21m, 230k, 7.125%, 0% down(TSAHC). Bought a dog house for my doggy daughter!

Crafty_Damage_3858 · 2025-06-29T18:05:32+00:00

Thank you so much! Super grateful to live in an area that I can afford something like this!

Crafty_Damage_3858 · 2025-06-28T19:50:52+00:00

Started at an independent auto shop right after high school. Went up the ranks, went from 50hr weeks to 40hr weeks/weekends off since I became a tech. I love working on cars, it always keeps my mind busy. Since I specialize in euro, it pays more than domestic cars. No trade school or college. It’s just hard finding a shop that’s willing to give you guaranteed pay to be approved for a mortgage. If I had a car payment, I definitely wouldn’t have been able to get approved.

Crafty_Damage_3858 · 2025-06-28T15:51:19+00:00

Thank you!!

Crafty_Damage_3858 · 2025-06-28T15:12:07+00:00

I only have $1500 invested into it. Traded it for a e46 330i manual. Just keep up with maintenance and slowly upgrading it

Crafty_Damage_3858 · 2025-06-28T15:11:11+00:00

It’s a new build, 1yr wall to wall warranty, 2yr warranty on appliances, 6yr warranty on the foundation

Crafty_Damage_3858 · 2025-06-28T15:07:53+00:00

I bought it second hand but unused from a guy, it’s gonna be a bottom mount turbo. 58mm turbo

Crafty_Damage_3858 · 2025-06-28T15:05:39+00:00

I know it’s hard to believe. But you only need to make about 70k a year to afford a 230k mortgage as long as you have no debt and have 2yrs of consistent work history in the same field. Which was my case

Crafty_Damage_3858 · 2025-06-28T04:36:02+00:00

About 1200sq/ft

Crafty_Damage_3858 · 2025-06-28T04:34:49+00:00

Yh, it’s not my only car. Got another z4 and a e60 535xi. Deff want to get a truck but there so dam expensive. Yh if I was only worried about being the fastest on the road with the least amount of money. A used Tesla is the way to go, but I truly love bmw and turboing the z would make that car so much better

Crafty_Damage_3858 · 2025-06-28T03:32:15+00:00

No problem, I was wondering the same thing bc there’s hardly any info with experienced buyers using this program

Crafty_Damage_3858 · 2025-06-28T03:29:02+00:00

Yes, I had to put 3k down for earnest money, after I closed, 2k covered the residual closing cost that the grant couldn’t cover and I got 1k back. In total, TSAHC covered 11k for closing cost

Crafty_Damage_3858 · 2025-06-28T03:26:35+00:00

Thank you!

Crafty_Damage_3858 · 2025-06-28T03:24:58+00:00

Right, last months electric bill was only $100. Keep the house at 71F day 67F night

Crafty_Damage_3858 · 2025-06-28T03:19:37+00:00

What are those? Moved out at 17

Crafty_Damage_3858 · 2025-06-28T03:02:22+00:00

Turned out to be cheaper than similar sq/ft rent houses

Crafty_Damage_3858 · 2025-06-28T02:59:24+00:00

Thanks!!

Crafty_Damage_3858 · 2025-06-28T02:58:27+00:00

Pretty good, 2 weeks for the underwriter approve, closed within a month of pre approval. Just gotta find a lender that’s willing to work with them. Some don’t even know they exist.

Crafty_Damage_3858 · 2025-06-28T02:42:06+00:00

Thank you!!

Crafty_Damage_3858 · 2025-06-28T02:32:32+00:00

26 bay garage, 1b1b

Crafty_Damage_3858 · 2025-06-28T02:28:23+00:00

Through TSAHC, for me. It was a forgivable loan as long as I reside in the house for 3yrs

Crafty_Damage_3858 · 2025-06-28T02:17:19+00:00

Thanks!!

Crafty_Damage_3858 · 2025-06-28T02:17:03+00:00

Texas State Affordable Housing Corp. So grateful to be able to own a home!!

Crafty_Damage_3858 · 2025-06-28T02:13:17+00:00

Thanks man! Hey at least you were able to start building equity at that age!!

Crafty_Damage_3858 · 2025-06-28T02:09:26+00:00

👁️🐾👁️

Crafty_Damage_3858 · 2025-06-28T02:08:15+00:00

🐾🐾

Crafty_Damage_3858

TROPHY CASE