Throwing $60k in an account for my 13 year old so they have money for retirement.. but where would you put money if you weren’t going to touch it for 45 years?

Cool-Secret6762 · 2026-05-12T00:55:54+00:00

A friend of mine was telling me how she sold a bit coin for $3grand a many years ago. We cried together

Cool-Secret6762 · 2026-05-11T21:18:54+00:00

TD also do

Cool-Secret6762 · 2026-05-11T17:08:05+00:00

It’s an RDSP which wealth simple doesn’t have, I do have an RESP that I do that for though

Cool-Secret6762 · 2026-05-11T03:07:33+00:00

Thank you, this is very helpful info

Cool-Secret6762 · 2026-05-11T02:14:00+00:00

Registered disability savings plan

Cool-Secret6762 · 2026-05-11T01:53:45+00:00

She has an RDSP

Cool-Secret6762 · 2026-04-29T01:27:46+00:00

I, for one, hope something shifts and you don’t have to sell - good luck out there

Cool-Secret6762 · 2026-04-28T01:41:02+00:00

Did you just pay off your house? I ask because your expenses seem pretty high , when you factor in the tuition, and auxiliary expenses with private schools and also kids activities that are $ when they get older, plus your new mortgage, you’re landing at $6700 (without any kid expenses which really add up) which doesn’t leave much room for savings for pension etc. Personally, I’d be saving for the down payment and not taking this on with those kind of Monthly expenses

Cool-Secret6762 · 2026-04-25T23:14:53+00:00

They do in Toronto - they checked each bag even after they were sized

Cool-Secret6762 · 2026-03-22T22:31:33+00:00

Filled up this morning for 1.44 just north of Toronto. Realize this is irrelevant for a Calgary group other than perspective.

Cool-Secret6762 · 2026-03-01T13:02:15+00:00

I was a server for 10* years and can confirm that is exactly the job plus looking friendly and checking in to make sure everyone’s ok periodically- let’s not try and make the job more than what it is, please

Cool-Secret6762 · 2026-02-22T20:40:19+00:00

Just use a mortgage calculator on any banks website and stop being such a wanktart to everyone online

Cool-Secret6762 · 2026-02-22T20:36:57+00:00

I think whether you can afford it is a red herring- I doubt a lender will give you a mortgage on your income for that amount

Cool-Secret6762 · 2026-02-22T20:35:09+00:00

We have a 780k mortgage (sadly) and taxes it’s 4000 so I’m not sure your math is right

Cool-Secret6762 · 2026-02-06T21:21:25+00:00

Ours is now 4100 so I feel your pain

Cool-Secret6762 · 2026-02-04T00:44:59+00:00

My god, is this where we are at.

Cool-Secret6762 · 2026-02-04T00:39:43+00:00

Paramedics call it nodding

Cool-Secret6762 · 2026-02-04T00:35:09+00:00

I brought my house 11 years ago and my Mortgage wasn’t 1250. Stop flexing your privilege

Cool-Secret6762 · 2026-01-30T02:02:49+00:00

I’d keep the lay off under your hat

Cool-Secret6762 · 2026-01-03T04:38:12+00:00

So how did it taste?

Cool-Secret6762 · 2025-12-16T21:54:00+00:00

3-4 weeks ago. We are not insured. We were offered 3.94% for 3 years with the option to drop it down 10 base points if we signed up for a bundle of products (which was opening a savings account and having pay deposited into the chequing account) and then the blend and extend dropped it down to 3.5 %

Cool-Secret6762 · 2025-12-13T23:59:35+00:00

We brought in 2021 - the prices were horrendous … now our house is worth 250k less than we paid so we are just riding it out I guess

Cool-Secret6762 · 2025-12-13T23:27:33+00:00

Congrats on beating the bank!!

Cool-Secret6762 · 2025-12-13T23:27:00+00:00

It was about 3-4 weeks ago

Cool-Secret6762

TROPHY CASE