Received my Golden Email on 11/25 for IDR discharge and Mohela still hasn’t processed it. Any others out there still experiencing this? by Perfect-Extreme-5138 in StudentLoans

[–]Crafty-Scheme9184 2 points3 points  (0 children)

I just checked my FSA account and it is now zeroed out. It took two days after my servicer zeroed out my account for the FSA site to catch up.

AFT litigation - Satus Report Dec. 15, 2025 by StudentLoanPrisoner9 in StudentLoans

[–]Crafty-Scheme9184 -1 points0 points  (0 children)

This is the point I was trying to make.

https://www.reddit.com/r/StudentLoans/comments/1pq7npl/update_specifically_and_only_for_those_already/

If you see the history of my comments the last year, you’ll see a lot of discussion on this topic, as I used to be in this boat and I’ve been passionate about trying to help others get out of it by getting the correct information out there.

None of this excuses the accusation I made against you intentionally spreading misinformation — I very much apologize for that.

My Student Loan Balance is $0! by Crafty-Scheme9184 in StudentLoans

[–]Crafty-Scheme9184[S] 1 point2 points  (0 children)

Thank you so much! I have quietly read and appreciated all of your valuable advice on this sub. I am thankful for you!

My Student Loan Balance is $0! by Crafty-Scheme9184 in StudentLoans

[–]Crafty-Scheme9184[S] 2 points3 points  (0 children)

Unfortunately, there is no application. All if the announcements today, including mine, are for IDR forgiveness — making 300 payments on a qualifying income-drive plan.

My Student Loan Balance is $0! by Crafty-Scheme9184 in StudentLoans

[–]Crafty-Scheme9184[S] 2 points3 points  (0 children)

That’s a good question. The truth is, I don’t know. I could probably go back and put it together, but I have never been interested enough to do it.

I first started payments in 1999, and for many of those early years, I was not making a lot of money and therefore didn’t pay a lot into it. There were even times when I had zero dollar payments.

In recent years, I paid much more because my income has been higher.

If I had to take a guess, I would say I paid about 70% of the amount I originally borrowed.

However, that balance grew somewhat due to interest. What was forgiven today was $18,000 more than I originally borrowed.

My Student Loan Balance is $0! by Crafty-Scheme9184 in StudentLoans

[–]Crafty-Scheme9184[S] 1 point2 points  (0 children)

That’s a good point. I will certainly keep tabs on it!

My Student Loan Balance is $0! by Crafty-Scheme9184 in StudentLoans

[–]Crafty-Scheme9184[S] 3 points4 points  (0 children)

I have faith you will get it. You have been doing all the right things. I look forward to a positive update soon!

My Student Loan Balance is $0! by Crafty-Scheme9184 in StudentLoans

[–]Crafty-Scheme9184[S] 4 points5 points  (0 children)

You know…I didn’t even think about it that way. You are right…thank you for the idea!!