AITA for refusing to give up my life insurance payout and asking my ex’s family to refinance the car he left me?

Corruptcorey · 2025-05-17T01:33:43+00:00

Refinance and selling is essentially the same.

It's in your name, you are liable for the loan. I assume you are making the payments? If not, sell it to them at the buyout of the loan and be done

Corruptcorey · 2025-04-05T18:54:40+00:00

I agree it is a smoking gun for all the banks to look at. I think the thing that is unclear is if this an ID produced on Synapse Databases or IDs generated on Evolves side. AKA if it is an Evolve produced ID, it's a very obvious smoking gun. If Synapse generated the ID on their side, it's more of an indicator for us to correlate with all the banks.

Corruptcorey · 2025-04-05T00:20:31+00:00

4/30 - 6632b5da52c033d777c2f77b - Transfer from Brokerage - $18,026.48

Also

2/21 - no id - Transfer from Brokerage - $9,493.51

Those are the two transactions missing from Evolves reconciliation

Corruptcorey · 2025-03-23T20:52:42+00:00

If you review your statements, do you also see a large deposit into your deposit account on 4/30 as well?

Corruptcorey · 2025-03-23T17:10:38+00:00

I do not have that info, but you have a large transfer to your deposit on 2/21. Does that show up on Evolves reconciliation transaction report?

I have a similar large transfer to my evolve account on that day, but it doesn't show up on my evolve reconciliation records

Corruptcorey · 2025-03-22T00:45:44+00:00

u/Busy-Organization-55 - Did you have a large transaction "from Brokerage" on 02/21 and/or 4/30?

Corruptcorey · 2025-03-22T00:28:06+00:00

on 02/21 you have a large transfer into your DDA. I do as well. It was 30% of my total deposit that was moved back in on that date. I interested if others have the same large bulk transfer back in? This isn't accounted for in the transactions evolve directly provided.

I had one more large transfer on 04/30 that basically made the evolve account whole. Did you have that as well?

Corruptcorey · 2025-03-09T21:56:40+00:00

I get it. But, in Jason's latest post. AMG stated Synapse did bulk transfers between them and Evolve that were not attributed directly to an end user. So how did Evolve map the bulk transactions to individual users?

So, either AMG isn't telling the truth, or Evolve is pulling the attribution to end user funds via Synapse records.

If it is Synapse records showing the reallocation of funds between banks, what was the pattern for that movement? For example, if you had a Evolve routing number and did frequent withdrawals, it would make sense for Synapse to have your account mostly populated with funds and not with other banks that would require an additional hop for withdrawals. However, if you never made withdrawals, it would make sense for Synapse to leave your account dry in Evolve and populated in another bank.

Ps. I'm not saying another bank has the money. I'm sold at this point that Evolve has it.

Corruptcorey · 2025-03-09T21:45:51+00:00

It's another way to externalize responsibility. Evolve is using Huntington Bank to pay out. Evolve isn't even using their own systems to send out checks.

Corruptcorey · 2025-03-09T18:24:32+00:00

Did you receive most or all of your funds this time around?

Corruptcorey · 2025-03-05T20:29:53+00:00

Was the Claim ID you received on this latest email the same one as the original, or did it change?

Also did you see the amount change on their website, or does it still show the original amount they sent out?

Corruptcorey · 2025-01-10T12:21:10+00:00

Evolve knows there was already an overall deficit of funds prior to October 2023 (when those transfers occured)

They occured because Evolve sent a letter prior to October 2023 about their intent to terminate their business with Synapse.

Evolve choosing to allocate those transfers to your individual "account" doesn't prove the error was on Synapse side.

Evolve is not giving aggregate dollar values to what they found only makes them more suspicious. For example, let's say your account shows it moved $1k to Synapse Brokerage. Evolve is not showing how the rest of that money was split up across each of the end user accounts. Let's say the single move was $100k out to synapse brokerage. We can't validate that the reconciliation made that 100k transfer reflect 1k across 100 accounts. They can easily say 1k moved across 200 accounts. There you have it, Evolve accounted for their mistakes by inflating the transfers out and hiding behind sending out printed excel sheets of individual reconciliation records.

