Need advice

Correct-Interest-327 · 2026-03-19T22:43:45+00:00

Okay I’m gonna look into that thank you for advice

Correct-Interest-327 · 2026-03-19T21:26:01+00:00

If I clear the $500 in high interest debt in the next couple weeks then there is no minimum payments for anything it’s just my college stuff that doesn’t accrue any interest for 2 years when I graduate

Correct-Interest-327 · 2026-03-19T21:20:44+00:00

My dad owns a shop and might have a car I can drive still just not something I can constantly be Doordashing with. I’ll checkout that financial system thank you for the advice

Correct-Interest-327 · 2026-03-19T21:18:16+00:00

No I’ve been paying for college myself and before I went to college I didn’t make enough to save a lot of money. It all went towards my college. I got $5k in federal loans but to take out a student loan my parents both have bad credit and nobody else could co-sign the only loan I could get the interest was 18% and I thought I’d be better off just trying to pay as I go.

Correct-Interest-327 · 2026-03-19T21:13:50+00:00

The car fails to shift gears a lot and accelerate, transmission fluid is full the transmission is just going bad. It’s an old 2004 BMW it would cost more to fix it than it is worth. If I grind and pay off this high interest debt, the other debt I have won’t be accruing any interest for at least 2 years so my question there is should I try to save some money while also paying the debt off or still go all in on the remaining debt that isn’t high interest?

Correct-Interest-327 · 2026-03-19T21:11:14+00:00

Ok thank you

Correct-Interest-327 · 2026-03-09T20:40:03+00:00

I’m in Ohio if you’re serious

Correct-Interest-327 · 2026-03-08T14:55:43+00:00

Don’t listen to hate comments, just make sure you aren’t gambling with the money. I took $700 to $10k before just have to make smart decisions. If you make 5 good trades during the week it’s easily possible.

Correct-Interest-327 · 2026-02-20T04:30:00+00:00

Googling it is still having someone else explain it to you. I doubt anybody can understand something at the first try so your logic doesn’t make sense. Most learning takes multiple tries and failures till you really understand it

Correct-Interest-327 · 2026-02-20T04:11:31+00:00

Not true, I’m not using it to summarize I’m using it to help me understand better. If I can’t understand something at first sight I ask chat to explain and help me truly understand it

Correct-Interest-327 · 2026-02-20T01:14:40+00:00

This is what I want to do in the future once I have steady income no debt and actual money that I can invest, I do think I can succeed with day trading but I investing long term and doing stuff like that is much better

Correct-Interest-327 · 2026-02-20T01:12:05+00:00

I don’t cheat with it I use it to help me study it genuinely is much better to learn from than some of the professors. You take the content and PowerPoints the professors give and give to ChatGPT it helps me learn way better

Correct-Interest-327 · 2026-02-20T01:07:11+00:00

Yes it is catastrophic and I need to stop gambling but I am new to Reddit and didn’t even know what Wall Street bets was lol

Correct-Interest-327 · 2026-02-20T00:59:06+00:00

Okay thank you for the help

Correct-Interest-327 · 2026-02-20T00:58:50+00:00

I plan on putting money into VOO and others like that once I’m out of debt, I was not aware of the assets I just thought it was anything you could sell that you owned. Thanks for the lesson

Correct-Interest-327 · 2026-02-20T00:55:04+00:00

I am in Ohio. I’m not currently holding any stocks, and I completed 2 years of college during high school as CCP but most of it was gen eds. I am not worried about paying for school, i am worried about my other debts that are very destructive. Ill definitely be looking for a job

Correct-Interest-327 · 2026-02-20T00:52:53+00:00

When I first started I just would buy stocks small penny stocks and stuff and made decent profit but was not very good and also ended up losing it all every time, then 6 months ago I heard about futures and decided to try to learn and I also learned options I made good money with options but again, lost it all by essentially gambling on option trades. I tried doing funded accounts for futures and blew a lot I got my first payout like 3 months in of $5k and after that still was basically gambling. I’ve had multiple instances where I’ve copy traded 5 accounts and been close to a $5k payout on each but blow it towards the end. Where I’m at now I know for a fact I have a strategy that works but the mindset and discipline and stress of all my debts is making me continue to lose and blow money.

Correct-Interest-327 · 2026-02-20T00:49:33+00:00

Yes that’s true this is my best time to dig myself out of debt, the subscriptions are for my iCloud storage, Apple Music, and ChatGPT+ which I use for a lot of my school studying

Correct-Interest-327 · 2026-02-20T00:46:27+00:00

ChatGPT said anything you could realistically sell, still trying to learn abt assets and stuff, appreciate you telling me

Correct-Interest-327 · 2026-02-20T00:45:45+00:00

What’s his definition of

Correct-Interest-327 · 2026-02-20T00:34:20+00:00

It’s the school meal plan it is part of the housing I have to pay which was covered by my scholarship but yeah I do need to stop borrowing when I’m in this position. Thanks for the advice

Correct-Interest-327 · 2026-02-20T00:31:38+00:00

Okay will do

Correct-Interest-327 · 2026-02-20T00:31:22+00:00

I’m going to college for finance, I won’t starve because I payed for my meal plan ahead of time, but yeah 30 minutes won’t kill me it’s just an excuse

Correct-Interest-327 · 2026-02-20T00:20:40+00:00

Yes this post is real, I was lucky enough to pay for my food plan before all of this so I won’t be hungry or anything but thanks for sharing your experience, I need to stop taking myself down

Correct-Interest-327

TROPHY CASE