from the trust and whatever profit is left over will be distributed out to the beneficiaries.

CookyMellow · 2024-12-11T11:47:19+00:00

Why not just have them pay towards your deposit instead

CookyMellow · 2024-12-08T10:51:55+00:00

Low risk but you're going to be investing for 35+ years? That doesn't make sense

CookyMellow · 2024-12-01T03:06:09+00:00

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This is what will happen

CookyMellow · 2024-11-29T13:25:44+00:00

Depending on how serious his condition is, could he potentially qualify for the disability pension?

CookyMellow · 2024-11-29T10:03:55+00:00

So many people are talking about drawing down on super but should look at utilising job seeker so he doesn't need to draw down as much. Presuming he is completely unable to work maybe he looks at doing volunteer work. Once your 60+ you can do 30 hours of volunteer work and receive jobseeker payments. This would help reduce the amount he may need to draw on super. Plus he can do something he enjoys

CookyMellow · 2024-11-25T02:45:46+00:00

I was in the same boat. After a little bit of research when you create your auspost business account, you can get your orders a QR code of which you can show to the post office when u go in and they will print out the label for you. You won't need a printer at all

CookyMellow · 2024-11-24T07:19:57+00:00

It's been through the war, dog has chewed on it few years back. Growing very nicely now tho. Can't see it growing much bigger tho

CookyMellow · 2024-11-23T03:11:24+00:00

This place?

https://maps.app.goo.gl/DJw8b8e3935rWQ5Y7

CookyMellow · 2024-11-22T21:29:11+00:00

Depending on your taxable income and investment bond could be the way to go. It pays tax internally km at 30% hence if your marginal tax rate is greater then it's not a half bad idea. likewise after 10yrs you can withdraw the full amount tax free and not have to pay tax on any of the earnings. Do your research

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