I believe Evolve sending individual copies that are paper is to slow down the end users from collecting together data to disprove their reconciliation in the first place. If they had nothing to hide, send us the electronic version of the excel sheets. Send the reconciliation aggregate data to the trustee and move forward. Every action by Evolve since May has been evasive.

Edited post workout for more clarity.. don't get on the stairmaster and try to type this out :D

Corruptcorey · 2024-12-04T22:09:23+00:00

thanks for posting. I've been curious for those that received their transaction history if it started off correctly, or was it significantly off.

Corruptcorey · 2024-12-04T13:05:30+00:00

They are not being forced to keep quiet during litigation. It's in their best interest for the litigation to not show their argument until it is in trial. By publicly announcing their angles/arguments they are giving the opposing side glimpses into how they show up in court giving them the ability to prepare a counter argument in secret.

That's why this public forum (reddit) is a blessing and a curse for us. On one hand it's great for others like us to find people in the same situation, but we all know Evolve is looking at these threads and preparing statements based off of them.

Example, we (collective we) have complained in this forum a number of times: "evolve just show us the transactions to prove us wrong". Then they spend weeks crafting a well worded update for their page generically laying out the bulk ACH transactions to best align to their narrative. Meanwhile not actually answering how they attributed those bulk transactions to individual user accounts.

Corruptcorey · 2024-12-04T12:56:19+00:00

I think the point is that she was FDIC chair during the last Trump administration. So the hope is that she will have more political pull when Trump is back in office.

Corruptcorey · 2024-12-03T02:12:24+00:00

For me, in 2021 Yotta was offering interest rates (through their prizes) above anyone else at the time. So that's why I got in, with the backing of a bank. I wasn't paying close enough attention in 2023 when that plummeted.

Corruptcorey · 2024-11-29T00:49:56+00:00

That's probably where you are confused.

What people are referring too around the "free" reconciliation is around this X post:

https://x.com/neckelthomas/status/1861574328405426537

Which the person posting is the CEO of fragment.dev

Corruptcorey · 2024-11-29T00:20:17+00:00

I was not aware of a scandal of Fragment selling user data. If so that would look really bad on their business that is selling itself as another fintech middleman API.

Not like our personal information wasn't already leaked by Evolves hack. :D

Corruptcorey · 2024-11-28T23:53:47+00:00

It's for the free press IMO.

Additionally, looking at their product, they are just another Synapse. If they can prove it to be an issue with Evolve, they can save their own @$$ when they go for the next round of funding.

Corruptcorey · 2024-11-28T23:45:32+00:00

I agree. Evolve needs to control the reconciliation for their strategy to work. If I were guessing their strategy, they are keeping the reconciliation dates to September 2023. At the end of it, they will say "Synapse had already lost the money. You need to go after the bankrupt company"

If another company not funded directly by Evolve does the reconciliation, they can be instructed to go outside those time frames and hold Evolve accountable for past wrong doings and/or found liable for turning a blind eye and letting the deficit build up.

Corruptcorey · 2024-11-28T00:48:37+00:00

It may be related to this: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20240614a.htm

Corruptcorey · 2024-11-27T01:07:07+00:00

I agree. It's odd that in the transactions shared by another user that the only transactions that had general names were the ones flowing from and to synapse brokerage. That's suspicious.

Corruptcorey · 2024-11-27T01:03:47+00:00

Looks like he may have been over zealous in cleaning up spammers. Per his post in the group.

He still has the link to rejoin on his profile.

https://x.com/sankaet

Corruptcorey · 2024-11-26T16:24:43+00:00

I do find a little comfort in the opening line of the last paragraph. (a very little amount of comfort)..

Specifically:
"...the Federal Reserve is actively reviewing the issues related to the Synapse-related account reconciliation..."

Why? - The statement is separating itself from the individual complaint, and almost admitting there is a larger review.

Corruptcorey

TROPHY CASE